Earn more on your balances with High Yield Checking.
Purchase or refinance your home with us while mortgage rates are still low.Subject to credit approval.
Use your computer, laptop, mobile device, or phone to stay connected to your APGFCU accounts 24 hours a day, 7 days a week!
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
APGFCU offers unique benefits for members at every stage of life. We take great pride in offering a little something extra for those who help support the communities we serve and providing special rewards for members with a strong relationship with the credit union and discounts for our seasoned members.
Teachers and school staff are vitally important to the communities we serve. So we make it a priority to support you. Our exclusive U Educate Member Rewards Program* can help you save money through specialized products, discounts, preferred rates and reduced fees.
*See list of benefits
Member Rewards is our way of doing business—rewarding members who actively participate in the APGFCU cooperative with premium rates, discounted fees, and more.
Every member living at your address with the same last name receives the same benefits because all of those accounts are considered a “household.” Be sure to tell us if you share an address with other credit union members who have a different last name, so that we can combine them to give everyone the opportunity to be rewarded!
Your monthly statement will show you which level you’ve earned. Use this brochure to remind you of all the extra benefits you can receive for being an active member of APGFCU.
For complete program details, see the Member Rewards Program Details page or call our Member Service Center at (800) 225-2555, press 4.
Rates and rebates subject to change without notice.
MyTimes is all about helping you live the life you want. This package includes products and services designed to save you money. Membership is free and you’re automatically enrolled if you’re over 50 and you automatically convert to MyTimes plus at age 65.
* If funds are withdrawn within the first six days of opening the certificate, the penalty will be at least seven days of simple interest to be paid on the amount withdrawn. Additional withdrawals are subject to a penalty to be paid on the amount withdrawn.
APG Federal Credit Union understands the financial impact a furlough from a government job can have on an individual, a family or a small business. If you are experiencing a financial hardship due to the government shut down, we’re here to help you.
1Finance charges (interest) will continue to accrue on a daily basis during the month(s) the payment is skipped.2Certain restrictions apply. Subject to credit approval.3You will make no payments, plus the loan will not accrue interest until after the 90-day payment deferral period. If the loan is paid off at any time before the 91st day, there will be no interest charged and your total finance charge for the loan will be $0. Interest will begin to accrue at 4.99% APR beginning on the 91st day after loan settlement. Rate is current as of January 31, 2019 and is subject to change. Payment Example: For a $6,000 loan for a term of 36 months with a 4.99% APR, the monthly payment will be $179.80.4Loan amounts determined based on the amount of the most recent direct deposit made prior to the interruption of pay. Paystubs may be used in place of direct deposit.Membership eligibility applies
For information on our furlough assistance options, stop by any branch or call our Member Service Center at 410-272-4000 or 1-800-225-2555.
Here are a few tips to help with this unexpected financial setback:
For more tips, visit GreenPath.
No one can ever fully prepare for a natural disaster, and APG Federal Credit Union understands the financial impact a disaster can have on individuals and families.
To assist you during this time of disruption and rebuilding, we have prepared several disaster relief options for our members residing in FEMA-designated disaster areas.
To learn more about our specific disaster relief options and to apply or initiate special services, please contact our Member Services Department at 800-225-2555 extension 2393 or 410-612-2393.
Many of our current products and special promotions may also suit your needs:
Again, our thoughts and well-wishes are with you, and our representatives are here to assist you during this difficult time.
*Certain restrictions apply. Subject to credit approval. Finance charges (interest) will continue to accrue on a daily basis during the month(s) the payment is skipped. Federally insured by NCUA.