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IMPOSTER SCAM ALERT

APGFCU will never contact you unexpectedly by text, email, or phone to request personal or financial information. We also won’t send representatives to your home to collect debit or credit cards or cash.

If you get a message claiming to be from APGFCU that asks for this information, do not respond. 

To report a suspicious text or email, click here.

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Search Results for "property tax"


1 of 127
Tax Season Scams: How to Spot and Avoid the Latest Con
https://www.apgfcu.com/post/tax_season_scams_how_to_spot_and_avoid_the_latest_con.html
... Don't sign a blank tax return. taxpayers are ultimately responsible for what appears on tax returns filed with the IRS. Make sure you receive your refund. Your refund ... tax season is here, which means your information and refund are at risk. As many begin filing their income tax statements ahead of the April deadline, scammers and criminals ... tax Transcript ... tax Season Scams: How to Spot and Avoid the Latest Con ...
Missing: property 

2 of 127
Susan Stover - APGFCU Mortgage Loan Officer - APG Federal Credit Union
https://www.apgfcu.com/mortgage-loan-officer/susan-stover.html
... for the payment of property taxes and/or homeowner's insurance may not be available for this product. Loan payment example: A fixed-rate [75% Loan-to-Value (LTV)] loan ... and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days ... the payment of property taxes and/or homeowner's insurance may not be available for this product. Loan payment example: A fixed-rate [75% Loan-to-Value (LTV)] loan of ...

3 of 127
Maggie Medice - APGFCU Mortgage Sales Manager - APG Federal Credit Union
https://www.apgfcu.com/mortgage-loan-officer/maggie-medice.html
... for the payment of property taxes and/or homeowner's insurance may not be available for this product. Loan payment example: A fixed-rate [75% Loan-to-Value (LTV)] loan ... and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days ... the payment of property taxes and/or homeowner's insurance may not be available for this product. Loan payment example: A fixed-rate [75% Loan-to-Value (LTV)] loan of ...

4 of 127
Mortgage Rates - APG Federal Credit Union
https://www.apgfcu.com/rates/mortgage-rates.html
... for the payment of property taxes and/or homeowner's insurance may not be available for this product. ↵ 2The information provided assumes the purpose of the loan ... and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days ... the payment of property taxes and/or homeowner's insurance may not be available for this product. ↵ 2The information provided assumes the purpose of the loan is to ...

5 of 127
HOAs: Pros and Cons
https://www.apgfcu.com/post/hoas_pros_and_cons.html
... activities. Protected property Appearance: We’ve all seen houses with overgrown trees or unkempt lawns. Luckily, an HOA takes care of that! Their goal is to maintain ... regulations onto property residents to maintain the appearance and property value of the community. When you purchase a home within an HOA, you are automatically ...
Missing: tax 

6 of 127
Get Approved Mortgage Loan Offer - APG Federal Credit Union
https://www.apgfcu.com/free-no-obligation-mortgage-pre-approval-offer.html
... for the payment of property taxes and/or homeowner's insurance may not be available for this product. Loan Payment Example: beginning with Loan Payment Example: A ... and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days ... Payments do not include taxes and insurance premiums and actual payment obligation may be greater. 1The information provided assumes the purpose of the loan is to purchase a ...

7 of 127
Financial Steps to Take Following the Death of a Loved One
https://www.apgfcu.com/post/financial_steps_to_take_following_the_death_of_a_loved_one.html
... utilities, services and property tax Tax returns To carry out the deceased’s final wishes and ensure their finances are taken care of, file their will with the probate ... will and distributing property and assets. To get a firm idea of the decedent’s financial affairs, you will need to make an encompassing list of their bills and ... services and property tax tax returns To carry out the deceased’s final wishes and ensure their finances are taken care of, file their will with the probate court. ... Prepare to file final taxes ...

8 of 127
Articles & Resource Library - APG Federal Credit Union
https://www.apgfcu.com/learn/articles-and-resource-library.html
... regulations onto property residents to maintain the appearance and property value of the community. When you purchase a home within an HOA, you are automatically ... News Fraud and Security tax season is here, which means your information and refund are at risk. As many begin filing their income tax statements ahead of the April ... tax Season Scams: How to Spot and Avoid the Latest Con ...

9 of 127
Jumbo Mortgage Loans - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/jumbo-mortgage-loans.html
... and an estimated property value of $1,062,500. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days ... A jumbo mortgage loan can help you buy a property with a higher purchase price than the amounts permitted under FHFA conforming loan limits for your area. ... not include amounts for taxes and insurance premiums and the actual payment obligation will be greater. 1The information provided assumes the purpose of the loan is to ...

10 of 127
Temporary Buydowns: Combat Higher Rates and Ease Into Homeownership
https://www.apgfcu.com/post/temporary_buydowns_combat_higher_rates_and_ease_into_homeownership.html
... buyers to purchase the property. The savings could be enough to influence those who had not previously considered buying. Jumping into a hefty mortgage payment can be ... utility costs, taxes and more. But what if there was a way to get into the home of your dreams with a lower monthly payment for the first few years of ownership? An ... utility costs, taxes and more. But what if there were a way to get into the home of your dreams with a lower monthly payment for the first few years of ownership? ...

11 of 127
Mortgage Checklist: Documents & Steps For A Smooth Approval
https://www.apgfcu.com/post/mortgage_checklist_documents_and_steps_for_a_smooth_approval.html
... related expenses, like property taxes, homeowners insurance, potential HOA fees, and maintenance costs. An online mortgage calculator can be used to estimate your monthly ... if you own rental property  Other income sources (bonuses, overtime, alimony, child support, etc.)  Employer contact information for 2 years  Most ... and Business tax returns or 1099s if you are self-employed  Personal tax returns if you own rental property  Other income sources (bonuses, overtime, ...

