Important Notice
In observance of Martin Luther King Jr. Day, all branches and locations will be closed on Monday, January 21. You may access your accounts 24/7 via mobile and online banking, as well as ABBY Telephone Teller.
Furlough Assistance Program available to members impacted by government shutdown. Learn More.
Furlough Assistance Program available to members impacted by government shutdown. Learn More.
Account Rates
Certificate Rates
| Term | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Standard and IRA: $100 Minimum | ||
| 6 months | 1.29% | 1.30% |
| 12 months | 2.08% | 2.10% |
| 18 months | 2.13% | 2.15% |
| 24 months | 2.23% | 2.25% |
| 30 months | 2.42% | 2.45% |
| 48 months | 2.52% | 2.55% |
| 60 months | 2.62% | 2.65% |
| 84 months | 2.67% | 2.70% |
| Super: $25,000 Minimum1 | ||
| 24 months | 2.47% | 2.50% |
| 30 months | 2.67% | 2.70% |
| 48 months | 2.77% | 2.80% |
| 60 months | 2.86% | 2.90% |
| 84 months | 2.91% | 2.95% |
| Step-Up: $100 Minimum | ||
| 25 month Step-Up | 2.18% | 2.20% |
| 45 month Step-Up | 2.47% | 2.50% |
| Jumbo: $50,000 Minimum | ||
| 3 months | 0.99% | 1.00% |
| 6 months | 1.49% | 1.50% |
| 12 months | 2.37% | 2.40% |
| MyTimes (members 50 and over): $100 Minimum | ||
| 36 Months | 2.67% | 2.70% |
| MyTimes Plus (members 65 and over): $100 Minimum | ||
| 12 Months | 2.28% | 2.30% |
| Member Rewards Silver: $100 Minimum | ||
| 48 months | 2.65% | 2.68% |
| 60 months | 2.75% | 2.78% |
| 84 months | 2.80% | 2.83% |
| Member Rewards Gold: $100 Minimum | ||
| 48 months | 2.77% | 2.80% |
| 60 months | 2.87% | 2.90% |
| 84 months | 2.92% | 2.95% |
| May be a penalty for early withdrawal on all certificates. | ||
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Checking Account Rates
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| No Minimum Balance | 0.05% | 0.05% |
| Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings. Checking rates are effective as of the 1st of the current month. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. | ||
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Savings Account Rates
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $5 | 0.35% | 0.35% |
| The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. Regular Share rates are effective as of the 1st of the current month. Fees may reduce earnings on the account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. | ||
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| Minimum Balance | Dividend Rate1 | Annual Percentage Yield |
|---|---|---|
| $0 to $10,000.00 | 1.34% | 1.35% |
| $10,000.01 and above | 0.35% | 0.35% |
| The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. Educator Rewards Summer Savings Account rates are effective as of the 1st of the current month. Fees may reduce earnings on the account. | ||
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Money Market Account Rates
| Money Market Account Types | Minimum Balance | Dividend Rate1 | Annual Percentage Yield |
|---|---|---|---|
| Tiered Money Market2 | |||
| $2,500 to $14,999.99 | 0.45% | 0.45% | |
| $15,000 to $24,999.99 | 0.45% | 0.45% | |
| $25,000 to $49,999.99 | 0.50% | 0.50% | |
| $50,000 to $99,999.99 | 0.50% | 0.50% | |
| $100,000 and above | 0.50% | 0.50% | |
| Tiered Money Market IRA3 | |||
| $100 to $14,999.99 | 0.45% | 0.45% | |
| $15,000 to $24,999.99 | 0.45% | 0.45% | |
| $25,000 to $49,999.99 | 0.50% | 0.50% | |
| $50,000 to $99,999.99 | 0.50% | 0.50% | |
| $100,000 and above | 0.50% | 0.50% | |
| High Yield Money Market Account4 | |||
| Up to $74,999 | 0.00% | 0.00% | |
| $75,000 - $124,999 | 0.75% | 0.75% | |
| $125,000 - $199,999 | 1.00% | 1.00% | |
| $200,000 and up | 1.24% | 1.25% | |
| Fees may reduce earnings on the account. | |||
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