- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Branch Appointment Requests
- Notary Services
Phone Scam Alert
Identity thieves are posing as APGFCU to commit fraud. They may call from a spoofed number and ask about possible fraudulent activity on your card, request your PIN, login ID and/or Secure Access Code for Online Banking.
If you receive such a call, DO NOT give out this information, even if the call appears to be from APGFCU. Hang up and call us at our published number. Click here for more information.
Statement Updates
Please note:
- Member statements will be posted in Online/Mobile Banking and mailed by Friday, June 9.
- All members with a checking account will now receive a monthly statement.
- Some members may notice transactions that appear on both their May statement and April statement. This is a one-time event related to the system upgrade.
In the Community
Credit unions believe in the philosophy of “People Helping People.” One of the many ways APGFCU demonstrates this is through supporting the communities we serve.
Financial Education Seminars & Workshops
Dedicated to the communities we serve, APGFCU strives to help members build wealth and create secure financial futures. We offer a variety of free money management programs, seminars and workshops year-round to help you achieve your financial goals. Classes are held at varying locations around our communities and are free to attend.
Current Seminars
Meeting link will be sent prior to the seminar.
Please register in advance to receive workshop materials.
How to Sign Up
Select a seminar above and click Sign Up, or call us at (800) 225-2555. Seminars are added regularly, so watch this page for updates. And if you have a particular topic you’d like us to cover, please get in touch.
Current Events
Harford County Public Library locations
Baltimore County Public Library locations
Water’s Edge Events Center
4687 Millennium Drive
Belcamp, MD 21017
North East Branch
2011 West Pulaski Highway
Elkton, MD 21921
TUNE Center at Harford Community College
510 Thomas Run Road
Bel Air, MD 21015
Aberdeen Branch
996 Beards Hill Road & Rt 22
Aberdeen, MD 21001
The Ram Branch
In February 2012, APGFCU entered into a partnership with Edgewood High School/Academy of Finance (EHS/AOF) to open APGFCU’s first student-run credit union, and the first student-run credit union in Harford County.
Under the guidance of Academy coordinators and APGFCU representatives, EHS/AOF juniors and seniors serve as the tellers and run daily operations of the Ram Branch, including opening new checking and savings accounts, making deposits and withdrawals, and transferring money.
When students apply for positions at the credit union, they go through the same interview process as all APGFCU applicants and receive extensive training. This program allows students to gain real-world experience building skills in finance as well as leadership, management and marketing, which tie back to the core financial classes taught in the AOF.
Strengthening Communities
APGFCU is a supporting partner of a number of initiatives in the communities we serve.
- 55+ Expo, Elkton
- 755 Alliance
- Aberdeen Chamber of Commerce, Inc.
- Aberdeen Fire Department
- Aberdeen Main Street Programs
- Aberdeen Room Archives & Museum
- Abingdon Volunteer Fire Company
- Academy of Finance – Edgewood High School
- Addiction Connections Resource
- Albert P. Close Foundation, Inc.
- Alzheimer’s Association – Walk to End Alzheimer’s
- Amanda Hichkad CCA Celebration Walk
- Anna's House | Catholic Charities of Baltimore
- APG Army Community Service Financial Readiness Program
- APG Monument to Monument Run to Honor – Virtual 5K Run/Walk APG Morale Welfare and Recreation
- APG Public Health Command Health and Wellness Fair
- APG Retiree Appreciation Day APG Tree Lighting Sponsorship
- APGFCU Arena at Harford Community College
- Armed Forces Communications Electronics Association
- Army Alliance, Inc.
- Association of Old Crows
- Bailey’s Heart and Sole 5K Charity Run
- Baltimore City Chamber of Commerce
- Baltimore County Chamber of Commerce
- Bay View Elementary
- Bel Air Downtown Alliance
- Bel Air Independence Day Celebration
- Bel Air Lions Club
- Bel Air Lions Club Foundation, Inc.
- Bike to Work Harford County
- Blacks in Government (BIG) Youth Oratory/S.T.E.M. Competition
- Boy Scouts of America Baltimore County
- Boy Scouts of America Harford County Good Scout
- Boys & Girls Clubs of Baltimore Metro
- Boys & Girls Clubs of Harford and Cecil Counties
- Brandon Tolson Foundation Golf Outing
- Brantwood Family Services
- Brian Anthony Wilson Memorial Scholarship Fund Golf Outing
- Business and Education Partnership Advisory Council (BEPAC)
- Camp Sp’Arc
- Catholic Charities of Baltimore
- Cecil College
- Cecil College Foundation
- Cecil County Arts Council
- Cecil County Chamber of Commerce
- Cecil County Community Wellness Office
- Cecil County Department of Social Services
- Cecil County Economic Development Commission
- Cecil County Farm Fair Museum
- Cecil County First Responders Appreciation Dinner
- Cecil County Parks and Recreation
- Cecil County Public Library
- Cecil County Public Schools
- Cecil County Teachers Leadership Network Conference
- Chesapeake Cancer Alliance
- Chesapeake City 5k Canal Race
- Chesapeake Gateway Chamber “Salute to Hometown Heroes” Appreciation Dinner
- Chesapeake Professional Women's Network, Inc.
