Articles & Resource Library

As our modern world leans more and more into streamlining efficiency and speed via technological advances, we need to be vigilant in protecting our personal information – especially when it comes to finances. With every passing day, scammers and hackers are coming up with new methods to gain access to our sensitive information. 

School’s out for summer, which means your children are looking for fun activities to occupy their time – while you may be looking to cut extra costs. But, being frugal doesn’t mean forfeiting summer fun! Let’s take a look at nine budget-friendly activities you can do with your family to keep the fun and savings rolling all summer long.

As the U.S. unemployment rate continues to remain higher than normal as a result of the Coronavirus pandemic, so does the opportunity for fraudsters to take advantage of the dire situation. In recent weeks, reports of crime rings preying on unsuspecting victims and falsely reaping millions of dollars in benefits of unemployment insurance have been flooding in. To help protect your information, finances, and reputation during this unsettling time, we have broken down everything you need to know about the unemployment imposter scam.

Your credit report offers a consolidated summary of your financial history to anyone authorized to view it — but even fraudsters and identity thieves have methods of hacking in. If they get a hold of your personal information, thieves can open new credit in your name and drive down your credit score.

Summer months are a time for fun, sun, and adventure. Unfortunately, that can come with a price. Utility costs, especially electricity, often spike in the summer when many are cranking the air conditioning to keep their homes comfortable. To help keep you and your wallet cool this summer, we have compiled a list of tips to cut down on expensive habits, increase efficiency, and save.

The expansion of technology into almost every aspect of our daily lives has enabled us to connect and communicate with the world around us faster and easier than ever before. But with the good, also comes danger. Cybercriminals continue to develop ever-evolving methods to take advantage of the various devices that streamline our careers, relationships, and finances – and use them against us through intuitive social engineering attacks such as vishing and smishing.

Financing a new car can be a stressful ordeal.  You’re making a large purchase and at the same time the dealer may be offering several diverse financing options. You may find yourself asking – Which is the best financing option for me? Thankfully, we are here to help.

Here are five types of life events we’ve helped finance for our members with an APGFCU® Personal Loan. Let us help you, too.

Refinancing your existing mortgage can have a significant impact on your financial health, for better or for worse. Be sure to consider all options before deciding if a pre-retirement refinance is right for you.

Most Americans have little to no money saved for retirement. Let’s take a look at some benefits of an IRA:

You’ve served our country, and now you want to fulfill the American dream of homeownership. Fortunately, your dedication to your country provides exclusive benefits when it comes to buying a home.

U.S. Veterans, Service Members, and select military spouses may be eligible for a VA Loan. Created by the U.S. government in 1944 to help service members purchase a home without any down payment, VA Loans have helped over 24 million veterans, active-duty military, and their families purchase and refinance a home.

Despite what you may have seen on HGTV’s House Hunters, not everyone can afford a million-dollar home. So how exactly do you determine how much you can afford, and more importantly, how much you are comfortable with spending on a home?

Here are a few things to consider as you set your home-buying budget.

Shopping for a mortgage can be confusing. There are different types of mortgages, different terms and repayment options, as well as associated fees. It can be a bit overwhelming for buyers, but generally, mortgages can be categorized into two types— fixed-rate and adjustable-rate mortgages (ARMs).

When is the right time to buy a house? When opportunity knocks, open the door. Why waiting to buy a home could really cost you. Although purchasing your first home or deciding to upgrade to a new home is a major decision, taking too long to make the move could cost you. Here are a few things to consider before deciding to jump into the home-buying pool.

It’s no secret you’ll need some upfront cash when buying a home, but just how much do you need and where does it all go? Preparing for your upfront and out-of-pocket costs before you begin your home search will help get you into your new home faster and avoid unexpected delays.

If you are in the market to purchase a home, it pays to be prepared. Here are five things every Realtor wants their clients to know before they begin the house-hunting journey.

Buying your first home can be very exciting. But before you jump headfirst into the real estate market, make sure you have everything you need to secure a loan, including all the necessary paperwork. You don’t want to find the home of your dreams only to lose it while trying to gather your paperwork and wait for an approval.

If you’re thinking about buying a home, your lender may have told you that you’ll need homeowner’s insurance. What exactly is homeowner’s insurance and why do you need it?