12 of 127
Residential/Agriculture Loans - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/residentialagriculture-loans.html
... APGFCUs Residential/Agriculture Loans cater to property owners in Harford, Cecil, and Baltimore counties. Experience local support and specialized expertise now. ... whose rural area property has features, such as large acreage and/or small-scale farming activity, that may make it challenging to obtain conventional mortgage ...
Missing: tax 

13 of 127
Lot Loans - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/lot-loans.html
... APGFCU offers Lot Loans for your property dreams. Secure financing for your ideal lot and turn your vision into reality. Explore our lot loan options now! ... residence. Improved property must have certain utilities and services available to it, such as road access, electricity, water, and sewer. Program features include: ...
Missing: tax 

14 of 127
Fixed-Rate Mortgages - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/fixed-rate-mortgages.html
... end of the loan term. property taxes and homeowner’s insurance may increase, but generally, your monthly payments will be very stable. APGFCU offers fixed-rate ... the loan term. Property taxes and homeowner’s insurance may increase, but generally, your monthly payments will be very stable. APGFCU offers fixed-rate mortgages for ...

15 of 127
Credit Card Disclosures - APG Federal Credit Union
https://www.apgfcu.com/borrow/credit-card/disclosures.html
... for the disputed property or services and any finance or other charges imposed on that amount, but only if you have made a good faith attempt and have been unable to ... IRA, Keogh, or similar tax-deferred account. In addition, you acknowledge that the Federal Credit Union Act (12 U.S.C. 1757 (11)) secures all amounts owed APGFCU for use of ...

16 of 127
Savings - APG Federal Credit Union
https://www.apgfcu.com/save/savings.html
... seek the guidance of a tax advisor or accountant for tax filing. 1Please consult your tax advisor. Account Highlights Watch your after-tax retirement savings contributions ...
Missing: property 

17 of 127
Financial Gifting: Rewarding Investments for the Kids in Your Life
https://www.apgfcu.com/post/financial_gifting_rewarding_investments_for_the_kids_in_your_life.html
... investments such as property deeds, vehicles and valuable art, along with traditional financial ones. Once the child reaches adulthood, they can take control of the ... want to contact your tax advisor for additional tax information. 1https://www.savingforcollege.com/article/529-savings-plans-and-private-school-tuition ...

18 of 127
Benefits of Payroll Software for Small Businesses
https://www.apgfcu.com/post/small_business_benefits_of_payroll_software.html
... new-hire and payroll tax forms Deducting accurate taxes and filing them automatically Payroll systems can also help you pay yourself. In most cases, the way you, as an ...
Missing: property 

19 of 127
202303275-010
https://www.apgfcu.com/content/docs/ALL-ABOUT-YOUR-ACCOUNTS-BUSINESS.pdf
... A “lien” on property is a creditor’s right to obtain ownership of the property in the event a debtor defaults on a debt. A “statutory lien” is one created ... CERTIFICATION - Federal tax law requires us to report interest payments we make to you of $10 or more in a year, and to include your taxpayer identification number (TIN) on ...

20 of 127
202391015-010
https://www.apgfcu.com/content/docs/ALL-ABOUT-YOUR-ACCOUNTS.pdf
... A “lien” on property is a creditor’s right to obtain ownership of the property in the event a debtor defaults on a debt. A “statutory lien” is one created ... CERTIFICATION - Federal tax law requires us to report interest payments we make to you of $10 or more in a year, and to include your taxpayer identification number (TIN) on ...

21 of 127
Mortgage - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages.html
... for Federal income tax purposes, and members should consult a tax advisor for further information regarding the deductibility of interest and charges. Payments do not ...
Missing: property 

22 of 127
Common Scam Types - APG Federal Credit Union
https://www.apgfcu.com/security/common-scam-types.html
... effectively avoid it. tax ID Theft Scam Con artists steal tax information through a variety of methods i.e. phishing, information leaked from hacking, or possibly a ...
Missing: property 

23 of 127
VisaBus-CashBack-Agreement_BA-VIS-DIS.pdf
https://www.apgfcu.com/content/docs/VisaBus-CashBack-Agreement_BA-VIS-DIS.pdf
... for the disputed property or services and any finance or other charges imposed on that amount, but only if you have made a good faith attempt and have been unable to ... financial statements, tax returns or other credit-related information. You authorize the Credit Union to disclose information regarding your Account to credit bureaus and ...

24 of 127
Why Get Pre-Approved for a Mortgage? 5 Questions Answered.
https://www.apgfcu.com/post/why_get_preapproved_for_a_mortgage_5_questions_answered.html
... takes include: Type of property, i.e., single family, multi-unit, condominium property State Response time to requests for additional documents property appraisal Title ... stubs, bank statements, tax returns, proof of assets, and information about your debts. Submit an Application: Fill out a mortgage application with your lender, online or in ...

