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Low-rate mortgage loans
Use your computer, laptop, mobile device, or phone to stay connected to your APGFCU accounts 24 hours a day, 7 days a week!
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
Rates with autopay as low as 4.99% APR1
Our Personal Loans make it easy to get the cash you need for things like unexpected expenses, school, debt consolidation, a family vacation, or whatever need may arise.
1Rates are based on creditworthiness and loan term, and your rate may differ. Loan is for a fixed amount and a fixed term. Advertised rate includes automated payments and rates will be 0.25% higher without automated payments. The maximum rate is 17.74% APR with automated payments. Membership eligibility applies. Other restrictions may apply.2Payment example A: Borrow $6,500 @ 4.99% APR for 36 months for $194.79 per month.Payment example B: Borrow $20,000 @ 10.49% APR for 84 months for $337.11 per month.3Subject to credit approval.
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Apply for a Personal Loan
An education is one of the best investments you can make for yourself or for your children. APGFCU has options to help turn your educational goals into reality.
Our Education Loan can be used for private primary or secondary school or for college or vocational education beyond the 12th grade. In addition, the loan proceeds can be used to pay for tuition, fees, books, supplies, and room and board unlike other student loans.
Apply for an Education Loan
Our partnership with Sallie Mae expands our educational loan options. The Smart Option Loan by Sallie Mae is an ideal solution to help you pay for college expenses not covered by scholarships and Federal loans. To learn more or to apply, please get started here.
Whether you're an undergraduate, graduate student, or parent, get money for school from Sallie Mae®.
Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
The Smart Option Loan® for Undergraduate StudentsThe Parent Loan
Plus, a suite of graduate loans to pay for expenses included in your school's cost of attendance and designed for your specific degree.Find out which loan is right for you.
1Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
Did you know you have the option to skip a loan payment with our Skip-A-Pay Program? You can choose to skip one payment every 12 months on your personal, auto, home improvement, education or recreational loans.
Finance charges (interest) will continue to accrue on a daily basis during the month the payment is skipped. Certain restrictions apply.
For general questions regarding APGFCU products, services and events, please call the number below or use the online form to contact us. Include your name, email address and phone number.
Please Note: For account information, submit a secure email message through Online Banking or call. To learn more about secure email, click here.