- Learning Hub
- Free Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
- Dundalk Branch
- Perry Hall Branch
Delayed Opening 01/27/26
Our branches will open at 10 a.m. on Tuesday, January 27, 2026, due to inclement weather. Our call center will be available to assist you beginning at 8 a.m.
You can also manage your accounts anytime through our Online Banking, Mobile Banking, ABBY, and our ATM network.
IMPOSTER SCAM ALERT
APGFCU will never contact you unexpectedly by text, email, or phone to request personal or financial information. We also won’t send representatives to your home to collect debit or credit cards or cash.
If you get a message claiming to be from APGFCU that asks for this information, do not respond.
To report a suspicious text or email, click here.
Skip-A-Pay
We recognize that life can be unpredictable and may impact your ability to make loan payments. With Skip-A-Pay, you can choose to skip one payment every 12 months on your personal, auto, home improvement, education, or recreational loans without penalty.
Skip-A-Pay Highlights
- Choose to skip one month's payment once per calendar year.
- Eligible loans:
- Auto Loan
- Education Loan
- Personal Loan
- Home Improvement Loan
- Boat, RV & Motorcycle Loan
- Other Recreational Vehicle Loan
- Finance charges (interest) will continue to accrue daily during the month the payment is skipped.
- A $35 processing fee per loan applies.
- Certain restrictions apply.*
Skip-A-Pay Instructions
- All borrowers must sign the application.
- Application must be received at least three days before the loan payment due date.
- One Skip-A-Pay per calendar year.
- If there is a recurring automatic payment from another financial institution, you must cancel the transaction for the month.
- Attach the completed application through secure email through Online/Mobile Banking or drop it off at your local branch.
*A $35 processing fee per loan applies. The loan payment cannot be skipped until at least three monthly payments have been made. You can skip only one loan payment per loan per calendar year and regular monthly or minimum payments must resume. Members who have weekly or biweekly payments and have already made a payment within the month when the request is made will not be able to skip the subsequent payment for that month. To qualify, your membership with APGFCU must be in good standing, all loan payments must be current, and eligibility may be subject to credit union approval. All co-signer(s) and/or co-borrower(s) must sign this form. Offer does not include Visa® credit cards, Easy Cash lines of credit, mortgage loans, mobile home loans, home equity loans, home equity lines of credit, vacation loans, holiday loans, and any share-secured loans including Visa share secured. This form must be received at least three business days prior to your payment due date to take advantage of this offer.