- Learning Hub
- Free Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
- Dundalk Branch
- Perry Hall Branch
Delayed Opening 01/27/26
Our branches will open at 10 a.m. on Tuesday, January 27, 2026, due to inclement weather. Our call center will be available to assist you beginning at 8 a.m.
You can also manage your accounts anytime through our Online Banking, Mobile Banking, ABBY, and our ATM network.
IMPOSTER SCAM ALERT
APGFCU will never contact you unexpectedly by text, email, or phone to request personal or financial information. We also won’t send representatives to your home to collect debit or credit cards or cash.
If you get a message claiming to be from APGFCU that asks for this information, do not respond.
To report a suspicious text or email, click here.
Cash Management and Business Services
Your business is growing and you need a partner who will grow with you. That’s APGFCU. Rely on our cash management tools and business services to help strengthen your business and manage your business cash flow.
Positive Pay
Advanced Fraud Protection at No Cost
Positive Pay is a complimentary fraud prevention solution from APGFCU, built to protect your business from check and ACH fraud before it impacts your bottom line.
How It Works
Positive Pay compares checks and ACH transactions presented for payment against your issued items. If discrepancies are found—such as mismatched check numbers, amounts, or payees—the item is flagged for your review and approval.
Key Benefits
- Free for all business members – No added cost for peace of mind
- Enhanced fraud detection – Includes Payee Positive Pay for added verification
- Digital review tools – Easily approve or reject flagged items online
- Improved cash control – Prevent unauthorized payments and reduce losses
Remote Deposit Capture
Service Highlights
- Save time by depositing checks remotely
- Avoid trips to the ATM or branch
- Remote Deposit Capture is safe and secure
- Easy and convenient to use from any location with a compatible scanner
Merchant Services
APGFCU, in partnership with Fiserv®, delivers payment solutions to help make your payment processing more efficient and profitable. Our quality and service, combined with our proven payment industry expertise, uniquely positions us to meet the needs of your business now and in the future.
Service Highlights
- Fiserv® processing solutions, including Clover*, for all major credit and debit cards
- Quick and seamless start-up
- Superior service and support 24/7
- Point-of-sale solutions
- PCI compliance for cardholder data security
- Focused on you
*© 2024 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.
ACH
Service Highlights
- Process incoming and outgoing transactions with Automated Clearing House (ACH) services
- Move money from one account to another, quickly and cost-effectively
- Simplify the process of making payments and minimize the number of paper checks issued
- Improve security and reduce the risk of fraud
- Create templates to help streamline future ACH processing
Online and Mobile Banking for Business
Service Highlights
- Manage your accounts 24/7 from anywhere
- Real-time balance and reporting information
- 36 months of online statements
- Account data, payments, transfers, ACH origination, Quicken/QuickBooks, check images, mobile deposit, and more!
Need Help With Business Banking? Get in Touch!
For more information about or help with business accounts and services…