- Chesapeake Therapeutic Riding
- Christ Fellowship Church Financial Reality Fair
- Christiana Care Union Hospital Foundation
- Community Foundation of Harford County, Inc.
- Community Projects of Havre de Grace, Inc.
- Community Services Foundation of Cecil County
- CONECT: Chamber Organized Network for Education and Career Training - Harford County
- Cool Kids Campaign
- Darlington Independence Day Celebration
- Darlington Lions Club
- Darlington Volunteer Fire Company
- Deerfield Elementary School
- Delta Sigma Theta, Inc., Harford County Alumnae Chapter
- Department of Social Services Foundation - Harford County
- Discovery Center at Water’s Edge
- Doc Perry Foundation for Mission 22
- Drug Free Cecil
- Edgewood Middle School PTA
- Edgewood/Joppatowne Independence Day Celebration
- Elkton Alliance “Citizen of the Year”
- Elkton Fall Fest
- Elkton High School
- Elkton Middle School/Gilpin Manor
- Elkton Rotary International
- Exchange of Highlandtown-Canton (Baltimore County)
- Extreme Family Outreach Ministry – FORE Our Kids Golf Tournament
- Fair Hill International Volunteer Tent
- Faith Communities and Civic Agencies United - Welcome One Emergency Shelter
- Fallston Volunteer Fire and Ambulance Company
- Federally Employed Women Maryland Tri-County Chapter 331
- Fellowship of Christian Athletes
- Fisher House Foundation, Inc.
- Found in Faith Ministries
- Friends of Cecil County Parks & Recreation “Cecil Springs” Family Day
- George Lisby Elementary School
- Greater Bel Air Community Foundation, Inc.
- Greater Dundalk Chamber of Commerce
- Green Street Academy High School
- Grove Presbyterian Church
- Habitat for Humanity Susquehanna
- Halls Cross Roads Elementary
- Harford 250
- Harford Cecil Fire Association
- Harford Community Action Agency
- Harford Community College
- Harford Community College Foundation, Inc.
- Harford County Association of Realtors, Inc.
- Harford County Athena Leadership Awards
- Harford County Chamber of Commerce, Inc.
- Harford County Commission on Disabilities
- Harford County Department of Social Services
- Harford County Education Foundation
- Harford County Health Department
- Harford County Minority and Small Business Resources Fair
- Harford County Office of Community Services
- Harford County Office of Mental Health
- Harford County Office on Aging
- Harford County Public Library Foundation, Inc.
- Harford County Public Schools
- Harford County Sheriff's Foundation, Inc.
- Harford County Sheriff's Office Pledge Program
- Harford County | The Y in Central Maryland Turkey Trot
- Harford County Trauma Institute
- Harford County Veterans Commission
- Harford County Youth and Family Resources Fair
- Harford Family House Harford Land Trust
- Harford Leadership Academy
- Harford Leadership Academy Alumni Association
- Harford United Charities, Inc.
- Havre de Grace Alliance
- Havre de Grace Arts Collective
- Havre de Grace Chamber of Commerce, Inc.
- Havre de Grace Colored School Museum and Cultural Center, Inc.
- Havre de Grace Decoy Museum
- Havre de Grace Housing Authority, Inc.
- Havre de Grace Independence Celebration, Inc.
- Havre de Grace Middle School
- Havre de Grace Youth Commission Healthy Harford, Inc.
- Homestead-Wakefield Elementary School
- Hosanna House - Upper Bay Juneteenth Festival
- Humane Society of Harford County, Inc.
- Indian Lake Christian Summer Camp
- Inner-County Outreach
- James V. "Capt'n Jim" McMahan Commission on Veterans Affairs
- Jarrettsville Volunteer Fire Company
- Joppa-Magnolia Volunteer Fire Company
- Joppatowne High School
- Joppatowne Parks and Recreation
- Judy Centers
- Klein Family Harford Crisis Center
- Labor of Love Ministries
- LASOS, Inc.
- League of United Latin American Citizens
- Major General Harry Greene, Aberdeen Chapter | Association of the United States Army
- Maryland 5 Star Equestrian Event
- Maryland Business Roundtable for Education
- Mason Dixon Business Association
- Mason Dixon Community Services, Inc.
- Mental Health Awareness: Your Mind Matters
- Mergenthaler Vo-Tech High School
- Miracle League of Harford County
- Mission Central Community Services Corporation
- Mountain Christian Church Financial Peace University
- NAACP of Baltimore County
- NAACP of Cecil County
- NAACP of Harford County National Night Out, Elkton
- Nonprofit Advisory Group
- North East Chamber of Commerce
- North East Fire Company
- North East High School
- North East Rotary
- Northeastern Maryland Technology Council, Inc.
