APGFCU will never contact you unexpectedly by text, email, or phone to request personal or financial information. We also won’t send representatives to your home to collect debit or credit cards or cash.
If you get a message claiming to be from APGFCU that asks for this information, do not respond.
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Before you start shopping for your dream home, find out how much you can afford with a no-obligation mortgage pre-approval from APGFCU. It takes only 15 minutes to apply and your pre-approval is valid for 120 days.

Low down-payment options and closing cost assistance.
30-Year fixed rate starting as low as 6.125%.*
5/1 Adjustable rate starting as low as 5.125%.1
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All loans are subject to credit approval. Membership eligibility applies. Other restrictions may apply.
*Rates shown are effective as of 04/01/2025 and are updated daily and subject to change.
The information provided assumes the purpose of the loan is to purchase a property with a loan amount of $300,000 and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 780. An escrow account for the payment of property taxes and/or homeowner's insurance may not be available for this product. Loan Payment Example: beginning with Loan Payment Example: A fixed-rate [75% Loan-to-Value (LTV)] loan of $300,000 for 30 years at a 6.125% rate and 6.265% APR will have a principal and interest monthly payment of $1,822.83. Payments do not include taxes and insurance premiums and actual payment obligation may be greater.
1The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 780. An escrow account for the payment of property taxes and/or homeowner's insurance may not be available for this product ARM interest rates and payments are subject to increase after the initial fixed-rate period (five years for a 5/1 ARM). The initial rate can change every year after the fixed-rate period (five years for a 5/1 ARM) based on a fully indexed rate (one-year Treasury Rate, plus margin) by no more than two percentage points, never to exceed five percentage points above the initial rate.