- Learning Hub
- Free Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
- Dundalk Branch
- Perry Hall Branch
Delayed Opening 01/27/26
Our branches will open at 10 a.m. on Tuesday, January 27, 2026, due to inclement weather. Our call center will be available to assist you beginning at 8 a.m.
You can also manage your accounts anytime through our Online Banking, Mobile Banking, ABBY, and our ATM network.
IMPOSTER SCAM ALERT
APGFCU will never contact you unexpectedly by text, email, or phone to request personal or financial information. We also won’t send representatives to your home to collect debit or credit cards or cash.
If you get a message claiming to be from APGFCU that asks for this information, do not respond.
To report a suspicious text or email, click here.
In the Community
Credit unions believe in the philosophy of “People Helping People.” One of the many ways APGFCU demonstrates this is through supporting the communities we serve.
Financial Education Seminars & Workshops
APGFCU strives to help members build wealth and create secure financial futures. We offer a variety of free money management programs, seminars and workshops year-round to help you achieve your financial goals.
Our free classes are added regularly and held at varying locations around our communities.
APGFCU@Work
Benefits for your employees
Are you looking for ways to enhance your benefits package? APGFCU is pleased to offer the APGFCU@Work program for your employees.
Some of the benefits include:
- Free on-site financial education presentations
- Free one-on-one financial counseling
- Special incentives available for new members
- Support for your employee appreciation events
- On-site open enrollments
- Free budgetary advice
- And much more!
Plus, as an APGFCU@Work business partner, your employees will have complete access to all the products and services APGFCU has to offer. Become a business partner today and begin offering APGFCU membership benefits to your employees.
For information on how to get started, contact one of our Business Development Professionals below or email us at [email protected].
Baltimore Area
Heather Lafleur
Director of Business Development
Cell: 443-761-1701
Phone: 410-272-4000 ext. 3571
Email: [email protected]
Cecil County/Aberdeen Proving Ground
Andrea Vuncannon
Director of Business Development
Cell: 443-928-1841
Phone: 410-272-4000 ext. 3573
Email: [email protected]
Raschelle Sevilla-Castro
Business Development Representative
Phone: 410-272-4000 ext. 2731
Email: [email protected]
Harford County
Izak Battle
Director of Business Development
Cell: 443-761-1677
Phone: 410-272-4000 ext. 3570
Email: [email protected]
Build Wealth and Financial Well-being
APGFCU has teamed up with Banzai to bring your employees Banzai Direct, for free — real-world financial literacy in a fun, safe way.
This program offers:
- Coaches - Virtual financial advisors blend interactivity with real numbers in a guided walk-through of different scenarios – saving for retirement, building an emergency fund and more. The Coach can help individuals realize their financial goals, discipline their thinking, and take responsibility for their future.
- Calculators – Whether you are saving for a house, paying down debt, or budgeting for a car payment, Banzai's interactive calculators make anticipating expenses a breeze.
- Collections – Get access to articles, courses and calculators on topics like Managing a Crisis, Buying a Home, Retirement - all in one spot. Try out this one-stop shop to build your skills on your financial topics of interest.
- Courses – Fun for the whole family with these real-life scenarios to demonstrate the power of good financial planning. For kids, teens, and young adults, these courses teach basic and advanced financial concepts designed for three different age groups - Banzai Junior (ages 8-12), Banzai Teen (ages 13-18) and Banzai Plus for adults.
Charitable Donations
APGFCU partners with local organizations to give back to the communities it serves by providing charitable donations, volunteer hours and ongoing support to outstanding organizations every year.
In addition to our strong member commitment and financial education focus, APGFCU is also an engaged partner in our communities. We support a wide range of deserving organizations through employee volunteerism, nonprofit board membership, philanthropic grants and charitable donations.
Apply Now for Charitable Donations
Your request will be submitted to the Community Involvement Committee (comprised of board members and other APG Federal Credit Union volunteers) which makes decisions annually on the allocation of the credit union’s charitable funds.
Please submit your request by March 1. When the decisions are made and officially approved, letters and checks will be mailed to the organization. You may follow up on the status of your request by emailing us at [email protected].
The Ram Branch
In February 2012, APGFCU entered into a partnership with Edgewood High School/Academy of Finance (EHS/AOF) to open APGFCU’s first student-run credit union, and the first student-run credit union in Harford County.
Under the guidance of Academy coordinators and APGFCU representatives, EHS/AOF juniors and seniors serve as the tellers and run daily operations of the Ram Branch, including opening new checking and savings accounts, making deposits and withdrawals, and transferring money.
When students apply for positions at the credit union, they go through the same interview process as all APGFCU applicants and receive extensive training. This program allows students to gain real-world experience building skills in finance as well as leadership, management and marketing, which tie back to the core financial classes taught in the AOF.
