Financial Resources for Educators
Elementary School Lessons
Students are introduced to money and saving in these one-hour in-class lessons. Sessions are available to students in Pre-K through 5th grade. Add our online resource, Banzai Junior for ages 8-12 , to compliment and reinforce skills.
Lessons
- Money identification, including value and face recognition
- Sorting and counting money
- Saving, spending and sharing
- Introduction to saving and earning dividends
- Money security features
- Earning money
- Budgeting
- Check writing and endorsing
Middle & High School Lessons
Students review elementary concepts in greater detail through these in-class lessons. Sessions focus on earning and acquiring money and making wise money management decisions. Reinforce these skills with Banzai Teen, an online resource for teens ages 13-18.
Session Topics
- Earning money
- Creating a plan for savings and spending (a.k.a "a budget")
- Understanding various long- and short-term savings products
- Understanding the power of saving and compound interest
- Checking account lesson including a statement balancing activity
- Understanding ATM, Debit and Check Cards and Online Banking
- Credit: Understanding the power and responsibility
- Making wise consumer choices
- Careers and their financial impact on your future
High School Lessons
At the high school level, we are preparing students for their futures in college, the workforce and as independent, financially responsible, young adults. Each one-hour, in-class lesson will go into greater detail as we explore and teach necessary financial life skills. Pair our in-class lessons with Banzai Plus, our online resource for teens 16 and over.
Topics
- Savings; benefits, types of accounts, short- and long-term savings goals
- Checking; traditional and electronic account management
- Budgeting; setting and achieving your financial goals
- Credit; understanding the different types of credit, understanding your credit report, establishing and maintaining good credit
- Understanding insurances; types and why you need them
- Careers; resources for finding jobs, application, resume and interviewing skills, understand what employers expect of their employees
- Planning for and affording college/higher education; education plays a vital role in your future earning potential
APGFCU Financial Reality Fair
APGFCU Financial Reality Fair is a simulation of an adult’s financial life that provides youth with an interactive experience for making real-world financial decisions and managing money.
Participants experience what it is like to have an account at a financial institution, decide how to use their money, obtain a loan, manage debt and more. They must complete a saving and spending plan for everyday costs such as housing, transportation, healthcare, clothing, food and even childcare.
Participants will also face the "Wheel of Life", where life may provide some unexpected expenses and income. For youth, a Financial Reality Fair can be an eye-opening, exciting, and fun way to build financial knowledge and skills. This lesson introduces or reinforces college and career readiness and the economic impact.
