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Jumbo Mortgage Loans

Jumbo 30-Year Fixed1

3.000% / 3.043% APR*
*See All Rates

A “jumbo” mortgage is a loan that exceeds the conforming loan amount that is established by the Federal Housing Finance Agency (FHFA), the agency responsible for the oversight of Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System.

The maximum conforming loan amount for a single-family property in Harford and Cecil County is currently $548,250.

APGFCU offers fixed and adjustable-rate jumbo mortgage loans up to $1,000,000, and higher amounts will be considered. 

Eligibility for jumbo mortgages typically requires a larger down payment than is needed for conforming loan amounts, a higher credit score, and six to 12 months of asset reserves.

Purchase or Refinance Your Jumbo Loan Here 

To learn more about the jumbo mortgage loan, call 888-LOAN-391 (888-562-6391) to receive a call from an APGFCU Mortgage Consultant.

Membership eligibility and other restrictions apply. Loans are available only on primary and secondary single-family residences located in MD, DE, and PA. Subject to credit approval.

1Loan payment example: A fixed-rate [80% Loan-to-Value (LTV)] loan of $650,000 for 30 years at 4.375% (4.394% APR) will have a principal and interest monthly payment of $2,740.43. Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.

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