25 of 127
Terms of Use - APG Federal Credit Union
https://www.apgfcu.com/terms-of-use.html
... Android and Google are property of the applicable third party and not APGFCU. License and Restrictions The Application is licensed, not sold, to you. All rights, title and ...
Missing: tax 

26 of 127
Online and Mobile Banking FAQs - APG Federal Credit Union
https://www.apgfcu.com/save/online-and-mobile-banking/online-and-mobile-banking-faqs.html
... Date drop-down menu. tax Forms tax forms for the previous year will be sent out in the mail after January 31st of the current year. For those looking for details about ...
Missing: property 

27 of 127
BusinessApplication_BA-NMB-FM-Interactive.pdf
https://www.apgfcu.com/content/docs/BusinessApplication_BA-NMB-FM-Interactive.pdf
... The taxpayer Identification Number (TIN) shown is my correct taxpayer identification number.  Backup Withholding. I am not subject to backup ...
Missing: property 

28 of 127
Year-End Checklist for Business Owners
https://www.apgfcu.com/post/yearend_checklist_for_business_owners.html
... to reap the financial tax benefits. Speak with a tax lawyer or accountant before making any decisions, as different strategies may work best for various types of ...
Missing: property 

29 of 127
First-Time Homebuyers - APG Federal Credit Union
https://www.apgfcu.com/first-time-homebuyer.html
... want to find a property and sign a contract to purchase, only to find out you don’t qualify for the loan you need. Will I have access to a loan officer for ... that any applicable taxes and insurance costs are collected monthly with your mortgage payment. Your actual interest rate may differ depending on a number of factors, ...

30 of 127
APGFCU-Consumer-Online_Mobile-Banking-Disclosure-052025.pdf
https://www.apgfcu.com/content/docs/APGFCU-Consumer-Online_Mobile-Banking-Disclosure-052025.pdf
... of intellectual property to us and our licensors, shall also be deemed our and our licensors’ exclusive intellectual property, and shall not be subject to any ...
Missing: tax 

31 of 127
Rural Housing (USDA) - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/rural-housing-usda.html
... for Federal income tax purposes, and members should consult a tax advisor for further information regarding the deductibility of interest and charges.  Payments do ...
Missing: property 

32 of 127
Insurance Coverage Options to Protect Your Business
https://www.apgfcu.com/post/insurance_coverage_options_to_protect_your_business.html
... asset or significant property from financial and property damage due to vandalism, fire, storm and more. This includes coverage of equipment, inventory and furniture. ...
Missing: tax 

33 of 127
U Educate Member Rewards Program. - APG Federal Credit Union
https://www.apgfcu.com/join-apgfcu/benefit-programs/u-educate-member-rewards-program.html
... purchase loans (with property address) and first mortgage refinance loans only (1st lien position). Home equity loans and lines of credit, lot loans and bridge loans are ... Any applicable taxes are the responsibility of the recipient. Custodial and other fiduciary accounts are not eligible for this offer. Checking account must remain ...

34 of 127
APGFCU-Loan-Payment-Portal-Terms-and-Conditions.pdf
https://www.apgfcu.com/content/docs/APGFCU-Loan-Payment-Portal-Terms-and-Conditions.pdf
... service partners is our property or the property of our service partners, and we and our service partners are free to use and disclose that information (other than the ... be free to disclose the tax treatment or tax structure of any transaction under this Agreement. Change in Terms; Termination We have the right to change this Agreement at ...

35 of 127
VA Home Loans - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/va-loans.html
... and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days ... not include amounts for taxes and insurance premiums and the actual payment obligation will be greater. Rates accurate as of 07/17/2025. The information provided assumes the ...

36 of 127
FHA - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/fha.html
... and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days ... not include amounts for taxes and insurance premiums and the actual payment obligation will be greater. The information provided assumes the purpose of the loan is to ...

37 of 127
Visa-CashBack-Agreement-VD-CBV-DIS.pdf
https://www.apgfcu.com/content/docs/Visa-CashBack-Agreement-VD-CBV-DIS.pdf
... The cards remain our property and you must recover and surrender to us all cards immediately upon our demand and upon termination of the Line of Credit. 4b. Cash ... IRA, Keogh, or similar tax deferred account. In addition, you acknowledge that, pursuant to the Federal Credit Union Act (12 U.S.C. 1757(11)), to secure all amounts owed ...

38 of 127
Avoiding Scams After Disaster Strikes
https://www.apgfcu.com/post/avoiding_scams_after_disaster_strikes.html
... require you to rent a property in the wake of a disaster, be aware that some rental listings could be a scam. Scammers often offer properties that either do not exist or ... your donation is tax-deductible or offering sweepstakes winnings as compensation for your donation In today’s world, it’s better to be safe than sorry. If ...

39 of 127
Certificates - APG Federal Credit Union
https://www.apgfcu.com/save/certificates.html
... or accountant for tax filing. 1Please consult your tax advisor. Account Details and Uses Choose from 25 or 45 months During the term, you can "step up" to a current, ...
Missing: property 

40 of 127
Member News
https://www.apgfcu.com/content/docs/MemberNews_Winter2021_web.pdf
... for unexpected life events. Please consult with your tax advisor for additional tax information. ...
Missing: property 

41 of 127
Visa-NewCreditCardAgreement_VD-VIS-DIS.pdf
https://www.apgfcu.com/content/docs/Visa-NewCreditCardAgreement_VD-VIS-DIS.pdf
... The cards remain our property and you must recover and surrender to us all cards upon our request and upon termination of the Agreement. 4b. Share Secured Credit Line: If ... IRA, Keogh, or similar tax-deferred account. In addition, you acknowledge that the Federal Credit Union Act (12 U.S.C. 1757 (11)) secures all amounts owed APGFCU for use of ...

