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- Locations
- Aberdeen Branch
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- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
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- Notary Services
- Dundalk Branch
- Perry Hall Branch
IMPOSTER SCAM ALERT
APGFCU will never contact you unexpectedly by text, email, or phone to request personal or financial information. We also won’t send representatives to your home to collect debit or credit cards or cash.
If you get a message claiming to be from APGFCU that asks for this information, do not respond.
To report a suspicious text or email, click here.
Down Payment and Closing Cost Assistance Programs
We get it. Rent payments are rising, student loan debt is growing and it can be challenging to save for a down payment and closing costs. That is why APGFCU partners with local, state and federal organizations to offer down payment and closing costs assistance programs to qualified buyers. See below for some of the programs offered:
Federal Home Loan Bank (FHLB): First-Time Homebuyer and Community Partners
Maryland Mortgage Program (MMP): 1st Time Advantage / Flex Loans / SmartBuy
APGFCU Homeownership Assistance Program (HAP): Grants of $10,000 require a minimum borrower contribution of $1,000. Household income must be ≤ 80% of the area median income for a comparable household.
To learn more about the down payment and closing cost assistance options, call 888-LOAN-391 (888-562-6391) to get in touch with an APGFCU mortgage consultant.
*Down payment and closing cost assistance amount may be due upon sale, refinance, transfer, repayment of the loan, or if the senior mortgage is assumed during the term of the loan. Some programs require repayment with interest and borrowers should become fully informed prior to closing. Not all applicants will qualify. Minimum credit scores may apply. Sales price restrictions and income requirements may apply. Homebuyer education may be required. Owner-occupied properties only. Maximum loan amounts may apply.