Strengthening Communities
APGFCU is a supporting partner of a number of initiatives in the communities we serve.
- Aberdeen Room Archives & Museum
- Abingdon Volunteer Fire Company
- Academy of Finance – Edgewood High School
- Addiction Connections Resource
- Al Cesky Scholarship Fund
- Albert P. Close Foundation
- Alzheimer’s Association of Greater Maryland
- Amanda Hichkad Foundation
- American Association of University Women
- American Cancer Society
- American Foundation for Suicide Prevention
- American Red Cross
- Anna's House (Catholic Charities)
- APG Army Community Services Financial Readiness Program
- APG Civilian & Military Spouses Club
- APG Morale, Welfare & Recreation
- APG Retiree Council
- The ARC of Baltimore
- The ARC Northern Chesapeake Region
- Armed Forces Communications
Electronics Association - Army Alliance
- Arrow Child & Family Ministries
- Association of Old Crows
- Association of the United States Army
- ATHENA Leadership Program (Harford)
- Bailey’s Heart and Sole Charity
- Baltimore City Chamber of Commerce
- Baltimore County Chamber of Commerce
- Baltimore County Circuit Court
- Bayview Elementary School
- Bel Air Downtown Alliance
- Bel Air Independence Day
Celebration Committee - Bel Air Lions Club
- Bel Air Lions Club Foundation
- Bel Air Volunteer Fire Company
- Blacks in Government (B.I.G), Susquehanna
- Boy Scouts of America – Baltimore Region
- Boys & Girls Clubs of Metro Baltimore
- Brandon Tolson Foundation
- Brian Wilson Memorial Foundation
- The Bridge of Edgewood
- Business and Education Advisory Council (BEPAC)
- CASA - Court Appointed Special Advocates for Children (Cecil & Harford)
- CASH Campaign of Maryland
- Cecil & Harford County Departments of Social Services “Ready by 21” initiative
- Cecil College
- Cecil College Foundation
- Cecil County Chamber of Commerce
- Cecil County Community Mediation Center
- Cecil County Community Services Foundation
- Cecil County Economic
Development Commission - Cecil County Fair
- Cecil County Parks and Recreation
- Cecil County Public Library
- Cecil County Public Schools
- Cecil County Resource Fair
- Cecil County Teachers Leadership Network
- Chesapeake Cancer Alliance
- Chesapeake Gateway Chamber of Commerce
- Chesapeake Health Education Program (C.H.E.P.)
- Chesapeake Professional Women’s Network
- Chesapeake Science & Security
Corridor Sponsorship - Chesapeake Support Our Heroes
- Chesapeake Therapeutic Riding
- Children’s Miracle Network
Cherry Blossom Run - Christiana Care Union Hospital Foundation
- Cody Richardson Memorial
Scholarship Foundation - Community Foundation of Harford County
- Community Projects of Havre de Grace
- Cool Kids Campaign/Clubhouse
- Credit Union House
- Darlington Lions Club
- Darlington Volunteer Fire Company
- Deerfield Elementary School
- Delta Sigma Theta Inc., alumni chapter
- Harford County Department of Social Services Foundation
- Discovery Center at Water’s Edge
- Doc Perry Foundation (Mission 22)
- Drug Free Cecil
- Edgewood High School
- Edgewood Middle School PTA
- Edgewood/Joppatowne Independence Day Committee
- Education Foundation of Baltimore County Public Schools
- Elkton Chamber & Alliance
- Elkton High School
- Empty Stocking Fund
- Epicenters (Aberdeen & Edgewood)
- Extreme Family Outreach
- Fallstaff Elementary/Middle School -Baltimore City Public Schools
- Fallston Volunteer Fire and Ambulance Company
- Federally Employed Women (FEW)
- Fellowship of Christian Athletes
- Fisher House Foundation
- Found in Faith Ministries
- Friends of the Aberdeen B&O Train Station
- Friends of the Library of Cecil County
- Fuel Fund of MD
(Baltimore County & Baltimore City) - Fund for Educational Excellence
(Baltimore City Public Schools) - Geriatric Assistance Information Network (G.A.I.N.)
