Consumer Service Price List

Account Maintenance

• No Forwarding Address - $5.00 monthly
• Inactive Account (after 12 months of no activity) - $3.00 monthly
• Money Market Share Account - If balance falls under $2,500 - $10.00 monthly
• Stop Payment - Pre-Authorized and Checking - $29.00 each
• Stop Payment - Credit Union Checks - $29.00 each
• Stop Payment - Visa^® Credit Card Convenience Check - $29.00 each
• Skip-a-Pay Fee - $35.00 each
• Closed Membership Account Within 60 Days of Opening - $15.00
• Visa Credit Card Cash Advance* - $2.00 per advance
• Items Sent for Collection - $20.00 each
• Recurring Electronic Loan Payment - Free
• Escheatment Fee - $50.00

*For additional information on Visa Credit Card Cash Advance, please refer to our Visa Cash Back Credit Card Agreement and Visa Credit Card Agreement.

Money Orders and Checks

• Money Orders - $2.00 each
• Money Order Void Fee - $29.00 each
• Certified Checks - $5.50 each
• Money Wires/Bank Wires
  • Incoming - $10.00 each
  • Outgoing - $25.00 each
  • Outgoing International - $45.00 each
• Western Union Commercial Money Orders
  • $0 - $10,000 - $20.00 each
  • Each additional $10,000 - $20.00 each
    International money order fees may vary.

• Credit Union Checks in Branch
  • 1st Check - Free
  • Additional checks - $5.00
• Out-of-Country Checks - Not Accepted

Document Copies

• Member - $5.00 per copy
• Non-Member - $5.00 per copy
  Includes check copy, statement copy, account inquiries/history copy, photocopies, Visa sales slip copy, and other miscellaneous account information

Service and Research

• Balancing Checkbook - $15.00 per hour
• Account Research Time - $5.00 per 15-minute intervals
• Legal Attachments to Account - $100.00 minimum
• Non-Member Cashing APGFCU^® Check - $5.00

Coin Counting Machines

• Members 18 and Over - 2% of amount counted
• Members under 18 - No charge up to $50 (2% of amount counted over $50)
• Non-Member - 9% of amount counted

Safe Deposit Boxes

• Safe Deposit Box Rental (where available) - prices start at $50.00
• Silver Level Benefit - 25% Discount
• Gold Level Benefit - 50% Discount
• Safe Deposit Box Late Fee - $10.00 per month
• Lost Key(s)/Lock Replacement - $25+ Drilling Contractor Fees*
  *Contact us for an estimate on drilling contractor fees as prices may vary.

Checking and Debit Card Overdraft

• Share Protection Fee - $10.00 per day
• Visa Credit Card Protection Fee (APGFCU) - $5.00 per day
• Easy Cash Protection Fee - $5.00 per day
• Courtesy Pay^†
  • Standard Courtesy Pay (Check, ACH, & Other Transactions*) - $32.00 per item
  • Extended Courtesy Pay (One-Time Debit Card Transactions**) - $32.00 per day
• Non-Sufficient Funds* - $32.00 per item
• Returned Check - $20.00 per item

^†Please refer to our All About Your Accounts agreement for additional information on our Courtesy Pay program.
*Note: Items may be re-presented if there are insufficient funds. Fees are charged each time an item is presented.
**Must opt-in to receive this service.

Replace Lost Cards or PINs

• Visa Debit Card - $7.50 each
• Visa Debit Rush Card Replacement - $35.00 each
• Visa Credit Cards - $7.50 each
• Visa Credit Card Rush Replacement - $35.00 each
• Member Select PINs - Free

ATM Activity

• APGFCU and Allpoint Network ATM Transactions/Inquiries - Free
• Non-APGFCU/Allpoint Network ATM Transactions:
  • Account-to-Account Transfer - $1.50 each
  • Withdrawals - $1.50 each
    • Bronze Level Benefit - $1.25 each
    • Silver Level Benefit - $1.00 each
    • Gold Level Benefit - Free
  • Balance Inquiries - $1.00 each
    • Bronze Level Benefit - 75¢ each
    • Silver Level Benefit - 50¢ each
    • Gold Level Benefit - Free
• Surcharge* (Allpoint Network) - None
• Surcharge* (non-Allpoint Network) - determined by ATM owner
• ATM Deposit Misuse Fee - $50.00 each

*Fees may be charged by the company that owns the ATM (called a surcharge). If there is a surcharge, the fee amount will be displayed on the ATM screen, and you have the option to cancel the transaction if you do not want to pay the fee.

Online Services

• Online Banking - Free
• Online Statements - Free
• Phone Banking - Free
• Mobile Banking* - Free
• Bill Pay - Free
• Bill Pay Stop Payment - $25.00 each
• Bill Pay Check Copy - $5.00 each
• Bill Pay Overnight Check - $14.95 each
• Bill Pay Same-Day Payment - $9.95 each
• Standard External Transfer- Free
• Next-Day External Transfer- $5.00 each
• Mailed Paper Statement (Excludes Loan and Visa statements) - $2.00

*Your mobile or internet provider may apply data or usage charges. Please contact your carrier for more information.

Notary Services

• Member - Free
• Non-Member - Not available