- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Branch Appointment Requests
Branch Service Available by Drive-thru or Appointment Only
Effective January 5, 2022:
- Branch service is available by drive-thru or appointment only.
- Amyclae, Cecil College and Rising Sun branches are temporarily closed.
- Masks are required inside all APGFCU facilities.
Click here for more information and to request an appointment.
Phone Scam Targeting Cardholders
Identity thieves are posing as APGFCU to commit card fraud. They may call from a spoofed number and ask about possible fraudulent activity on your card.
If you receive such a call, DO NOT give out any personal information. Hang up and call us at our published number. Cick here for more information.
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We're all in this together
In the Community
Credit unions believe in the philosophy of “People Helping People.” One of the many ways APGFCU demonstrates this is through supporting the communities we serve.
Financial Education Seminars & Workshops
Dedicated to the community we serve, APGFCU strives to help members build wealth and create secure financial futures. We offer a variety of free money management programs, seminars and workshops year-round to help you achieve your financial goals. Classes are held at varying locations around the community and are free to attend.
Current Seminars
Meeting link will be sent prior to the seminar.
Please register in advance to receive workshop materials.
Meeting link will be sent prior to the seminar.
Please register in advance to receive workshop materials.
How to Sign Up
Select a seminar above and click Sign Up, or call us at (800) 225-2555. Seminars are added regularly, so watch this page for updates. And if you have a particular topic you’d like us to cover, please get in touch.
Online Workshops
Access free online educations resources from the convenience of your home.
CheckRight
Get the tools and information you need to become a successful checking account holder. Courses from CheckRight are designed to teach you how to manage your checking account properly.
Learn to Manage Your Checking Account with CheckRight
SavvyMoney
A good credit history is important. SavvyMoney is an interactive and anonymous online resource to help bring your debt into focus.
The Ram Branch
In February 2012, APGFCU entered into a partnership with Edgewood High School/Academy of Finance (EHS/AOF) to open APGFCU’s first student-run credit union, and the first student-run credit union in Harford County.
Under the guidance of Academy coordinators and APGFCU representatives, EHS/AOF juniors and seniors serve as the tellers and run daily operations of the Ram Branch, including opening new checking and savings accounts, making deposits and withdrawals, and transferring money.
When students apply for positions at the credit union, they go through the same interview process as all APGFCU applicants and receive extensive training. This program allows students to gain real-world experience building skills in finance as well as leadership, management and marketing, which tie back to the core financial classes taught in the AOF.
Strengthening Communities
APGFCU is a supporting partner of a number of initiatives in Harford & Cecil counties
Aberdeen Chamber of Commerce
Aberdeen Fire Department
Aberdeen Golden Age Club
Aberdeen Room Archives & Museum
Abingdon Elks
Abingdon Fire Company
Addiction Connections Resource
Al Cesky Scholarship Fund
Albert P. Close Foundation
American Association of
University Women
American Cancer Society - Relay for Life
American Red Cross (Cecil & Harford)
Anna’s House
APG Centennial Celebration and
Discovery Center
APG Civilian & Military Spouses Club
APG Morale, Welfare & Recreation
APG Police
APG Retiree Council
Army Alliance
Army One Source
Association of the United States Army
ATHENA Award (Harford)
Bel Air Downtown Alliance
Bel Air Kite Festival
Bel Air Volunteer Fire Company
Boys and Girls Clubs (Cecil & Harford)
Business and Education Advisory
Council (BEPAC)
CASA - Court Appointed Special
Advocates for Children
Cecil & Harford County Departments of
Social Services “Ready by 21” initiative
Cecil College
Cecil College Foundation
Cecil County Arts Foundation
Cecil County Chamber of Commerce
Cecil County Commission on
Aging Foundation
Cecil County Farm Fair
Cecil County Office of
Economic Development
Cecil County Parks and Recreation
Cecil County Public Library
Cecil County Public Schools
Cell Phones for Soldiers
Chesapeake Science & Security
Corridor Sponsorship
Chesapeake Support Our Heroes
Children’s Miracle Network
Cherry Blossom Run
Cody Richardson Memorial
Scholarship Foundation
Credit Union House
Edgewood Community Support Center
Edgewood High School
Elkton Chamber & Alliance
Elkton Rotary Club
Empty Stocking Fund
Extreme Family Outreach
Fallston Volunteer Fire Company
Family & Children’s Services
Good Cause, Harford County
Good Neighbor Energy Fund,
Cecil County
Greater Bel Air Community Foundation
Habitat for Humanity Susquehanna
Harford Business Roundtable
for Education
Harford Center
Harford Chabad, Bel Air
Harford Community Action Agency
Harford Community College
Harford Community College Accounting
Advisory Committee
Harford County Association of Realtors
Harford County Chamber of Commerce
Harford County Commission
on Disabilities
Harford County Education Foundation
Harford County Office on Aging
Harford County Public
Library Foundation
Harford County Public Schools
Harford County Sheriff’s Foundation
Harford Family House
Harford Land Trust
Harford Leadership Academy
Harford’s Most Beautiful People
Haven House
Havre de Grace Chamber of Commerce
Havre de Grace Decoy Museum
Havre de Grace Lions Club
Havre de Grace Opera House
Healthy Harford
Homecoming Project, Inc.