42 of 127
BusinessAccountOpeningChecklist_BA-AI-FM.pdf
https://www.apgfcu.com/content/docs/BusinessAccountOpeningChecklist_BA-AI-FM.pdf
... the IRS (State Sales tax Form is not acceptable) † tax return prepared by an accountant documenting the EIN † W-9 completed and signed by an owner/ officer of the ...
Missing: property 

43 of 127
Member News Fall 2022
https://www.apgfcu.com/content/docs/MemberNews_Fall_2022_web.pdf
... VA purchase loans (with property address) and fixed-rate first mortgage conforming, USDA and VA refinance loans only. ARMs, jumbo loans, residential agriculture, home equity ... Any applicable taxes are the responsibility of the recipient. Equal housing lender. All loans are subject to credit approval. Membership eligibility applies. Other ...

44 of 127
AccountOpeningChecklist_BA-AI-FM-070819.pdf
https://www.apgfcu.com/content/docs/AccountOpeningChecklist_BA-AI-FM-070819.pdf
... the IRS (State Sales tax Form is not acceptable) ɆɆ tax return prepared by an accountant documenting the EIN ɆɆ W-9 completed and signed by an owner/ officer of the ...
Missing: property 

45 of 127
Home Equity Lines of Credit Rates - APG Federal Credit Union
https://www.apgfcu.com/rates/home-equity-rates.html
... and terms. Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary ... does not include taxes or insurance premiums. Actual payment obligation will be greater if taxes and insurance are included.↵ Other rates and options are ...

46 of 127
APGFCU_MemberNews_Spring2024_web.pdf
https://www.apgfcu.com/content/docs/APGFCU_MemberNews_Spring2024_web.pdf
... and any applicable taxes are the responsibility of the recipient. Membership eligibility applies. Other restrictions may apply. This offer is subject to change at any ...
Missing: property 

47 of 127
Forms - APG Federal Credit Union
https://www.apgfcu.com/forms.html
... Instructions tax Forms tax forms for the previous year will be sent out in the mail after January 31st of the current year. For those looking for details about their tax ...
Missing: property 

48 of 127
Consumer_Rules_Web_0.pdf
https://www.apgfcu.com/content/docs/Consumer_Rules_Web_0.pdf
... and ordering that property be protected. (b) Such interim measures may take the form of an interim award, and the arbitrator may require a security payment for the ...
Missing: tax 

49 of 127
MemberNews_Fall2021_web.pdf
https://www.apgfcu.com/content/docs/MemberNews_Fall2021_web.pdf
... on remaining in the property for years to come. Refi could save you monthly Tip: To calculate your break-even point for savings versus closing costs, divide your closing ... and any applicable taxes are the responsibility of the recipient. 1 Bonus of $50, paid at the time of account opening, will be deposited into the savings account. Bonus ...

50 of 127
Credit: More Than a Number
https://www.apgfcu.com/post/credit_more_than_a_number.html
... your specific needs. You may also want to contact your tax advisor for additional tax information. ...
Missing: property 

51 of 127
Business Loans - APG Federal Credit Union
https://www.apgfcu.com/advance-your-business/business-loans.html
... of owner-occupied property Financing available for non-owner-occupied property (investment real estate, IRE) Flexible terms Flexible terms Fixed-interest rates For ...
Missing: tax 

52 of 127
MemberNews_Spring2023_web.pdf
https://www.apgfcu.com/content/docs/MemberNews_Spring2023_web.pdf
... and any applicable taxes are the responsibility of the recipient. Membership eligibility applies. Other restrictions may apply. This offer is subject to change at any ...
Missing: property 

53 of 127
Rates and Closing Costs Information - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/rates-and-closing-costs-information.html
... items such as a property appraisal, credit report, flood determination, title insurance, closing or settlement fee, and recording fee, will generally be similar from ... establish an escrow account and any state, county or municipal taxes will be the same no matter the lender chosen. ...

54 of 127
Discount Programs - APG Federal Credit Union
https://www.apgfcu.com/join-apgfcu/discount-programs.html
... Receive $25.00 off tax preparation for new clients. Valid only at DeCapite & DeCapite in Bel Air, MD. Not to be combined with any other offer, discount, ...
Missing: property 

55 of 127
How to Apply for a Credit Card and the Approval Process - APGFCU
https://www.apgfcu.com/post/how_to_apply_for_a_credit_card_and_the_approval_process.html
... your specific needs. You may also want to contact your tax advisor for additional tax information. ...
Missing: property 

56 of 127
Membership-App-Interactive_NEW.pdf
https://www.apgfcu.com/content/docs/Membership-App-Interactive_NEW.pdf
... this form is my correct taxpayer identification number; (2) that I am not subject to backup withholding either because I have not been notified that I am subject to backup ...
Missing: property 

57 of 127
MemberNews_Spring_2022_Web.pdf
https://www.apgfcu.com/content/docs/MemberNews_Spring_2022_Web.pdf
... and any applicable taxes are the responsibility of the recipient. Referring member must be in good standing to obtain the bonus. Membership eligibility applies. Other ...
Missing: property 

58 of 127
MemberNews_Spring2021_Web.pdf
https://www.apgfcu.com/content/docs/MemberNews_Spring2021_Web.pdf
... and any applicable taxes are the responsibility of the recipient. Referring member must be in good standing to obtain the bonus. Membership eligibility applies. Other ...
Missing: property 

59 of 127
SPR-1
https://www.apgfcu.com/content/docs/Sole_Prop_Resolution_-E_form__2_Mktg.pdf
... real estate or other property now owned or hereafter owned or acquired by the Proprietorship as security for sums borrowed, and to discount the same, unconditionally ... name of . I, Federal tax I.D. Number Agents. Any Agent listed below, subject to any written limitations, is authorized to exercise the powers granted as indicated below: ...

