Jumbo Mortgage Loans

A “jumbo” mortgage is a loan that exceeds the conforming loan amount that is established by the Federal Housing Finance Agency (FHFA), the agency responsible for the oversight of Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System.

The maximum conforming loan amount for a single-family property in Harford and Cecil County is currently $548,250.

APGFCU offers fixed and adjustable-rate jumbo mortgage loans up to $1,000,000, and higher amounts will be considered. 

Eligibility for jumbo mortgages typically requires a larger down payment than is needed for conforming loan amounts, a higher credit score, and six to 12 months of asset reserves.

Purchase or Refinance your Jumbo loan here

To learn more about the Jumbo Mortgage loan, call 888-LOAN-391 (888-562-6391) to receive a call from an APGFCU Mortgage Consultant.

Membership eligibility and other restrictions apply. Loans are available only on primary and secondary single-family residences or owner-occupied condominiums located in MD, DE, VA, PA, NJ, and FL. Subject to credit approval.

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