- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Branch Appointment Requests
Alert
Click here for stimulus payment information.
APGFCU will NEVER contact you to request confidential information such as full SSN, card numbers, PINs, codes or login passwords. If you receive such a request, please contact us directly at our published number.
Branch appointments and drive-thrus are available. Click here for details.
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We help you grow by helping your money grow.
Savings
APGFCU offers savings, money market, youth, and club accounts as well as retirement and education options — all with competitive dividend rates. Savings accounts, (also known as share accounts), are the foundation of the credit union and your membership.
Share Savings Accounts
- Open an account for as little as $5*
- Dividends are compounded and credited quarterly on the daily balance
*A $5 minimum is required to earn dividends
View Share Savings Rates Savings Calculator
Money Market
An APG Federal Credit Union money market account is a smart place to keep your savings. With higher dividends than traditional savings accounts, your money will work harder for you.
- No term or penalty for withdrawal
- Account earns tiered dividends on the daily balance
- Dividends are compounded and credited monthly
- A $2,500 minimum daily balance is required, otherwise a monthly service charge applies
High-Yield Money Market
An APG Federal Credit Union High-Yield Money Market account is a smart place to keep your savings. With higher dividends than traditional savings accounts, your money will work harder for you. With a High-Yield Money Market account, the higher your account balance, the higher your rates.
- Minimum Opening deposit: $75,000.00
- New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU
- No term or penalty for withdrawal
- Dividends are compounded and credited monthly
Plus, your shares are insured by the National Credit Union Administration, an agency of the federal government.
To open a High Yield Money Market account call us at 800-225-2555 or schedule an appointment at one of our convenient branch locations.
Club Account
Start saving for the holidays with a club account. You'll be prepared for holiday gift-giving without the worry of having a credit card bill or loans to repay.
Product Overview
- Open a club account anytime during the year with just a $5 minimum
- Deposit or withdraw funds at any time
- Funds in the account on October 1 are automatically transferred to your checking or savings account
- Dividends are compounded and credited quarterly on the daily balance
- Enjoy the same rates as our Share Savings account
For more information about Club Accounts call us at 800-225-2555 or schedule an appointment at one of our convenient branch locations.
Special Savings Account
When you are saving for something other than emergencies or retirement, it helps to keep that money separate to avoid confusion. Open a Special Savings Account and start working towards your savings goal, whether it is for a vacation, down payment, special event, or other large purchase.
Product Overview
- Open an additional savings account with just a $5 minimum deposit
- Deposit or withdraw funds at any time
- Set up automated transfers and an account nickname to help reach your savings goal
- Dividends are compounded and credited quarterly on the daily balance
- Enjoy the same rates as our Share Savings account
Open a Special Savings Account
Retirement & Education
It's never too early to start savings for college or retirement, and APG Federal Credit Union has the IRA or ESA that is right for you.
Coverdell Education Savings
Start saving for your child's college tuition and watch your money grow, tax-free.** Learn more about Coverdell Education Savings Accounts.
Traditional IRA & SEP
Save for your future while reducing your taxable income now.** Learn more about Traditional IRA & SEP Plans.
Roth IRA
Watch your after-tax retirement savings contributions grow, tax-free.** Learn more about Roth Individual Retirement Accounts.
**Please consult your tax advisor.
For more information about Retirement and Education Accounts call us at 800-225-2555 or schedule an appointment at one of our convenient branch locations.