60 of 127
Mortgage Process
https://www.apgfcu.com/content/docs/Mortgage_Process.pdf
... and have chosen a property, discuss the type of loan product that works best for you. Your loan officer will review disclosures and request all necessary documentation ... of employment and tax records will be obtained. Get Pre-approved Meet with a loan officer to determine what price range you qualify for based on your credit, income ...

61 of 127
APGFCU-Annual-Report-2018_web.pdf
https://www.apgfcu.com/content/docs/APGFCU-Annual-Report-2018_web.pdf
... 27,010,809 24,246,529 property and equipment, net 12,327,035 13,122,161 Other assets NCUSIF deposit 11,389,521 10,714,477 Total assets $ 1,362,960,385 $ 1,240,989,554 ... crisis so that no taxpayer money was needed for bailouts. In July 2018, the NCUA refunded $734,302 back to us. In closing, I would like to share that our CEO, Don ...

62 of 127
Deceased Member Account - APG Federal Credit Union
https://www.apgfcu.com/deceased-member-account.html
... is established) Estate tax identification number (EIN) – (provided by the IRS)  You may also use this form to submit follow-up documentation to a previously ...
Missing: property 

63 of 127
APGFCU-Annual-Report-2020-FINAL-UPDATED.pdf
https://www.apgfcu.com/content/docs/APGFCU-Annual-Report-2020-FINAL-UPDATED.pdf
... 3,046,718 2,995,689 property and equipment, net 26,433,012 27,251,724 Other assets 15,008,304 13,524,329 National Credit Union Share Insurance Fund (NCUSIF) deposit ... credit, insurance, taxes and more. • Free, one-on-one financial counseling, debt management services and financial education tools through our partnership with ...

64 of 127
MemberNews_Fall_2024_web.pdf
https://www.apgfcu.com/content/docs/MemberNews_Fall_2024_web.pdf
... and any applicable taxes are the responsibility of the recipient. Referring member must be in good standing to obtain the bonus. Membership eligibility applies. Other ...
Missing: property 

65 of 127
APGFCU-U-Educate-Member-Rewards-Sweepstakes-Official-Rules_MC-ER-DIS-031122.pdf
https://www.apgfcu.com/content/docs/APGFCU-U-Educate-Member-Rewards-Sweepstakes-Official-Rules_MC-ER-DIS-031122.pdf
... become the exclusive property of APGFCU and none will be acknowledged or returned. 3. Drawing: One potential winner will be selected in a random drawing after 12/7/2022 ... state and local taxes imposed on the prize and for any other expenses not specified. 9. Winners List: You may obtain a list of the winners and of these Official ...

66 of 127
Banks or Credit Unions: Which Should You Choose?
https://www.apgfcu.com/post/banks_vs_credit_unions.html
... exempt from some of the taxes banks have to pay.2 Check out APGFCU’s account rates to compare which is the best option for you. Both banks and credit unions offer the ...
Missing: property 

67 of 127
Rates and Closing Costs Info - APG Federal Credit Union
https://www.apgfcu.com/rates-and-closing-costs-information.html
... items such as a property appraisal, credit report, flood determination, title insurance, closing or settlement fee, and recording fee, will generally be similar from ... establish an escrow account and any state, county, or municipal taxes will be the same no matter the lender is chosen. ...

68 of 127
U Educate Member Rewards Sweepstakes Official Rules - APG Federal Credit Union
https://www.apgfcu.com/join-apgfcu/benefit-programs/u-educate-member-rewards-program/apgfcu-u-educate-member-rewards-sweepstakes-official-rules.html
... become the exclusive property of APGFCU and none will be acknowledged or returned. Drawing: One potential winner will be selected in a random drawing after 12/08/2025 ... state and local taxes imposed on the prize and for any other expenses not specified. Winners List: You may obtain a list of the winners and of these Official Rules ...

69 of 127
Business Savings - APG Federal Credit Union
https://www.apgfcu.com/advance-your-business/business-savings.html
... to acquire a commercial property, need a credit card for daily expenses, or just need working capital in general, speak to a business banking representative today. Cash ... Highlights Save for taxes or capital improvements Deposit or withdraw funds at any time Annual Percentage Yield 0.25%* Dividends are compounded and credited quarterly on ...

70 of 127
Member News Winter 2023
https://www.apgfcu.com/content/docs/MemberNews_Winter2023_Web.pdf
... buyers to purchase the property. The savings could be enough to influence those who had not previously considered buying. Buyer Benefits Jumping into a hefty mortgage ... utility costs, taxes and more. But what if there were a way to get into the home of your dreams with a lower monthly payment for the first few years of ownership? ...

71 of 127
Adjustable-Rate Mortgages (ARMs) - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/adjustable-rate-mortgages-arms.html
... assumptions: (1) the property is located in one of the following states: District of Columbia, Delaware, Florida, Maryland, New Jersey, Pennsylvania, Virginia, North ... that any applicable taxes and insurance costs are collected monthly with your mortgage payment. See more information in our Rates and Closing Costs Information. Your ...

72 of 127
UEducateMember_Scholarship_Rules_MC-ER-DIS-010124.pdf
https://www.apgfcu.com/content/docs/UEducateMember_Scholarship_Rules_MC-ER-DIS-010124.pdf
... become the exclusive property of APGFCU and none will be acknowledged or returned. notification attempt, the potential winner may be disqualified and an alternate winner ... state and local taxes imposed on the prize and for any other expenses not specified. 9. Winners List: You may obtain a list of the winners and of these Official ...

