Skip-A-Pay

We recognize that life can be unpredictable and may impact your ability to make loan payments. With Skip-A-Pay, you can choose to skip one payment every 12 months on your personal, auto, home improvement, education, or recreational loans without penalty.

*A $35 processing fee per loan applies. The loan payment cannot be skipped until at least three monthly payments have been made. You can skip only one loan payment per loan per calendar year and regular monthly or minimum payments must resume. Members who have weekly or biweekly payments and have already made a payment within the month when the request is made will not be able to skip the subsequent payment for that month. To qualify, your membership with APGFCU must be in good standing, all loan payments must be current, and eligibility may be subject to credit union approval. All co-signer(s) and/or co-borrower(s) must sign this form. Offer does not include Visa® credit cards, Easy Cash lines of credit, mortgage loans, mobile home loans, home equity loans, home equity lines of credit, vacation loans, holiday loans, and any share-secured loans including Visa share secured. This form must be received at least three business days prior to your payment due date to take advantage of this offer.