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FHA

There's no place like home.

Your home. It’s not only a place to create memories; it’s also a vehicle to create wealth over time. Our FHA loanoptions promote homeownership by allowing a minimum down payment, with underwriting that is generally more flexible than conventional financing options:

  • 3.5% down payment.
  • Up-front mortgage insurance premiums can be financed into the loan.
  • 30-year and 15-year fixed-rate loans.

Refinance your FHA loan here

To learn more about FHA loan options, call 888-LOAN-391 (888-562-6391) to receive a call from an APGFCU Mortgage Consultant.


Membership eligibility applies. Loans are available only on primary and secondary single-family residences or owner-occupied condominiums located in MD, PA, VA, NC, SC, and FL. Subject to credit approval.

1APGFCU partners with the Credit Union Mortgage Association (CUMA) to offer FHA loans to qualified borrowers.

2Loan payment example: A FHA (96.5% LTV) loan of $180,000 for 30 years at 5.233% fixed-rate APR will have a principal, interest, and private mortgage insurance monthly payment of $998.87.
Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.