APGFCU will NEVER contact you to request your PIN (Personal Identification Number). If you receive such a request, please contact us directly at our published number.
All APGFCU branch lobbies are open for teller transactions. Member services by appointment. Click for details.
Credit unions believe in the philosophy of “People Helping People.” One of the many ways APGFCU demonstrates this is through supporting the communities we serve.
Dedicated to the community we serve, APGFCU strives to help members build wealth and create secure financial futures. We offer a variety of free money management programs, seminars and workshops year-round to help you achieve your financial goals. Classes are held at varying locations around the community and are free to attend.
Laurel Bush Branch2113 Laurel Bush RoadBel Air, MD 21015
Elkton Branch1204 East Pulaski HighwayElkton, MD 21921
Meeting link will be sent prior to the seminar. Please register in advance to receive workshop materials.
Select a seminar above and click Sign Up, or call us at (800) 225-2555. Seminars are added regularly, so watch this page for updates. And if you have a particular topic you’d like us to cover, please get in touch.
Access free online educations resources from the convenience of your home.
Get the tools and information you need to become a successful checking account holder. Courses from CheckRight are designed to teach you how to manage your checking account properly.
Learn to Manage Your Checking Account with CheckRight
A good credit history is important. SavvyMoney is an interactive and anonymous online resource to help bring your debt into focus.
Start Your Financial Assessment with SavvyMoney
In February 2012, APGFCU entered into a partnership with Edgewood High School/Academy of Finance (EHS/AOF) to open APGFCU’s first student-run credit union, and the first student-run credit union in Harford County.
Under the guidance of Academy coordinators and APGFCU representatives, EHS/AOF juniors and seniors serve as the tellers and run daily operations of the Ram Branch, including opening new checking and savings accounts, making deposits and withdrawals, and transferring money.
When students apply for positions at the credit union, they go through the same interview process as all APGFCU applicants and receive extensive training. This program allows students to gain real-world experience building skills in finance as well as leadership, management and marketing, which tie back to the core financial classes taught in the AOF.
APGFCU is a supporting partner of a number of initiatives in Harford & Cecil counties
Aberdeen Chamber of CommerceAberdeen Fire DepartmentAberdeen Golden Age ClubAberdeen Room Archives & MuseumAbingdon ElksAbingdon Fire CompanyAddiction Connections ResourceAl Cesky Scholarship FundAlbert P. Close FoundationAmerican Association ofUniversity WomenAmerican Cancer Society - Relay for LifeAmerican Red Cross (Cecil & Harford)Anna’s HouseAPG Centennial Celebration andDiscovery CenterAPG Civilian & Military Spouses ClubAPG Morale, Welfare & RecreationAPG PoliceAPG Retiree CouncilArmy AllianceArmy One SourceAssociation of the United States ArmyATHENA Award (Harford)Bel Air Downtown AllianceBel Air Kite FestivalBel Air Volunteer Fire CompanyBoys and Girls Clubs (Cecil & Harford)Business and Education AdvisoryCouncil (BEPAC)CASA - Court Appointed SpecialAdvocates for ChildrenCecil & Harford County Departments ofSocial Services “Ready by 21” initiativeCecil CollegeCecil College FoundationCecil County Arts FoundationCecil County Chamber of CommerceCecil County Commission onAging Foundation
Cecil County Farm FairCecil County Office ofEconomic DevelopmentCecil County Parks and RecreationCecil County Public LibraryCecil County Public SchoolsCell Phones for SoldiersChesapeake Science & SecurityCorridor SponsorshipChesapeake Support Our HeroesChildren’s Miracle NetworkCherry Blossom RunCody Richardson MemorialScholarship FoundationCredit Union HouseEdgewood Community Support CenterEdgewood High SchoolElkton Chamber & AllianceElkton Rotary ClubEmpty Stocking FundExtreme Family OutreachFallston Volunteer Fire CompanyFamily & Children’s ServicesGood Cause, Harford CountyGood Neighbor Energy Fund,Cecil CountyGreater Bel Air Community FoundationHabitat for Humanity SusquehannaHarford Business Roundtablefor EducationHarford CenterHarford Chabad, Bel AirHarford Community Action AgencyHarford Community CollegeHarford Community College AccountingAdvisory CommitteeHarford County Association of RealtorsHarford County Chamber of CommerceHarford County Commissionon Disabilities
