Please be aware of fraudsters contacting members unexpectedly via a phone call, text or email pretending to be APGFCU fraud detection employees.
If you receive a suspicious unsolicited call, email or text appearing to be from APGFCU and requesting information:
Buying your first home can be overwhelming — we get it and are here to help.
Our loan options make it easy to get into a home at any stage in life.
We offer several payment options to fit your needs.
We are here to help qualified veterans, reservists, active-duty service members, and their eligible spouses get to closing sooner with a VA loan that includes 100% financing, no down payment, 30-year fixed-rate*, and no monthly mortgage insurance required.
*Learn More about VA Loans
Qualified members interested in purchasing a primary residence in eligible rural areas can access the USDA Guaranteed Rural Housing loan for 30 years* with a fixed rate, affordable options for up-front costs, 100% financing, and no down payment.
*Learn More about Rural Housing (USDA) Loans
Access a first mortgage loan amount for 80% of the purchase price of your home, and a second “piggyback” mortgage for 20% of the purchase price — no down payment required. Plus, get up to 3% of the purchase price in Seller Assistance to help with closing costs.
Learn More about the 80/20 Program
Expand your homeownership options by accessing a minimum down payment of 3.5% with flexible underwriting and 15- and 30-year term* options.
*Learn More about FHA Loans
Get into your home without breaking the bank! Put just 3% down with our Conventional 97% plan* or 5% down with the 95% program* to move into your home at a 10-, 15-, 20-, or 30-year fixed-rate mortgage.
*Learn More about Conventional 97% and 95% Loans
Move into the home of your dreams by putting only 3% down and start building equity immediately with APGFCU’s HomeReady 97% program*. Get reduced mortgage insurance rates and qualify for a 10-, 15-, 20-, or 30-year fixed-rate term on residences including 1-unit condominiums.
*Learn More about HomeReady 97% Loans
We partner with local, state and federal organizations to assist eligible first-time homebuyers with down payment and/or closing cost assistance, and APGFCU even subsidizes its own program to help first-time homebuyers:
Learn more about our mortgage options and how we can help you get into the house of your dreams today.
Appointment Request for Buying a Home