- N-Step Forward
- Perry Point VA Medical Center
- Project Homeless Connect - United Way of Central Maryland
- Project Opportunity Veterans Program
- Pythias A. and Virginia I. Jones African-American Forum on Memory Loss
- Refuge Temple Church Women’s Fellowship Event
- Renaissance Academy High School
- Rising Sun Little League
- Rising Sun SunFest
- Riverside Community Association
- Riverside Elementary School
- Rotary Club of Aberdeen
- Route 40 Business Association, Inc.
- Royal International Christian Academy - Baltimore County
- Salute to Cecil County Veterans
- Salvation Army’s Operation Angel Tree for Harford and Cecil Counties
- Scott Smith Memorial Foundation
- Senator Bob Hooper Hospice House
- Sexual Assault/Spouse Abuse Resource Center (SARC)
- Southampton Middle School
- Springboard Community Services
- St. Joan of Arc School
- Strength Through Fellowship Association
- Susquehanna Workforce Network
- TasteWise Kids - Flavors of Maryland
- The Arc of Baltimore
- The Arc of Northern Chesapeake Region
- The Bridge of Edgewood Corporation
- The Epicenter (Edgewood and Aberdeen)
- The Harford Center, Inc.
- The Harford County Education Association, Inc.
- The Highlands School
- The John Carroll School
- The Sgt. Alfred B. Hilton Memorial Fund, Inc.
- Thomson Estates Elementary School
- Tome School
- Town of Rising Sun “Spooktacular” Community Event
- Upper Bay Counseling
- Upper Chesapeake Bay Pride, Inc.
- Upper Chesapeake Health Foundation, Inc.
- USA Warrant Officers Association APG/Edgewood Silver Chapter
- Venture Access, Inc.
- Veterans Affairs Perry Point
- Veterans of Foreign Wars
- Volunteens
- Weedon Elliott VFW Post 8126 Golf Tournament
- Well of Hope (Harford Community Church)
- Women in Defense
- Women's Giving Circle of Harford County
- Working to Achieve Growth and Employment (WAGE)
- Wounded Warriors on the Bay
- Y of Central Maryland
- Young Professionals of AUSA/AFCEA/Young Ravens
- Youth Empowerment Source
- Zion Temple PraiseFest
Savings at Work
Benefits for your employees
Are you looking for ways to enhance your benefits package? APGFCU offers a Savings @ Work Program for your employees.
Some of the benefits include:
- Free on-site financial education presentations
- Free one-on-one financial counseling
- Special incentives available for new members
- Support for your employee appreciation events
- On-site open enrollments
- Free budgetary advice
- And much more
Plus, as a Savings @ Work business partner, your employees will have complete access to all the products and services APGFCU has to offer. Become a business partner today and begin offering APGFCU membership benefits to your employees.
For information on how to get started, contact the business development director for your area.
Sharon Pelham
Business Development Director
Baltimore County and Baltimore City
Phone: 410-272-4000 ext. 3571
Email: spelham@apgfcu.com
Andrea Vuncannon
Business Development Director
Cecil County
Phone: 410-272-4000 ext. 3573
Email: avuncannon@apgfcu.com
Monica Worrell
Business Development Director
Harford County
Phone: 410-272-4000 ext. 3570
Email: mworrell@apgfcu.com
Build Wealth and Financial Well-being
APGFCU has teamed up with Banzai to bring your employees Banzai Direct, for free — real-world financial literacy in a fun, safe way.
This program offers:
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Coaches - Virtual financial advisors blend interactivity with real numbers in a guided walk-through of different scenarios – saving for retirement, building an emergency fund and more. The Coach can help individuals realize their financial goals, discipline their thinking, and take responsibility for their future.
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Calculators – Whether you are saving for a house, paying down debt, or budgeting for a car payment, Banzai's interactive calculators make anticipating expenses a breeze.
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Collections – Get access to articles, courses and calculators on topics like, Managing a Crisis, Buying a Home, Retirement - all in one spot. Try out this one-stop-shop to build your skills on your financial topics of interest.
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Courses – Fun for the whole family with these real-life scenarios to demonstrate the power of good financial planning. For kids, teens, and young adults, these courses teach basic and advanced financial concepts. with courses designed for three different age groups - Banzai Junior (ages 8-12), Banzai Teen (ages 13-18), or Banzai Plus for adults.
Charitable Donations
APGFCU partners with local organizations to give back to the communities it serves by providing charitable donations, volunteer hours and ongoing support to outstanding organizations every year.
In addition to our strong member commitment and financial education focus, APGFCU is also an engaged partner in our communities. We support a wide range of deserving organizations through employee volunteerism, nonprofit board membership, philanthropic grants and community activity sponsorships.
Apply Now for Charitable Donations
Your request will be submitted to the Community Involvement Committee (comprised of board members and other APG Federal Credit Union volunteers) which makes decisions annually on the allocation of the credit union’s charitable funds.
Please submit your request by March 1. When the decisions are made and officially approved, letters and checks will be mailed to the organization. You may follow up on the status of your request by emailing us at donations@apgfcu.com.