System Maintenance 10/13

Car, Truck, and Motorcycle Rates

Car & Truck Loan Rates

Table data for New Car & Truck Rates
 Effective 10-11-2024
Auto, Truck, Van Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–36 months 5.44% $30.17
37–51 months 5.69% $22.12
52–63 months 5.94% $18.52
64–75 months3 6.34% $16.18
76–84 months3 7.24% $15.21
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Current or previous two model years are considered "NEW" if the vehicle has never been titled.

Rates are honored for 30 days from the date of loan decision.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2Payment example is based on the maximum term listed in the range.
  • 3Minimum loan amount is $20,000

Table data for Used Car & Truck Rates
 Effective 10-11-2024
Auto, Truck, Van Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–36 months 5.84% $30.35
37–51 months 6.09% $22.30
52–63 months 6.34% $18.70
64–75 months3 6.74% $16.38
76–84 months3 7.64% $15.41
APR = Annual Percentage Rate. The rates stated above are available on approved credit for purchases from a franchise dealer or refinances on model years of up to two years old. A franchise dealer is a dealership that sells new and used vehicles under a franchise agreement with a licensed manufacturer or distributor. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.  

Rates are honored for 30 days from the date of loan decision.

Maximum loan term for used vehicles between three and seven years old is 75 months. Maximum loan term for used vehicles eight years or older is 63 months.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2Payment example is based on the maximum term listed in the range.
  • 3Minimum loan amount is $20,000

Motorcycle Loan Rates

Table data for New Motorcycle Rates
 10-11-2024
Term Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2
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1-36 Months 4.99% $29.97
37-51 Months 5.24% $21.91
52-63 Months 5.74% $18.42
64-75 Months3 6.24% $16.14
76-84 Months3 7.24% $15.21
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Rates are honored for 30 days from the date of loan decision.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2Payment example is based on the maximum term listed in the range.
  • 3Minimum loan amount is $20,000

Table data for Used Motorcycle Rates
 10-11-2024
Term Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2
Alert Me
1-36 Months 5.74% $30.30
37-51 Months 5.99% $22.26
52-63 Months 6.49% $18.77
64-75 Months3 6.99% $16.50
76-84 Months3 7.99% $15.58
APR = Annual Percentage Rate. The rates stated above are available on approved credit for purchases from a franchise dealer or refinances. A franchise dealer is a dealership that sells new and used vehicles under a franchise agreement with a licensed manufacturer or distributor. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

Rates are honored for 30 days from the date of loan decision.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2Payment example is based on the maximum term listed in the range.
  • 3Minimum loan amount is $20,000