Loans subject to credit approval. Membership eligibility applies and other restrictions may apply.
1Down payment and closing cost assistance amount may be due upon sale, refinance, transfer, repayment of the loan, or if the senior mortgage is assumed during the term of the loan. Some programs require repayment with interest and borrowers should become fully informed prior to closing. Not all applicants will qualify. Minimum credit scores may apply. Sales price restrictions and income requirements may apply. Homebuyer education may be required. Owner-occupied properties only. Maximum loan amounts may apply.
2APR = Annual Percentage Rate. The rates stated are available on approved credit. Rates shown are effective as of 04/10/2026 and are updated daily and subject to change. The stated rate assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 780. PAYMENT EXAMPLE: For a $300,000 loan for a term of 30 years with a note rate of 6.125% (6.230% APR), the monthly payment would be $1,798.65. Payments do not include amounts for taxes and insurance premiums and the actual payment obligation may be greater.
3ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM). The initial rate can change every year after the fixed-rate period based on a fully indexed rate (one-year Treasury Rate, plus margin) by no more than two percentage points, never to exceed five percentage points above the initial rate. The stated rate assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 780.
Local underwriting and faster decisions