- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Branch Appointment Requests
- Notary Services
Phone Scam Alert
Identity thieves are posing as APGFCU to commit fraud. They may call from a spoofed number and ask about possible fraudulent activity on your card, request your PIN, login ID and/or Secure Access Code for Online Banking.
If you receive such a call, DO NOT give out this information, even if the call appears to be from APGFCU. Hang up and call us at our published number. Click here for more information.
Statement Updates
Please note:
- Member statements will be posted in Online/Mobile Banking and mailed by Friday, June 9.
- All members with a checking account will now receive a monthly statement.
- Some members may notice transactions that appear on both their May statement and April statement. This is a one-time event related to the system upgrade.
For more details, call 410-272-4000 ext. 2377 or email us at businessbanking@apgfcu.com.
Business Loans
We offer the following business loan options:
Business Lines of Credit
- Secured and unsecured lines
- Available for working capital
- Draw funds when you need, only pay interest on what you use
- Ideal for cash flow gaps or season cycles
Business Term Loans
- Ideal for capital improvements, equipment and one-time purchases
- We offer fixed and variable-rate term loans
Commercial Real Estate Loans
- Ideal for purchase or renovation of owner-occupied property
- Flexible terms
Business Vehicle Loans
- Flexible terms
- Fixed-interest rates
Contact us at BusinessBanking@apgfcu.com (Do not include account numbers, Social Security number, or any other personal financial information) or call us at 410-272-4000 ext. 2377.
All loans subject to credit approval.
Business Visa® Cash Back Credit Card
Get the purchasing power, cash back and savings your business needs.
Features:
- 1.5% cash back for every dollar spent every month1
- Cash back award is automatically deposited into your Business Share account
- Variable APR2 for purchases, cash advances and balance transfers: 16.24% - 17.99%2
- $0 annual credit card fee
- Visa SavingsEdge – Turn qualifying business purchases into savings. Enroll today!
Benefits:
- Earn cash back awards for your business needs
- Improve cash flow with a revolving credit line
- Pay bills conveniently – no more check writing
- Free additional cards for authorized users/employees
1 1.5% Cash Back awards earned for each one dollar ($1.00) spent of all new retail purchases less credits, returns and adjustments charged in a statement period. Cash Back awards will only be paid for credit card accounts in good standing and will be posted to the primary card member’s regular share account on the next business day following the end of the credit card statement period.
2APR = Annual Percentage Rate. Membership eligibility applies. Subject to credit approval. Your APR is based on your creditworthiness and not all applicants will qualify for the lowest rate. The APR will vary with the market based on the Prime Rate reported within the Wall Street Journal on the first business day of each month.
Variable APRs Based on Prime: Your Annual Percentage Rate is based on the U.S. Prime Rate (“Prime Rate”). Your Annual Percentage Rate will equal the Prime Rate plus a margin. If the Prime Rate increases, it will cause the Annual Percentage Rate to increase. If the Prime Rate decreases, it will cause the Annual Percentage Rate to decrease. Your FINANCE CHARGE for every $1.00 in your daily balance may increase if the Prime Rate rises and will decrease if the Prime Rate falls. For example, a change in the Prime Rate of one percentage point will result in a one percentage point change in the same direction in your Annual Percentage Rate with a corresponding change in your daily periodic rate. For each billing period, we use the Prime Rate published in The Wall Street Journal on the first business day of each month. If the Prime Rate causes an Annual Percentage Rate to change, we put the new Annual Percentage Rate into effect as of the first day of the billing period following the month in which the Prime Rate changed. We apply the new Annual Percentage Rate to any existing balance, subject to any promotional rates that may apply. The margins will range from 7.99% to 14.24% based on product type. We add 1.00% to the Prime Rate for the Share and Money Market Secured Business Visa cards, not to exceed 5.00% above the current rate on the Business Share Accounts.