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FHA

There's no place like home.

Your home. It’s not only a place to create memories; it’s also a vehicle to create wealth over time. Our FHA loanoptions promote homeownership by allowing a minimum down payment, with underwriting that is generally more flexible than conventional financing options:

  • 3.5% down payment.
  • Up-front mortgage insurance premiums can be financed into the loan.
  • 30-year and 15-year fixed-rate loans.

Refinance your FHA loan here

To learn more about FHA loan options, call 888-LOAN-391 (888-562-6391) to receive a call from an APGFCU Mortgage Consultant.


Membership eligibility applies. Loans are available only on primary and secondary single-family residences or owner-occupied condominiums located in MD, D.C., DE, NJ, PA, NC, SC, FL, and VA. . Subject to credit approval.

1APGFCU partners with the Credit Union Mortgage Association (CUMA) to offer FHA loans to qualified borrowers.

2Loan payment example: A FHA (96.5% LTV) loan of $180,000 for 30 years at 5.233% fixed-rate APR will have a principal, interest, and private mortgage insurance monthly payment of $998.87.
Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.