- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Branch Appointment Requests
- Notary Services
New Online/Mobile Banking Launches 2/8
Phone Scam Targeting Cardholders
Identity thieves are posing as APGFCU to commit card fraud. They may call from a spoofed number and ask about possible fraudulent activity on your card.
If you receive such a call, DO NOT give out any personal information. Hang up and call us at our published number. Cick here for more information.
A new and enhanced Online and Mobile Banking experience is headed your way on February 8, 2023. Click here for more details.
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We're all in this together
In the Community
Credit unions believe in the philosophy of “People Helping People.” One of the many ways APGFCU demonstrates this is through supporting the communities we serve.
Financial Education Seminars & Workshops
Dedicated to the community we serve, APGFCU strives to help members build wealth and create secure financial futures. We offer a variety of free money management programs, seminars and workshops year-round to help you achieve your financial goals. Classes are held at varying locations around the community and are free to attend.
Current Seminars
Meeting link will be sent prior to the seminar.
Please register in advance to receive workshop materials.
Meeting link will be sent prior to the seminar.
Please register in advance to receive workshop materials.
How to Sign Up
Select a seminar above and click Sign Up, or call us at (800) 225-2555. Seminars are added regularly, so watch this page for updates. And if you have a particular topic you’d like us to cover, please get in touch.
The Ram Branch
In February 2012, APGFCU entered into a partnership with Edgewood High School/Academy of Finance (EHS/AOF) to open APGFCU’s first student-run credit union, and the first student-run credit union in Harford County.
Under the guidance of Academy coordinators and APGFCU representatives, EHS/AOF juniors and seniors serve as the tellers and run daily operations of the Ram Branch, including opening new checking and savings accounts, making deposits and withdrawals, and transferring money.
When students apply for positions at the credit union, they go through the same interview process as all APGFCU applicants and receive extensive training. This program allows students to gain real-world experience building skills in finance as well as leadership, management and marketing, which tie back to the core financial classes taught in the AOF.
Strengthening Communities
APGFCU is a supporting partner of a number of initiatives in the communities we serve.
755 Alliance
Aberdeen Chamber of Commerce
Aberdeen Room Archives & Museum
Aberdeen Volunteer Fire Company
Abingdon Elks
Abingdon Volunteer Fire Company
Addiction Connections Resource
Al Cesky Scholarship Fund
Albert P. Close Foundation
Alzheimer’s Association
American Foundation for Suicide Prevention
American Red Cross (Harford & Cecil)
Anna’s House
APG Civilian & Military Spouses Club
APG Morale, Welfare & Recreation
APG Police
APG Retiree Council
APG Young Professionals
Armed Forces Communications and Electronics Association (AFCEA)
Army Alliance
Army One Source
Association of the United States Army
ATHENA Award (Harford)
Bel Air Downtown Alliance
Bel Air Independence Day Committee
Bel Air Lions Club
Bel Air Rotary
Bel Air Volunteer Fire Company
Boy Scouts of America – Harford District
Boys & Girls Clubs (Harford & Cecil)
Brian Wilson Memorial Foundation
Business and Education Advisory Council (BEPAC)
CASA - Court Appointed Special Advocates for Children (Harford & Cecil)
Cecil College
Cecil College Foundation
Cecil College Virtual Scholarship Gala
Cecil Community Services Foundation
Cecil County Arts Foundation
Cecil County Chamber of Commerce
Cecil County Commission on Aging Foundation
Cecil County Farm Fair
Cecil County Office of Economic Development
Cecil County Parks and Recreation
Cecil County Public Library
Cecil County Public Schools
Cecil County Public Schools Teacher of the Year Awards
Cell Phones for Soldiers
Chesapeake Cancer Alliance
Chesapeake Professional Women’s Network
Chesapeake Science & Security Corridor Sponsorship
Chesapeake Support Our Heroes
Children’s Miracle Network Cherry Blossom Run
ChristianaCare Union Hospital Foundation
Cody Richardson Memorial Scholarship Foundation
Community Projects of Havre de Grace
Credit Union House
Darlington Lions Club
Discovery Center at Water's Edge
Edgewood Community Support Center
Edgewood High School
Edgewood/Joppatowne Independence Day Committee
Elkton Chamber & Alliance
Empty Stocking Fund
Epicenter (Aberdeen & Edgewood)
Ernest Burke Memorial Foundation
Extreme Family Outreach
Fallston Volunteer Fire and Ambulance Company
Federally Employed Women
Fellowship of Christian Athletes
Fisher House Foundation
Found in Faith Ministries
Friends of the Library of Cecil County
Geriatric Assistance Information Network
Good Cause
Good Neighbor Energy Fund (Cecil County)
Greater Bel Air Community Foundation
Greater Harford Committee
Habitat for Humanity Susquehanna
Harford & Cecil County Departments of Social Services “Ready by 21” Initiative
Harford Business Resiliency Task Force
Harford Business Roundtable for Education
Harford Cable Network
Harford Chabad
Harford Community Action Agency
Harford Community College
Harford Community College Foundation
Harford County Chamber of Commerce
Harford County Commission on Disabilities
Harford County Department of Social Services Trauma Institute
Harford County Education Association
Harford County Education Foundation
Harford County Office of Community Services
Harford County Office of Drug Control Policy
Harford County Office on Aging
Harford County Public Library Foundation
Harford County Public Schools
Harford County Sheriff’s Foundation
Harford County Veterans Commission
Harford Family House
Harford Land Trust
Harford Leadership Academy
Harford United Charities
Haven House
Havre de Grace Alliance
Havre de Grace Chamber of Commerce
Havre de Grace Colored School
Havre de Grace Decoy Museum
Havre de Grace Green Team
Havre de Grace Housing Authority
Havre de Grace Independence Day Celebration
Havre de Grace Lions Club
Havre de Grace Opera House
Healthy Harford
Homecoming Project, Inc.
