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APR as low as 2.39%1 with no payments for 90 days*
Whether you are looking to reduce your payment or lower your rate with a no-fee2 auto loan refinance from another lender or purchase a "new-to-you" vehicle, we have rates and terms to fit every budget.
With rates as low as 2.39% APR1, you could be on the road to a low-rate auto loan payment.
Need Help Building Credit?The APGFCU Credit Builder Program may be right for you. We’ll work with you to put you in the right loan and get you back on track. Plus, if you pay as agreed for one year, we’ll even lower your interest rate – automatically.
Learn More About Credit Builder
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Current Interest Rate
APR1 as low as
Fixed rate with autopay; 1See all loan rates, terms, and disclosures.
*First payment may be deferred for 90 days. Interest will accrue from the date of loan disbursal and is due once payments begin. Deferred payment is not available for refinances of existing APGFCU auto loans. To take advantage of the deferred payments when refinancing from another lender, a minimum of 4 payments must have been made. Some restrictions apply. Not all applicants will qualify for the 90-day deferred payment.
1APR is Annual Percentage Rate. Rates stated available on approved credit with automated payments from an APGFCU account only and may be different as determined by the loan term, model year and individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Rate is subject to change at any time. Click here for more information.
2APGFCU does not charge a refinance fee on auto loans.
Auto Financing Options
Spending thousands of dollars on a vehicle is stressful enough without the added pressure of weighing dealer rebates and various financing options.
Comparing monthly estimates between your credit union and dealer will determine your best option. To help, we’ve broken down two key financing options to show the benefits and drawbacks of each.
We’ve partnered with over 90 dealerships across Maryland and Delaware to maximize your chances of receiving optimal financing on new and pre-owned vehicles, motorcycles, and RVs. To take advantage of credit union pricing, simply:
If approved, the dealership will complete the paperwork and send it to us for funding, while you drive off that day in your new vehicle.
Take the first step in helping yourself to find a better deal on your next vehicle purchase. By taking advantage of the AutoSMART information and resources, your auto buying experience will be easier and more satisfying.
APGFCU members may save on auto and home insurance through Travelers.
Request a quote and find out how you can get the right coverage at a better price with the Travelers Auto Insurance for APGFCU members. Call (800) 842-5936 for a quote over the phone.
GAP is loan/lease deficiency protection designed to cover the deficiency balance on your loan in the event of a total loss.
Learn About GAP
Credit decisions will not be affected by whether or not a member elects to purchase the protection.
Get A Quote
Or call 1-800-842-5936 for a quote over the phone.
For more information about or help with auto loans…