73 of 127
Home Equity - APG Federal Credit Union
https://www.apgfcu.com/borrow/home-equity.html
... and terms. Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary ... transfer/recordation taxes.1   Home Equity Loan Home Equity Line of Credit       Home Equity Loan Home Equity Line of Credit     1If you close your Home Equity Line ...

74 of 127
Senior Financial Abuse: How to Spot It and Stop It
https://www.apgfcu.com/post/senior_financial_abuse_how_to_spot_it_and_stop_it.html
... steal their money or property, or coerce them via physical or mental abuse for financial gain. Other times, a stranger will contact an elderly person with an elaborate ... to cover the cost of taxes. Once the check is sent, the prize is either never delivered or of very low value and the victim has lost a large amount of money. The ...

75 of 127
Travelers Auto & Home Insurance - APG Federal Credit Union
https://www.apgfcu.com/save/insurance/auto-and-home-insurance.html
... Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered through Travelers Texas MGA, Inc. and ...
Missing: tax 

76 of 127
Microsoft Word - U Educate Official Rules-2025
https://www.apgfcu.com/content/docs/U-Educate-Official-Rules-2025.pdf
... become the exclusive property of APGFCU and none will be acknowledged or returned. 3. Drawing: One potential winner will be selected in a random drawing after 12/08/2025 ... state and local taxes imposed on the prize and for any other expenses not specified. 9. Winners List: You may obtain a list of the winners and of these Official ...

77 of 127
Four Steps to Reassessing Your Homeowner’s Policy
https://www.apgfcu.com/post/four_steps_to_reassessing_your_homeowners_policy.html
... or exterior of the property, loss or theft of belongings, and personal liability if someone is hurt on your property or in your home. Like car insurance, home insurance ...
Missing: tax 

78 of 127
Membership-Disclosure.pdf
https://www.apgfcu.com/content/docs/Membership-Disclosure.pdf
... Visa Debit Card is the property of the Credit Union and must be returned to us by you when requested. The Visa Debit Card may also be automatically impounded by an ATM at ...
Missing: tax 

79 of 127
Seven Keys to Buying a Used Car
https://www.apgfcu.com/post/seven_keys_to_buying_a_used_car.html
... money on car insurance, taxes, general wear and tear over time, and the significant down payment that comes along with new cars. More and more shoppers are realizing this ...
Missing: property 

80 of 127
Deciding to Refinance - APG Federal Credit Union
https://www.apgfcu.com/deciding-to-refinance.html
... bank statements, and property details. There may be additional documents to finance your mortgage. To learn more, call 888-LOAN-391 (888-562-6391) to receive a call ... need proof of income, tax returns, bank statements, and property details. There may be additional documents to finance your mortgage. To learn more, call 888-LOAN-391 ...

81 of 127
Business Visa Cash Back Credit Card Request Form - APG Federal Credit Union
https://www.apgfcu.com/business-visa-cash-back-credit-card-request-form.html
... Social Security number, tax ID number, or any other personal or business financial information. Security Please enter the code shown in the image.   Business Visa Cash ...
Missing: property 

82 of 127
John Carroll School CampusCards - APG Federal Credit Union
https://www.apgfcu.com/john-carroll-school-campuscards.html
... and any applicable taxes are the responsibility of the recipient. Membership eligibility applies. Other restrictions may apply. This offer is subject to change at ...
Missing: property 

83 of 127
Personal Loan Requirements
https://www.apgfcu.com/post/personal_loan_requirements.html
... submit a copy of your tax returns.  But remember, it is best to have a secure and stable income before considering a personal loan. Determine the specific loan amount ...
Missing: property 

84 of 127
Mortgage Loan Reamortization Request Form - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/mortgage-refinance/mortgage-loan-reamortization-request-form.html
... information you feel may be beneficial: Do not include account numbers, Social Security number, tax ID number, or any other personal or business financial information. ...
Missing: property 

85 of 127
MemberNews_Fall_2023_web.pdf
https://www.apgfcu.com/content/docs/MemberNews_Fall_2023_web.pdf
... Owner and Director tax Services. “I am dedicated to our credit union, its members and the community we serve." 2023 APGFCU Youth Baseball Clinic On Tuesday, August 1, ...
Missing: property 

86 of 127
Mortgage Loan Modification Request Form - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/mortgage-refinance/mortgage-loan-modification-request-form.html
... Social Security number, tax ID number, or any other personal or business financial information. Security Please enter the code shown in the image.   *Loan must be open ...
Missing: property 

87 of 127
TransactionsFlyer_PF-AI-FY-081023.pdf
https://www.apgfcu.com/content/docs/TransactionsFlyer_PF-AI-FY-081023.pdf
... Reorder Checks Get tax Info Report Lost or Stolen Card Account Inquiry Check Balance Order a New Visa Debit Card Open Checking/ Suffix *Night drops available only at ...
Missing: property 

88 of 127
Credit Card Pay Off Calculator
https://www.apgfcu.com/calculators3/PayoffCC.html
... provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical ...
Missing: property 

89 of 127
Business Services Request Form - APG Federal Credit Union
https://www.apgfcu.com/business-services-request-form.html
... information you feel may be beneficial: Do not include account numbers, Social Security number, tax ID number, or any other personal or business financial information. ...
Missing: property 

90 of 127
Compound Savings Calculator
https://www.apgfcu.com/calculators3/CompoundSavings.html
... provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical ...
Missing: property 

