So you bought a house, now what? This is a common question among new homeowners who have just finished the buying and closing process — and are likely already overwhelmed. The good news is that you have as much time as you need to move in and get settled into your new home. However, there are a few things homeowners should do relatively quickly after buying. To help, we’ve compiled a checklist of new-home tasks so you can hit the road running.

    •    Change the Locks
    • For your own peace of mind, it is a good idea to change the locks on the doors to your new home. You never know if previous owners have made copies of the key that were distributed to others. And, while you’re at it, consider making copies of your new key to keep with trusted friends or family in case of emergencies.
    •   Repair What You Can and Plan for the Future
    • It’s typically easier to make any necessary or desired repairs and upgrades before you move into your home to avoid being cramped and having to cover your furniture. However, some projects are more time-intensive — and we know you can’t wait forever to start living in your new house! So try to plan more invasive renovations for after you are settled. Use the comprehensive summary and report given to you after your home inspection to launch any necessary renovations. As a rule of thumb, take care of the most immediate issues first.
    •   Change Your Address
    • Not such a fun task, but it is necessary to change your mailing address to avoid missing bills or other important documents. Notify your local post office to forward any mail to your new address, then make sure to update your mailing address on any work forms or accounts.
    •   Set up Utilities
    • Next, think about the things you will need to complete everyday tasks: Your utilities. Connect your gas, electric, internet, and cable accounts to your new home by simply calling your local providers or visiting their websites to get started.
    •   Clean, Clean, Clean
    • One of the first steps in making a home truly yours, especially when previous residents have lived in it, is cleaning from top to bottom. Scrubbing the carpets, under the sink, the refrigerator, the bathrooms, and more allows you to have a fresh start in your new home. However, if you are not a cleaning fanatic or do not have the time, you can always hire a service!
    •   Research the Area
    • Locate the best restaurants and entertainment spots, as well as tradespeople. You never want to be unprepared in the event of a busted pipe or electrical issue, so ask around to find the best plumbers and electricians before disaster strikes.
    •   Get Familiar with Your Home
    • Upon moving in, it is important to go around your home and identify the location of valuable items such as the gas tank, water heater, shut-off valves, and fuse/circuit breaker box. Knowing exactly where to go in the event of an emergency can save valuable time — and money.
    •   Don’t Spend Too Much
    • After spending thousands of dollars on a down payment and closing costs, the last thing you want to do is spend even more money. While some expenses are necessary right out of the gate, others can wait. Take a minute to live with your home and assess your budget for décor, furniture and upgrades.
    •   Take a Few Days Off
    • Buying a home can be exhausting — and balancing work and activities on top of that might be too much to handle! Clear your schedule for a few days to focus on your new home, moving in, and getting settled in your next chapter of life.

Visit our mortgage page or call 888-LOAN-391 to learn how we can help you get into the home of your dreams at a low rate today!