Harford County Education FoundationHarford County Office on AgingHarford County PublicLibrary FoundationHarford County Public SchoolsHarford County Sheriff’s FoundationHarford Family HouseHarford Land TrustHarford Leadership AcademyHarford’s Most Beautiful PeopleHaven HouseHavre de Grace Chamber of CommerceHavre de Grace Decoy MuseumHavre de Grace Lions ClubHavre de Grace Opera HouseHealthy HarfordHomecoming Project, Inc.Hosanna Community HouseHumane Society of Harford CountyInner County OutreachJohn Carroll SchoolJoppa Magnolia Volunteer Fire CompanyLadew GardensLinking All So Others Succeed - LASOSLutheran Mission Society of MDMarines Helping MarinesMarriage Works of Harford CountyMartha Mason Hill FoundationMaryland Business RoundtableMaryland Coalition for Financial LiteracyMaryland Council forEconomic EducationMaryland State Department of EducationMason Dixon Community ServicesMeals on Wheels of Central MD(Cecil & Harford)Meeting Ground, ElktonMLK Harford Humanitarian AwardsNAACP, Cecil County Branch
National Credit Union FoundationHurricane ReliefNorth East Chamber of CommerceNorth East Fire CompanyNortheastern Maryland TechnologyCouncil (NEMTC)Northern Chesapeake Hospice (Cecil)Rising Sun Health FairRising Sun SunFestRotary Club of AberdeenRotary Club of North EastRoute 40 Business AssociationSalute to Cecil County VeteransSalvation Army (Cecil & Harford)SARCSenior Science Society FoundationSingerly Fire CompanySpecial Olympics Maryland(Cecil & Harford)Steppingstone MuseumSusquehanna Hose CompanyTabitha’s HouseThe ARC Northern Chesapeake RegionThe Highlands School FoundationThe Sharing TableToys for TotsUnion Hospital FoundationUpper Bay Counseling Support ServicesUpper Chesapeake Hospital FoundationWelcome One Emergency ShelterWomen in DefenseY of Central Maryland (Harford)YMCA (Cecil)Youth & Family Resource FestivalYouth Empowerment Source
Are you looking for ways to enhance your benefits package?
APGFCU offers a Savings @ Work Program for your employees.
Some of the benefits include:
Plus, as a Savings @ Work business partner, your employees will have complete access to all the products and services APGFCU has to offer.
Become a business partner today and begin offering APGFCU membership benefits to your employees.
For information on how to get started, contact the business development director for your area.
APGFCU has teamed up with Banzai to bring your employees Banzai Direct, for free — real-world financial literacy in a fun, safe way.
This program offers:
Coaches - Virtual financial advisors blend interactivity with real numbers in a guided walk-through of different scenarios – saving for retirement, building an emergency fund and more. The Coach can help individuals realize their financial goals, discipline their thinking, and take responsibility for their future.
Calculators – Whether you are saving for a house, paying down debt, or budgeting for a car payment, Banzai's interactive calculators make anticipating expenses a breeze.
Collections – Get access to articles, courses and calculators on topics like, Managing a Crisis, Buying a Home, Retirement - all in one spot. Try out this one-stop-shop to build your skills on your financial topics of interest.
Courses – Fun for the whole family with these real-life scenarios to demonstrate the power of good financial planning. For kids, teens, and young adults, these courses teach basic and advanced financial concepts. with courses designed for three different age groups - Banzai Junior (ages 8-12), Banzai Teen (ages 13-18), or Banzai Plus for adults.
Learn more about Banzai Direct
Supporting the Harford and Cecil county communities for 80 years, APGFCU partners with local organizations to give back to the communities it serves by providing charitable donations, man-hours and ongoing support to outstanding organizations every year.
In addition to our strong member commitment and financial education focus, APGFCU is also an engaged partner in our communities. We support a wide range of deserving organizations through employee volunteerism, nonprofit board membership, philanthropic grants and community activity sponsorships.
*Please consult your tax advisor.
Requests for charitable donations should be in writing on your organization's official letterhead and should include your group's federal tax identification number.
The letter should clearly state:
Send your request to:
Mailing Address: APG Federal Credit Union Community Involvement Committee c/o Marketing Department P.O. Box 1176 Aberdeen, MD 21001 - 6176
Your request will be submitted to the Community Involvement Committee (comprised of board members and other APG Federal Credit Union volunteers) which makes decisions annually on the allocation of the credit union’s charitable funds.
Please submit request by March 1. When the decisions are made and officially approved, letters and checks will be mailed to the organization. You may follow up on the status of your request by emailing us at firstname.lastname@example.org.