Car, Truck, and Motorcycle Rates

Car & Truck Loan Rates

Table data for New Car & Truck Rates
 Effective 11-29-2020
Auto, Truck, Van Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–36 months 2.24% $28.75
37–51 months 2.49% $20.68
52–63 months 2.54% $16.97
64–75 months 3.29% $14.77
76–84 months3 4.05% $13.69
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Used vehicles 2015 to 2011 maximum term 75 months. Used vehicles 2010 or older limited to 63 month term.

  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2Payment example is based on the maximum term listed in the range.
  • 3Minimum loan amount is $20,000

Table data for Used Car & Truck Rates
 Effective 11-29-2020
Auto, Truck, Van Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–36 months 2.54% $28.88
37–51 months 2.69% $20.77
52–63 months 2.79% $17.08
64–75 months 3.49% $14.86
76–84 months3 4.19% $13.76
APR = Annual Percentage Rate. The rates stated above available on approved credit for model years of up to two years old. Rates may be different as determined by loan term, purpose (purchase/refinance), model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.  

Maximum loan term for used vehicles between three and seven years old is 75 months. Maximum loan term for used vehicles eight years or older is 63 months.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2Payment example is based on the maximum term listed in the range.
  • 3Minimum loan amount is $20,000

Motorcycle Loan Rates

Table data for New Motorcycle Rates
 11-29-2020
Term Loan Amount Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–72 months $20,000 and up 4.19% $15.73
1–60 months $12,500 to $19,999 4.44% $18.62
1–60 months $7,500 to $12,499 4.69% $18.73
1–60 months Up to $7,499 4.94% $18.84
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2Payment example is based on the maximum term listed in the range.

Table data for Used Motorcycle Rates
 11-29-2020
Term Loan Amount Automated Payments APR as low as1 Monthly Payment
per $1,000 borrowed2
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1–72 months $20,000 and up 4.69% $15.96
1–60 months $12,500 to $20,000 4.94% $18.84
1–60 months $7,500 to $12,500 5.19% $18.96
1–60 months Up to $7,500 5.44% $19.07
APR = Annual Percentage Rate. The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.
  • 1To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.
  • 2Payment example is based on the maximum term listed in the range.