Drive-thrus and branch appointments are available Monday through Saturday at participating locations. Click here for details and the latest updates in response to coronavirus/COVID-19.
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Low-rate mortgage loans
Use your computer, laptop, mobile device, or phone to stay connected to your APGFCU accounts 24 hours a day, 7 days a week!
APGFCU now offers business banking and cash-management services.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
Personal Loan rates with autopay as low as 4.99% APR1
What matters most right now is you. Staying healthy both physically and financially may seem challenging in these times of uncertainty. If you find yourself in need of some extra cash, let us help with our low-rate personal loan.
1Rates are based on creditworthiness and loan term, and your rate may differ. Loan is for a fixed amount and a fixed term. Advertised rate includes automated payments and rates will be 0.25% higher without automated payments. The maximum rate is 17.74% APR with automated payments. Membership eligibility applies. Other restrictions may apply.2Payment example A: Borrow $6,500 @ 4.99% APR for 36 months for $194.79 per month.Payment example B: Borrow $20,000 @ 10.49% APR for 84 months for $337.11 per month.3Subject to credit approval.
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An education is one of the best investments you can make for yourself or for your children. APGFCU has options to help turn your educational goals into reality.
Our Education Loan can be used for private primary or secondary school or for college or vocational education beyond the 12th grade. In addition, the loan proceeds can be used to pay for tuition, fees, books, supplies, and room and board unlike other student loans.
Apply for an Education Loan
Our partnership with Sallie Mae expands our educational loan options. The Smart Option Loan by Sallie Mae is an ideal solution to help you pay for college expenses not covered by scholarships and Federal loans. To learn more or to apply, please get started here.
Whether you're an undergraduate, graduate student, or parent, get money for school from Sallie Mae®.
Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
The Smart Option Loan® for Undergraduate StudentsThe Parent Loan
Plus, a suite of graduate loans to pay for expenses included in your school's cost of attendance and designed for your specific degree.Find out which loan is right for you.
1Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
Life is unpredictable and can disturb the funds for your loan payments — we understand. With APGFCU Skip-A-Pay, you can choose to skip one payment every 12 months on your personal, auto, home improvement, education, or recreational loans without penalty.
Finance charges (interest) will continue to accrue on a daily basis during the month the payment is skipped. Certain restrictions apply.
For general questions regarding APGFCU products, services and events, please call the number below or use the online form to contact us. Include your name, email address and phone number.
Please Note: For account information, submit a secure email message through Online Banking or call. To learn more about secure email, click here.