Hope for Warriors
Hosanna Community House
Humane Society of Harford County
Inner County Outreach
Jarrettsville Volunteer Fire Company
John Carroll School
Joppa Magnolia Volunteer Fire Company
Joseph Davis American Legion Post
Ladew Gardens
Linking All So Others Succeed - LASOS
Lutheran Mission Society of MD
Marines Helping Marines
Marriage Works of Harford County
Martha Mason Hill Foundation
Maryland Business Roundtable
Maryland Center for the Arts
Maryland Coalition for Financial Literacy
Maryland Council for Economic Education
Maryland State Department of Education
Mason Dixon Community Services
Meals on Wheels of Central MD (Harford & Cecil)
Meeting Ground, Elkton
Military Officer Army Association
Miracle League of Harford County
North East Chamber of Commerce
North East Fire Company
Northeastern Maryland Technology Council
Northern Chesapeake Hospice (Cecil)
Phoenix Recovery Center
Praising Through Recovery
Project Opportunity
Project Homeless Connect – Dental Clinic
Rising Sun Fire Company
Rising Sun Health Fair
Rising Sun SunFest
Rockfield Manor Foundation
Rotary Club of Aberdeen
Rotary Club of North East
Route 40 Business Association
Salute to Cecil County Veterans
Salvation Army (Harford & Cecil)
SARC
Senior Science Society Foundation
Sgt. Alfred Hilton Foundation
Sgt. Audie Murphy Club
Singerly Fire Company
Special Olympics Maryland (Harford & Cecil)
Springboard Community Services
Steppingstone Museum
Susquehanna Hose Company
Tabitha’s House
Tastewise Kids
The Arc Northern Chesapeake Region
The Cecil County Judy Center
The Harford Center
The Highlands School Foundation
The Sharing Table
The Y of Central MD
Toys for Tots
Transitioning Youth Expo
United Way
Upper Bay Counseling Support Services
Upper Chesapeake Health Foundation
Visit Harford County Tourism
Volun-teens/Bel Air Leos
Volunteer Fire Company No. 1 of Chesapeake City
Weedon Elliott VFW 8126
Welcome One Emergency Shelter
Whiteford Volunteer Fire Company
Women in Defense
Women’s Giving Circle
YMCA
Youth Empowerment Source
Savings at Work
Benefits for your employees
Are you looking for ways to enhance your benefits package? APGFCU offers a Savings @ Work Program for your employees.
Some of the benefits include:
- Free on-site financial education presentations
- Free one-on-one financial counseling
- Support for your employee appreciation events
- On-site open enrollments
- Free budgetary advice
- And much more
Plus, as a Savings @ Work business partner, your employees will have complete access to all the products and services APGFCU has to offer. Become a business partner today and begin offering APGFCU membership benefits to your employees.
For information on how to get started, contact the business development director for your area.
Sharon Pelham
Business Development Director
Baltimore County and Baltimore City
Phone: 410-272-4000 ext. 3571
Email: spelham@apgfcu.com
Andrea Vuncannon
Business Development Director
Cecil County
Phone: 410-272-4000 ext. 3573
Email: avuncannon@apgfcu.com
Monica Worrell
Business Development Director
Harford County
Phone: 410-272-4000 ext. 3570
Email: mworrell@apgfcu.com
Build Wealth and Financial Well-being
APGFCU has teamed up with Banzai to bring your employees Banzai Direct, for free — real-world financial literacy in a fun, safe way.
This program offers:
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Coaches - Virtual financial advisors blend interactivity with real numbers in a guided walk-through of different scenarios – saving for retirement, building an emergency fund and more. The Coach can help individuals realize their financial goals, discipline their thinking, and take responsibility for their future.
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Calculators – Whether you are saving for a house, paying down debt, or budgeting for a car payment, Banzai's interactive calculators make anticipating expenses a breeze.
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Collections – Get access to articles, courses and calculators on topics like, Managing a Crisis, Buying a Home, Retirement - all in one spot. Try out this one-stop-shop to build your skills on your financial topics of interest.
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Courses – Fun for the whole family with these real-life scenarios to demonstrate the power of good financial planning. For kids, teens, and young adults, these courses teach basic and advanced financial concepts. with courses designed for three different age groups - Banzai Junior (ages 8-12), Banzai Teen (ages 13-18), or Banzai Plus for adults.
Charitable Donations
APGFCU partners with local organizations to give back to the communities it serves by providing charitable donations, volunteer hours and ongoing support to outstanding organizations every year.
In addition to our strong member commitment and financial education focus, APGFCU is also an engaged partner in our communities. We support a wide range of deserving organizations through employee volunteerism, nonprofit board membership, philanthropic grants and community activity sponsorships.
Apply Now for Charitable Donations
Your request will be submitted to the Community Involvement Committee (comprised of board members and other APG Federal Credit Union volunteers) which makes decisions annually on the allocation of the credit union’s charitable funds.
Please submit your request by March 1. When the decisions are made and officially approved, letters and checks will be mailed to the organization. You may follow up on the status of your request by emailing us at donations@apgfcu.com.