- Learning Hub
- Free Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
- Dundalk Branch
- Perry Hall Branch
- Cockeysville Branch
Refer a Friend
For a limited time1, refer a new adult member-owner and when they open a new personal or business share savings account, you'll both be eligible for a $100 bonus.*
By submitting this form, you agree to allow your name to be shared with the individual who was referred.
*Annual Percentage Yield (APY) for share savings and business share savings accounts is 0.20% APY. The annual percentage yield is accurate as of the last dividend declaration date and may change after account opening. Fees may reduce earnings.
A $5 minimum to open and maintain a share savings or business share savings account for new member-owners, and to earn the bonus. A $100 bonus will be deposited into the savings account within five business days of account opening and must remain in the account for 90 days.
This offer applies to new memberships for individuals aged 18 and over and to business savings accounts only. Refer-a-Friend new membership share savings and business share savings accounts must be opened through the online account opening process, through the mail or at an APGFCU branch.
1This offer is available April 15, 2026, through May 31, 2026, and is subject to change at the credit union’s discretion. Only one bonus offer payment will be paid to a new member-owner during the promotional period, and this offer may not be combined with any other share savings offers. The referral email must be included with the new membership application to receive the bonus.
We may report to the IRS the value of any cash received. Any applicable taxes are the responsibility of the recipient. The referrer must be in good standing to obtain the bonus. Membership eligibility applies. Other restrictions may apply.