Car and Truck Rates
Car & Truck Purchase Loan Rates
| Auto, Truck, Van | Automated Payments APR as low as1 | Monthly Payment per $1,000 borrowed2 |
|---|---|---|
| 1–36 months | 4.79% | $29.88 |
| 37–51 months | 5.04% | $21.82 |
| 52–63 months | 5.29% | $18.21 |
| 64–75 months3 | 5.69% | $15.88 |
| 76–84 months3 | 6.59% | $14.89 |
| APR = Annual Percentage Rate. The rates stated above available are on approved credit. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Current or previous two model years are considered "NEW" if the vehicle has never been titled.
Rates are honored for 30 days from the date of loan decision. |
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| Auto, Truck, Van | Automated Payments APR as low as1 | Monthly Payment per $1,000 borrowed2 |
|---|---|---|
| 1–36 months | 4.94% | $29.94 |
| 37–51 months | 5.19% | $21.89 |
| 52–63 months | 5.44% | $18.28 |
| 64–75 months3 | 5.84% | $15.95 |
| 76–84 months3 | 6.74% | $14.97 |
| APR = Annual Percentage Rate. The rates stated above are available on approved credit for purchases from a franchise dealer or refinances on model years of up to two years old. A franchise dealer is a dealership that sells new and used vehicles under a franchise agreement with a licensed manufacturer or distributor. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
Rates are honored for 30 days from the date of loan decision. Maximum loan term for used vehicles between three and seven years old is 75 months. Maximum loan term for used vehicles eight years or older is 63 months. |
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Car & Truck Refinance Loan Rates
| Auto, Truck, Van | Automated Payments APR as low as1 | Monthly Payment per $1,000 borrowed2 |
|---|---|---|
| 1–36 months | 4.04% | $29.54 |
| 37–51 months | 4.29% | $21.48 |
| 52–63 months | 4.54% | $17.87 |
| 64–75 months3 | 4.94% | $15.52 |
| 76–84 months3 | 5.84% | $14.53 |
| APR = Annual Percentage Rate. The rates stated reflect approved credit with automated payments from an APGFCU account and may differ based on loan term, model year, and individual credit profile. The advertised APR assumes eligibility for a 0.75% external refinance discount, which is available when the existing loan has been open for a minimum of 180 days. This pre-approval is valid for external refinances only. Rates are honored for 30 days from the date of loan decision. | ||
| Auto, Truck, Van | Automated Payments APR as low as1 | Monthly Payment per $1,000 borrowed2 |
|---|---|---|
| 1–36 months | 4.19% | $29.61 |
| 37–51 months | 4.44% | $21.55 |
| 52–63 months | 4.69% | $17.94 |
| 64–75 months3 | 5.09% | $15.59 |
| 76–84 months3 | 5.99% | $14.60 |
| APR = Annual Percentage Rate. The rates stated reflect approved credit with automated payments from an APGFCU account and may differ based on loan term, model year, and individual credit profile. The advertised APR assumes eligibility for a 0.75% external refinance discount, which is available when the existing loan has been open for a minimum of 180 days. This pre-approval is valid for external refinances only. Rates are honored for 30 days from the date of loan decision. | ||