Important Notice
In observance of Martin Luther King Jr. Day, all branches and locations will be closed on Monday, January 21. You may access your accounts 24/7 via mobile and online banking, as well as ABBY Telephone Teller.

Furlough Assistance Program available to members impacted by government shutdown. Learn More.

Account Rates

Certificate Rates

Table data for Certificates & IRAs
 Effective 01-18-2019
Term Dividend Rate Annual Percentage Yield Alert Me
Standard and IRA: $100 Minimum Alert Me
6 months 1.29% 1.30%
12 months 2.08% 2.10%
18 months 2.13% 2.15%
24 months 2.23% 2.25%
30 months 2.42% 2.45%
48 months 2.52% 2.55%
60 months 2.62% 2.65%
84 months 2.67% 2.70%
Super: $25,000 Minimum1 Alert Me
24 months 2.47% 2.50%
30 months 2.67% 2.70%
48 months 2.77% 2.80%
60 months 2.86% 2.90%
84 months 2.91% 2.95%
Step-Up: $100 Minimum Alert Me
25 month Step-Up 2.18% 2.20%
45 month Step-Up 2.47% 2.50%
Jumbo: $50,000 Minimum Alert Me
3 months 0.99% 1.00%
6 months 1.49% 1.50%
12 months 2.37% 2.40%
MyTimes (members 50 and over): $100 Minimum Alert Me
36 Months 2.67% 2.70%
MyTimes Plus (members 65 and over): $100 Minimum Alert Me
12 Months 2.28% 2.30%
Member Rewards Silver: $100 Minimum Alert Me
48 months 2.65% 2.68%
60 months 2.75% 2.78%
84 months 2.80% 2.83%
Member Rewards Gold: $100 Minimum Alert Me
48 months 2.77% 2.80%
60 months 2.87% 2.90%
84 months 2.92% 2.95%
May be a penalty for early withdrawal on all certificates.
  • 1Coverdell IRAs are not eligible for the $25,000 minimum balance tier.

Checking Account Rates

Table data for Checking
 Effective 01-18-2019
Minimum Balance Dividend Rate Annual Percentage Yield Alert Me
No Minimum Balance 0.05% 0.05%
Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings. Checking rates are effective as of the 1st of the current month. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED.

Savings Account Rates

Table data for Regular Shares
 Effective 01-18-2019
Minimum Balance Dividend Rate Annual Percentage Yield Alert Me
$5 0.35% 0.35%
The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. Regular Share rates are effective as of the 1st of the current month. Fees may reduce earnings on the account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED.

Table data for Educator Rewards Summer Savings Account
 Effective 01-18-2019
Minimum Balance Dividend Rate1 Annual Percentage Yield Alert Me
$0 to $10,000.00 1.34% 1.35%
$10,000.01 and above 0.35% 0.35%
The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. Educator Rewards Summer Savings Account rates are effective as of the 1st of the current month. Fees may reduce earnings on the account.
  • 1Dividend rates may change after account is opened.

Money Market Account Rates

Table data for Money Market Accounts
 Effective 01-18-2019
Money Market Account Types Minimum Balance Dividend Rate1 Annual Percentage Yield Alert Me
Tiered Money Market2 Alert Me
$2,500 to $14,999.99 0.45% 0.45%
$15,000 to $24,999.99 0.45% 0.45%
$25,000 to $49,999.99 0.50% 0.50%
$50,000 to $99,999.99 0.50% 0.50%
$100,000 and above 0.50% 0.50%
Tiered Money Market IRA3 Alert Me
$100 to $14,999.99 0.45% 0.45%
$15,000 to $24,999.99 0.45% 0.45%
$25,000 to $49,999.99 0.50% 0.50%
$50,000 to $99,999.99 0.50% 0.50%
$100,000 and above 0.50% 0.50%
High Yield Money Market Account4 Alert Me
Up to $74,999 0.00% 0.00%
$75,000 - $124,999 0.75% 0.75%
$125,000 - $199,999 1.00% 1.00%
$200,000 and up 1.24% 1.25%
Fees may reduce earnings on the account.
  • 1Dividend rates may change after account is opened.
  • 2Tiered Money Market: Minimum balance, $2,500; $10 monthly fee if balance falls below $2,500.
  • 3Tiered Money Market IRA: Minimum balance $100; subject to state and federal rules and penalties, as applicable.
  • 4New money requirement - At least 50% of the opening deposit must come from funds not already on deposit with APGFCU