- Learning Hub
- Free Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
- Dundalk Branch
- Perry Hall Branch
About Us
APG Federal Credit Union is a unique, not-for-profit financial cooperative with a mission to help our members build their wealth. If you live, work, worship, volunteer or go to school in Harford County, Cecil County, Baltimore County or Baltimore City you can be a member.
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We’re different. And that makes a big difference for you.
We make you the owner.
As a cooperative, we’re owned by our members, not stockholders. When you’re a member, you can be assured your best interests guide every product we offer and every decision we make.
All our earnings work for you.
Since we’re not-for-profit, we reinvest all earnings for our members’ benefit. So we can offer products and services with better rates and lower fees than you’ll find elsewhere.
We help you be money smart.
We look out for your well-being by helping you be well informed about your financial situation. Free online resources, in-person workshops, financial counseling and more are always available to you.
We’re local, like you.
We started in Harford County in 1938. And we’re still here, with headquarters in Edgewood. Lending decisions, like all our decisions, are made locally.
We're for U.
U have plans to be made.
U have goals to be met.
U have dreams to be lived.
U want a partner you can trust.
U want an ally who puts people before profits.
U want personal connections, not just transactions.
U deserve guidance that helps you achieve.
U deserve tools that help you prosper.
U deserve every opportunity to grow.
U belong here.
Our Vision
Banking that feels like belonging.
Our Mission
Deeply enrich our community – financially and personally.
Our Statistics
- Assets: $2,606,957,963.53
- Shares: $2,321,160,881.41
- Loans: $2,170,982,709.35
- Members: 182,976
Newsletters & Annual Reports
Catch up on all that’s new at APGFCU and review our financial results to see how we successfully serve you, other members, and our communities.
APGFCU Annual Reports
- 2024 Annual Report — A Future of Possibility (pdf)
- 2023 Annual Report — A Rich History; A Bright Future (pdf)
- 2022 Annual Report — Expanding Horizons to Financial Wellness (pdf)
- 2021 Annual Report — Your Partner for a Secure Tomorrow (pdf)
- 2020 Annual Report — Building Resilience With U (pdf)
- 2019 Annual Report — Member Owned; Member Driven (pdf)
- 2018 Annual Report — 80 Years with U (pdf)
- 2017 Annual Report — We’re for U (pdf)