Hosanna Community House
Humane Society of Harford County
Inner County Outreach
John Carroll School
Joppa Magnolia Volunteer Fire Company
Ladew Gardens
Linking All So Others Succeed - LASOS
Lutheran Mission Society of MD
Marines Helping Marines
Marriage Works of Harford County
Martha Mason Hill Foundation
Maryland Business Roundtable
Maryland Coalition for Financial Literacy
Maryland Council for
Economic Education
Maryland State Department of Education
Mason Dixon Community Services
Meals on Wheels of Central MD
(Cecil & Harford)
Meeting Ground, Elkton
MLK Harford Humanitarian Awards
NAACP, Cecil County Branch
National Credit Union Foundation
Hurricane Relief
North East Chamber of Commerce
North East Fire Company
Northeastern Maryland Technology
Council (NEMTC)
Northern Chesapeake Hospice (Cecil)
Rising Sun Health Fair
Rising Sun SunFest
Rotary Club of Aberdeen
Rotary Club of North East
Route 40 Business Association
Salute to Cecil County Veterans
Salvation Army (Cecil & Harford)
SARC
Senior Science Society Foundation
Singerly Fire Company
Special Olympics Maryland
(Cecil & Harford)
Steppingstone Museum
Susquehanna Hose Company
Tabitha’s House
The ARC Northern Chesapeake Region
The Highlands School Foundation
The Sharing Table
Toys for Tots
Union Hospital Foundation
Upper Bay Counseling Support Services
Upper Chesapeake Hospital Foundation
Welcome One Emergency Shelter
Women in Defense
Y of Central Maryland (Harford)
YMCA (Cecil)
Youth & Family Resource Festival
Youth Empowerment Source
Savings at Work
Benefits for your employees
Are you looking for ways to enhance your benefits package?
APGFCU offers a Savings @ Work Program for your employees.
Some of the benefits include:
- Free on-site financial education presentations
- Support for your employee appreciation events
- On-site open enrollments
- Free budgetary advice
- And much more
Plus, as a Savings @ Work business partner, your employees will have complete access to all the products and services APGFCU has to offer.
Become a business partner today and begin offering APGFCU membership benefits to your employees.
For information on how to get started, contact the business development director for your area.
Monica Worrell
Business Development Director
Harford County
Phone: 410-272-4000 ext. 3570
Email: mworrell@apgfcu.com
Sharon Pelham
Business Development Director
Cecil County
Phone: 410-272-4000 ext. 3571
Email: spelham@apgfcu.com
Build Wealth and Financial Well-being
APGFCU has teamed up with Banzai to bring your employees Banzai Direct, for free — real-world financial literacy in a fun, safe way.
This program offers:
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Coaches - Virtual financial advisors blend interactivity with real numbers in a guided walk-through of different scenarios – saving for retirement, building an emergency fund and more. The Coach can help individuals realize their financial goals, discipline their thinking, and take responsibility for their future.
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Calculators – Whether you are saving for a house, paying down debt, or budgeting for a car payment, Banzai's interactive calculators make anticipating expenses a breeze.
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Collections – Get access to articles, courses and calculators on topics like, Managing a Crisis, Buying a Home, Retirement - all in one spot. Try out this one-stop-shop to build your skills on your financial topics of interest.
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Courses – Fun for the whole family with these real-life scenarios to demonstrate the power of good financial planning. For kids, teens, and young adults, these courses teach basic and advanced financial concepts. with courses designed for three different age groups - Banzai Junior (ages 8-12), Banzai Teen (ages 13-18), or Banzai Plus for adults.
Charitable Donations
Supporting the Harford and Cecil county communities for 80 years, APGFCU partners with local organizations to give back to the communities it serves by providing charitable donations, man-hours and ongoing support to outstanding organizations every year.
In addition to our strong member commitment and financial education focus, APGFCU is also an engaged partner in our communities. We support a wide range of deserving organizations through employee volunteerism, nonprofit board membership, philanthropic grants and community activity sponsorships.
*Please consult your tax advisor.
Requests for Charitable Donations
Requests for charitable donations should be in writing on your organization's official letterhead and should include your group's federal tax identification number.
The letter should clearly state:
- Who is making the request
- The amount requested
- Why it is needed
- When it is needed
Send your request to:
Mailing Address:
APG Federal Credit Union Community Involvement Committee
c/o Marketing Department
P.O. Box 1176
Aberdeen, MD 21001 - 6176
Your request will be submitted to the Community Involvement Committee (comprised of board members and other APG Federal Credit Union volunteers) which makes decisions annually on the allocation of the credit union’s charitable funds.
Please submit request by March 1. When the decisions are made and officially approved, letters and checks will be mailed to the organization. You may follow up on the status of your request by emailing us at donations@apgfcu.com.