Business Savings

^†The 15-month promotional Annual Percentage Yield (APY) listed is effective as of 07/24/2026. Rate and promotion are subject to change at any time, without notice. Fees may reduce earnings. Minimum deposit of $100. 15-month certificate will automatically renew to an 18-month term upon maturity unless action is taken. Penalty for early withdrawal. Other restrictions may apply.

Please contact our Business Banking Department at 410-272-4000 ext. 2377 or request a branch appointment to get started.

Where Business Meets Savings

Growing your business keeps you busy. Comparing fees and searching for great savings rates shouldn’t. At APGFCU, we offer our business members the same competitive rates on our deposit accounts that we offer all our members – the way it should be.

All of our business savings accounts include the following:

Deposit liquidity
Easily transfer funds to your business checking
APGFCU@Work Workplace Banking
Online Banking for Business with Bill Pay

Explore our business saving account options below to find the best fit for your needs.

Schedule an Appointment to Open a Business Checking Account

View Business Account Rates

Savings Accounts

This account is ideal for smaller or newer businesses and offers a convenient way to manage savings.

Account Highlights

Save for taxes or capital improvements
Deposit or withdraw funds at any time

Annual Percentage Yield

0.20%*

Dividends are compounded and credited quarterly on the daily balance. *See all business account rates, terms, and disclosures.

View Business Savings
Account Rates

Schedule a Business Appointment

Contact Us About Business Banking Services

Certificates

Elevate your business savings with our certificates and benefit from a range of competitive fixed rates.

Account Highlights

Terms from three months to eight years
A variety of fixed rates

Annual Percentage Yield as high as

4.30%*

Dividends are compounded and credited quarterly on the daily balance. *See all business account rates, terms, and disclosures.

View Business Certificate Rates

Schedule a Business Appointment

Contact Us About Business Banking Services

Money Market Accounts

Our business money market accounts help grow your funds until you need them. Maximize your earnings with a higher rate based on your balance.

Account Highlights

No term or penalty for withdrawal
Earn a higher rate based on your balance
A $2,500 minimum daily balance is required, otherwise a monthly service charge applies

Annual Percentage Yield as high as

1.00%*

Dividends are compounded and credited monthly.
For balances $100,000 and above.
*See all business account rates, terms, and disclosures.

View Business Money Market Account Rates

Schedule a Business Appointment

Contact Us About Business Banking Services

Perks and Benefits

We're committed to providing a comprehensive suite of products, services, and support designed to help businesses succeed. Opening a business savings account unlocks many tailored benefits to support your financial goals:

Competitive Rates

Earn more on your balance with a high annual percentage yield (APY).

Online & Mobile Banking

Manage your finances on the go with our secure mobile banking app and online portal.

Personalized Service

Experience tailored solutions and one-on-one support from our dedicated team.

Local Expertise

Tap into our deep understanding of the local business community and economy.

Community Focus

We're vested in the success and growth of local businesses in our community.

Federally Insured

Your deposits are secure and backed by the full faith of the federal government.