91 of 127
Overcoming the Inflation Squeeze: Steps for Small Businesses
https://www.apgfcu.com/post/overcoming_the_inflation_squeeze_steps_for_small_businesses.html
... seek the guidance of a tax or financial professional before investing. Investment products are not credit union deposits and are not insured by the National Credit Union ...
Missing: property 

92 of 127
APGFCU-Annual-Report-2017.pdf
https://www.apgfcu.com/content/docs/APGFCU-Annual-Report-2017.pdf
... 2,447,534 2,222,470 property and equipment, net 24,246,529 24,660,223 Other assets 13,122,161 12,875,128 NCUSIF deposit 10,714,477 9,931,379 Total assets $ 1,240,989,554 ...
Missing: tax 

93 of 127
Credit Union Certificate Calculator
https://www.apgfcu.com/calculators3/CUDeposit.html
... provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical ...
Missing: property 

94 of 127
Five Steps to Secure a Business Loan
https://www.apgfcu.com/post/five_steps_to_secure_a_business_loan.html
... with: A business plan. tax returns and bank statements for your business and personal records. Financial statements for your business. Any legal documents for your ...
Missing: property 

95 of 127
TransactionsFlyer_PF-AI-FY-022123.pdf
https://www.apgfcu.com/content/docs/TransactionsFlyer_PF-AI-FY-022123.pdf
... Checks Yes Yes Get tax Info Yes Yes Report Lost or Stolen Card Yes Yes Account Inquiry Yes Yes Check Balance Yes Yes Order a New Debit or ATM Card Open Checking/ Suffix ...
Missing: property 

96 of 127
Online Banking Security Tips for Safe Online Banking - APG Federal Credit Union
https://www.apgfcu.com/save/online-and-mobile-banking/security-tips-for-safe-online-banking.html
... information such as tax identification number, address or telephone number. Must be different from any of your last 10 passwords used. May not be the same as your ...
Missing: property 

97 of 127
CDD Rev1 2-4-13 Certificate
https://www.apgfcu.com/content/docs/Beneficial-Ownership-Certification.pdf
... money laundering, tax evasion, corruption, fraud, and other financial crimes. Requiring the disclosure of key individuals who own or control a legal entity (i.e., the ...
Missing: property 

98 of 127
MemberNews_Winter_2022.pdf
https://www.apgfcu.com/content/docs/MemberNews_Winter_2022.pdf
... warranty, sales tax and document and registration fees before signing — once the contract is signed, the vehicle is yours. Visit apgfcu.com/Auto, call us at ...
Missing: property 

99 of 127
APGFCU-Annual-Report-2024-web.pdf
https://www.apgfcu.com/content/docs/APGFCU-Annual-Report-2024-web.pdf
... 7,833,078 7,702,368 property and equipment, net 25,536,297 26,538,012 Operating lease right-to-use asset, net 5,575,218 6,152,231 Other assets 17,072,214 16,606,961 ...
Missing: tax 

100 of 127
PR-1
https://www.apgfcu.com/content/docs/Partnership_Resolution_-_E_form_2_Mktg.pdf
... real estate or other property now owned or hereafter owned or acquired by the Partnership as security for sums borrowed, and to discount the same, unconditionally ...
Missing: tax 

101 of 127
CA-1
https://www.apgfcu.com/content/docs/Corporate_Resolution_E_form__2_Mktg.pdf
... real estate or other property now owned or hereafter owned or acquired by the Corporation as security for sums borrowed, and to discount the same, unconditionally ...
Missing: tax 

102 of 127
OA-1
https://www.apgfcu.com/content/docs/Organizations__Association_Resolution_-_e_form__2_Mktg.pdf
... real estate or other property now owned or hereafter owned or acquired by the Association as security for sums borrowed, and to discount the same, unconditionally ...
Missing: tax 

103 of 127
Cash Management and Business Services - APG Federal Credit Union
https://www.apgfcu.com/advance-your-business/cash-management-and-business-services.html
... this material are the property of their respective owners. Contact Us About Merchant Services Schedule a Business Appointment Service Highlights Process incoming and ...
Missing: tax 

104 of 127
APGFCU-Annual-Report-2019.pdf
https://www.apgfcu.com/content/docs/APGFCU-Annual-Report-2019.pdf
... 2,995,689 2,758,893 property and equipment, net 27,251,724 27,010,809 Other assets 13,524,329 12,327,035 National Credit Union Share Insurance Fund (NCUSIF) deposit ...
Missing: tax 

105 of 127
APGFCU Credit Builder Program - APG Federal Credit Union
https://www.apgfcu.com/borrow/apgfcu-credit-builder-program.html
... the equity of my property". Apply for a Home Equity Credit Builder Loan For all other loans, click the button below and choose the loan type. Apply for a Credit ...
Missing: tax 

106 of 127
A Roadmap to Refinancing Your Home Loan
https://www.apgfcu.com/post/a_roadmap_to_refinancing_your_home_loan.html
... on remaining in the property for years to come. Tip: To calculate your breakeven point for savings versus closing costs, divide your closing costs by your monthly ...
Missing: tax 

107 of 127
APGFCU-Annual-Report-2021-V18-FINAL_Web.pdf
https://www.apgfcu.com/content/docs/APGFCU-Annual-Report-2021-V18-FINAL_Web.pdf
... interest receivable property and equipment, net 24,601,149 26,433,012 15,466,626 15,008,304 Other assets National Credit Union Share Insurance Fund (NCUSIF) deposit ...
Missing: tax 