- Good Neighbor Energy Fund (Cecil County)
- Greater Bel Air Community Foundation
- Greater Harford Committee
- Green Street Academy High School
- Grove Presbyterian Church
- Habitat for Humanity Chesapeake
(Baltimore area) - Habitat for Humanity Susquehanna
- Halls Cross Roads Elementary
- Harford 250
- Harford Business Resiliency Task Force
- Harford Business Roundtable for Education
- Harford Cable Network
- Harford Center
- Harford Chabad
- Harford Community Action Agency
- Harford Community College
- Harford Community College Accounting Advisory Committee
- Harford Community College Foundation
- Harford County Association of Realtors
- Harford County Chamber of Commerce
- Harford County Commission on Disabilities
- Harford County Department of Social Services Trauma Institute
- Harford County Education Association
- Harford County Education Foundation
- Harford County Health Department
- Harford County Minority and Small
Business Resources - Harford County Office of Community Services
- Harford County Office of Drug Control Policy
- Harford County Office of Mental Health
- Harford County Office on Aging
- Harford County Public Library Foundation
- Harford County Public Schools
- Harford County Public Schools
Blueprint for Success - Harford County Sheriff's Office Foundation
- Harford County Veterans Commission
- Harford Family House
- Harford Land Trust
- Harford Leadership Academy
- Harford United Charities
- Harford-Cecil Fire Association
- Haven House
- Havre de Grace Alliance
- Havre de Grace Arts Collective
- Havre de Grace Chamber of Commerce
- Havre de Grace Colored School
- Havre de Grace Decoy Museum
- Havre de Grace High School Music Boosters
- Havre de Grace Housing Authority
- Havre de Grace Independence Day Committee
- Havre de Grace Middle School
- Havre de Grace Youth Commission
- Healthy Harford
- HER Resiliency Center Baltimore
- The Highlands School Foundation
- Home Partnership Inc.
- Homecoming Project Inc.
- Homestead Wakefield Elementary School
- Hope for the Warriors
- Hosanna Community House
- Humane Society of Harford County
- Humanim
- Indian Lake Christian Summer Camp
- Inner County Outreach
- Jarrettsville Volunteer Fire Company
- Joppa Magnolia Volunteer Fire Company
- Joppatowne High School
- Joppatowne Parks and Recreation
- Junior Achievement
- The John Carroll School
- Joseph Davis American Legion Post
- Judy Centers
- Labor of Love Ministries
- LASOS (Linking All So Others Succeed)
- League for People with Disabilities
- League of United Latin American Citizens
- Lutheran Mission Society of MD
- Martha Mason Hill Foundation
- Maryland 5Star at Fair Hill International
- Maryland Business Roundtable for Education
- Maryland Center for the Arts
- Maryland Council on Economic Education
- Maryland Food Bank
- Mason Dixon Business Association
- Mason Dixon Community Services
- Meals on Wheels of Central MD
- Meeting Ground
- Military Officer Army Association (MOAA)
- Miracle League of Harford County
- Mission Central Community Services
- Zion Baptist Church
- NAACP
- National Night Out
- Nonprofit Advisory Group
- North East Chamber of Commerce
- North East Fire Company
- North East High School
- Northeastern Maryland Technology Council (NMTC)
- Northern Chesapeake Hospice (Cecil)
- N-Step
- Perry Point V.A. Medical Center
- Perryville High School
- Phoenix Recovery Center
- Praising Through Recovery
- Project Homeless Connect
(United Way of Central MD) - Project Opportunity Veterans Program
- Pythias and Virginia Jones African American Forum on Memory Loss (Baltimore)
- Refuge Temple Ministries
- Renaissance Academy High School (Baltimore)
- Rising Sun Fire Company
- Rising Sun Health Fair
- Rising Sun Lions Club
- Rising Sun Little League
- Rising Sun SunFest
- Riverside Community Association
- Riverside Elementary School
- Rockfield Foundation
- Rotary Club of Aberdeen
- Rotary Club of Bel Air
- Rotary Club of North East
- Route 40 Business Association
- Royal International Christian Academy (Baltimore County)
- Salute to Cecil County Veterans
- Salvation Army
- SARC
- Scott Smith Memorial Foundation
- Senator Bob Hooper Hospice House
- Senior Science Society Foundation
- Alfred Hilton Foundation
- Audie Murphy Club
- The Sharing Table
- Singerly Fire Company
- Special Olympics Maryland (Cecil & Harford)
- Springboard Community Services
- Joan of Arc School
- Steppingstone Museum
- Strength Through Fellowship Association
- Susquehanna Hose Company
- Susquehanna Workforce Network
- Tabitha’s House
- Tastewise Kids
- Tome School
- Thompson Estates Elementary School
- Town of Chesapeake City
- Town of Rising Sun
- Toys for Tots
- Transitioning Youth Expo
- S.A Warrant Officers Association APG/Edgewood Silver Chapter
- University of Maryland Upper Chesapeake Hospital Foundation
- Upper Bay Counseling
- Upper Chesapeake Bay Pride
- VA Perry Point
- Volun-teens/Bel Air Leos
- Volunteer Fire Company No. 1 of Chesapeake City
- Weedon Elliott VFW 8126
- Welcome One Emergency Shelter
- Well of Hope
- Whiteford Volunteer Fire Company
- Women in Defense
- Women’s Giving Circle
- Wounded Warriors
- The Y in Central MD
- YMCA of the Chesapeake (Cecil)
- Young Professionals of AUSA/AFCEA/Young Ravens
- Youth Empowerment Source