Membership eligibility applies. VA home loans are available only on primary and secondary single-family residences or owner-occupied condominiums located in MD, D.C., DE, NJ, PA, NC, SC, FL and VA. Subject to credit approval.
¹VA home loan payment example: A fixed-rate VA home [100% Loan-to-Value (LTV)] loan of $309,900 for 30 years at 6.375% rate and 6.481% APR will have a principal and interest monthly payment of $1,871.61. Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater. Rates accurate as of 07/17/2025. The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $309,900 and an estimated property value of $300,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 720.