108 of 127
APGFCU-Annual-Report-2022-V9.pdf
https://www.apgfcu.com/content/docs/APGFCU-Annual-Report-2022-V9.pdf
... 4,410,494 3,162,644 property and equipment, net 26,817,844 24,601,149 Operating lease right to use asset, net 6,758,499 Other assets 16,505,582 15,466,626 National ...
Missing: tax 

109 of 127
APGFCU-Annual-Report-2023-WEB-PDF.pdf
https://www.apgfcu.com/content/docs/APGFCU-Annual-Report-2023-WEB-PDF.pdf
... 7,702,368 4,410,494 property and equipment, net 26,538,012 26,817,844 Operating lease right to use asset, net 6,152,231 6,758,499 Other assets 16,606,961 16,505,582 ...
Missing: tax 

110 of 127
Buyer and Seller Assistance: The Importance of Partnering With a Realtor
https://www.apgfcu.com/post/buyer_and_seller_assistance_agent_vs_realtor_vs_broker.html
... buyers for their property. It is a seller’s agent’s responsibility to set a listing price for the home, schedule showings, meet with potential buyers, ...
Missing: tax 

111 of 127
Dropping PMI Weight
https://www.apgfcu.com/post/dropping_pmi_weight.html
... interest in the property if Sally and John default on their primary loan. PMI typically ranges between 0.5 and 5% of the original loan amount, and can usually be ...
Missing: tax 

112 of 127
MemberNews_Fall_2025_web_v2.pdf
https://www.apgfcu.com/content/docs/MemberNews_Fall_2025_web_v2.pdf
... and terms. Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary ...
Missing: tax 

113 of 127
HomeReady 97% - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/homeready-97.html
... eligibility requirements apply.  Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater. ...
Missing: property 

114 of 127
MemberNews_Fall_2025_web_rev.pdf
https://www.apgfcu.com/content/docs/MemberNews_Fall_2025_web_rev.pdf
... and terms. Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary ...
Missing: tax 

115 of 127
LLC-1
https://www.apgfcu.com/content/docs/LLC_resolution-E_form_2_Mktg.pdf
... real estate or other property now owned or hereafter owned or acquired by the Limited Liability Company as security for sums borrowed, and to discount the same, ...
Missing: tax 

116 of 127
Youth Accounts - APG Federal Credit Union
https://www.apgfcu.com/save/youth-accounts.html
... and any applicable taxes are the responsibility of the recipient. Membership eligibility applies. Other restrictions may apply. This offer is subject to change at ...
Missing: property 

117 of 127
Business Checking - APG Federal Credit Union
https://www.apgfcu.com/advance-your-business/business-checking.html
... Highlights Save for taxes or capital improvements Deposit or withdraw funds at any time Annual Percentage Yield 0.25%* Dividends are compounded and credited quarterly on ...
Missing: property 

118 of 127
ABBY Telephone Teller - APG Federal Credit Union
https://www.apgfcu.com/manage-accounts/abby.html
... check Get last year's tax information Request a check withdrawal be mailed to your home address Transfer loan payments Call 410-272-4000 or 800-225-2555 to request a ...
Missing: property 

119 of 127
Manufactured Home Loan Rates - APG Federal Credit Union
https://www.apgfcu.com/rates/manufactured-home-loan-rates.html
... with a 9.09% APR, the monthly payment will be $452.76. Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater. ...
Missing: property 

120 of 127
Dealer Financing vs. Credit Union Financing Calculator
https://www.apgfcu.com/calculators3/CUAutoRebate.html
... provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical ...
Missing: property 

121 of 127
Car Loan Calculator
https://www.apgfcu.com/calculators3/AutoLoan.html
... provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical ...
Missing: property 

122 of 127
Debt Consolidation Calculator
https://www.apgfcu.com/calculators3/Consolidate.html
... provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical ...
Missing: property 

123 of 127
APGFCU Visa Travel and Emergency Assistance Services
https://www.apgfcu.com/content/docs/VisaProtectionPackage_PC-VIS-DIS-040120.pdf
... Does not include taxi, limousine service, commuter rail or commuter bus lines. You or Your means an eligible person whose name is embossed on an eligible U.S. issued ...
Missing: property 

124 of 127
Refer-a-Friend - APG Federal Credit Union
https://www.apgfcu.com/refer-a-friend.html
... and any applicable taxes are the responsibility of the recipient. Referrer must be in good standing to obtain the bonus. Membership eligibility applies. Other ...
Missing: property 

125 of 127
5 Tips to recover from holiday debt-test.ai
https://www.apgfcu.com/content/docs/5_Tips_to_recover_from_holiday_debt.pdf
... monthly payments. Use tax returns and holiday bonuses wisely Use these large, lump sum payments to pay down debt or start your personal savings program. Don’t look at ...
Missing: property 

126 of 127
Conventional 97% & Conventional 95% Loans - APG Federal Credit Union
https://www.apgfcu.com/borrow/mortgages/conventional-97-and-conventional-95-loans.html
... and interest payment of $1,258.59. Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater. ...
Missing: property 

127 of 127
VISA® Protection Package - APG Federal Credit Union
https://www.apgfcu.com/visa-protection-package.html
... Does not include taxi, limousine service, commuter rail, or commuter bus lines.  You or your means an eligible person whose name is embossed on an eligible U.S. ...
Missing: property 

  • APG Federal Credit Union
  • © APGFCU 2025
  • Routing Number 255075576
  • APGFCU PO Box 1176, Aberdeen, MD 21001-6176
  • Phone: 800-225-2555
  • APGFCU NMLS # 480340
    APGFCU NMLS Registry Numbers

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