*Annual Percentage Yield (APY) for share savings and business share savings accounts is 0.15% APY. The annual percentage yield is accurate as of the last dividend declaration date of June 30, 2020. Rate may change after account opening. Fees may reduce earnings. $5 minimum to open and maintain a share savings or business share savings account for new member-owners. Bonus of $50, paid within 5 business days of account opening, will be deposited into the savings account. Bonus must stay in the account for 90 days. Offer applies to new memberships for those 18 and over and business savings accounts only. Refer-a-Hero new membership share savings and business share savings accounts must be opened through the online account opening process, through the mail or at an APGFCU branch. This offer is valid July 1, 2020 to September 30, 2020. Only one bonus offer payment will be paid to a new member-owner during the promotional period and this offer may not be combined with any other share savings offers. Referral email must be included with new membership application to receive the bonus. We may report to the IRS the value of any cash received and any applicable taxes are the responsibility of the recipient. Referring member must be in good standing to obtain the bonus. Membership eligibility applies. Other restrictions may apply. Officers, directors, volunteers and employees of APGFCU and members of their immediate families (spouse, parent, child and sibling) and persons residing in their households (whether related or not) are not eligible to participate.