Articles & Resource Library

Summer months are a time for fun, sun, and adventure. Unfortunately, that can come with a price. Utility costs, especially electricity, often spike in the summer when many are cranking the air conditioning to keep their homes comfortable. To help keep you and your wallet cool this summer, we have compiled a list of tips to cut down on expensive habits, increase efficiency, and save.

The expansion of technology into almost every aspect of our daily lives has enabled us to connect and communicate with the world around us faster and easier than ever before. But with the good, also comes danger. Cybercriminals continue to develop ever-evolving methods to take advantage of the various devices that streamline our careers, relationships, and finances – and use them against us through intuitive social engineering attacks such as vishing and smishing.

Financing a new car can be a stressful ordeal.  You’re making a large purchase and at the same time the dealer may be offering several diverse financing options. You may find yourself asking – Which is the best financing option for me? Thankfully, we are here to help.

Here are five types of life events we’ve helped finance for our members with an APGFCU® Personal Loan. Let us help you, too.

Refinancing your existing mortgage can have a significant impact on your financial health, for better or for worse. Be sure to consider all options before deciding if a pre-retirement refinance is right for you.

Most Americans have little to no money saved for retirement. Let’s take a look at some benefits of an IRA:

With careful planning and hard work, you can make 2020 the year your resolutions stick. Happy New Year from all of us here at APGFCU!

Once they’ve explored all “free money” and “low-cost” options, students may sometimes have a “gap” in their funding. When it’s time to look into loans, seek those with zero origination or prepayment fees, low interest rates, flexible deferment and repayment options.

Maybe you’re scrolling through Facebook Marketplace and come across the vintage car you’ve always wanted, or maybe you’ve found a rare collectible that you absolutely must have.  You may even be moving money from one financial institution to another. Whatever the reason for your withdrawal, here are a few tips to help keep you and your money safe when managing transactions like these.

In September 2018, the Better Business Bureau (BBB) released a report warning about a spike in fake check scams across the country. While these scams are not new, their occurrence rate continues to grow each year.

You’ve served our country, and now you want to fulfill the American dream of homeownership. Fortunately, your dedication to your country provides exclusive benefits when it comes to buying a home.

U.S. Veterans, Service Members, and select military spouses may be eligible for a VA Loan. Created by the U.S. government in 1944 to help service members purchase a home without any down payment, VA Loans have helped over 24 million veterans, active-duty military, and their families purchase and refinance a home.

Despite what you may have seen on HGTV’s House Hunters, not everyone can afford a million-dollar home. So how exactly do you determine how much you can afford, and more importantly, how much you are comfortable with spending on a home?

Here are a few things to consider as you set your home-buying budget.

Shopping for a mortgage can be confusing. There are different types of mortgages, different terms and repayment options, as well as associated fees. It can be a bit overwhelming for buyers, but generally, mortgages can be categorized into two types— fixed-rate and adjustable-rate mortgages (ARMs).

When is the right time to buy a house? When opportunity knocks, open the door. Why waiting to buy a home could really cost you. Although purchasing your first home or deciding to upgrade to a new home is a major decision, taking too long to make the move could cost you. Here are a few things to consider before deciding to jump into the home-buying pool.

It’s no secret you’ll need some upfront cash when buying a home, but just how much do you need and where does it all go? Preparing for your upfront and out-of-pocket costs before you begin your home search will help get you into your new home faster and avoid unexpected delays.

If you are in the market to purchase a home, it pays to be prepared. Here are five things every Realtor wants their clients to know before they begin the house-hunting journey.

Buying your first home can be very exciting. But before you jump headfirst into the real estate market, make sure you have everything you need to secure a loan, including all the necessary paperwork. You don’t want to find the home of your dreams only to lose it while trying to gather your paperwork and wait for an approval.

If you’re thinking about buying a home, your lender may have told you that you’ll need homeowner’s insurance. What exactly is homeowner’s insurance and why do you need it?