FHA

There's no place like home.

Your home. It’s not only a place to create memories, it’s also a vehicle to create wealth over time. Our FHA loan¹ options promote homeownership by allowing a minimum down payment, with underwriting that is generally more flexible than conventional financing options:

• 3.5% down payment.
• Up-front mortgage insurance premiums can be financed into the loan.
• 30-year and 15-year fixed-rate loans.²
• Generally more flexible credit underwriting than conventional loans.

To learn more about FHA loan options, call 888-LOAN-391 (888-562-6391) to receive a call from an APGFCU Mortgage Consultant.

Membership eligibility applies. Loans are available only on primary and secondary single-family residences or owner-occupied condominiums located in MD, D.C., DE, NJ, PA, NC, SC, FL, and VA. Subject to credit approval.
¹APGFCU partners with the Credit Union Mortgage Association (CUMA) to offer FHA loans to qualified borrowers.
²Loan payment example: A FHA (96.5% LTV) loan of $180,000 for 30 years at 6.750% rate (7.605% APR) will have a principal, interest, and private mortgage insurance monthly payment of $1,249.58.
Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.