Before you start shopping for your dream home, find out how much you can afford with a no-obligation mortgage pre-approval from APGFCU. It takes only 15 minutes to apply and your pre-approval is valid for 120 days.

Low down-payment options and closing cost assistance.
30-Year fixed rate starting as low as 5.625%.*
5/1 Adjustable rate starting as low as 5.000%.1
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All loans are subject to credit approval. Membership eligibility applies. Other restrictions may apply.
*Rates shown are effective as of 04/01/2025 and are updated daily and subject to change.
The information provided assumes the purpose of the loan is to purchase a property with a loan amount of $300,000 and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 780. An escrow account for the payment of property taxes and/or homeowner's insurance may not be available for this product. Loan Payment Example: beginning with Loan Payment Example: A fixed-rate [75% Loan-to-Value (LTV)] loan of $300,000 for 30 years at a 6.125% rate and 6.265% APR will have a principal and interest monthly payment of $1,822.83. Payments do not include taxes and insurance premiums and actual payment obligation may be greater.
1The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $400,000. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 780. An escrow account for the payment of property taxes and/or homeowner's insurance may not be available for this product ARM interest rates and payments are subject to increase after the initial fixed-rate period (five years for a 5/1 ARM). The initial rate can change every year after the fixed-rate period (five years for a 5/1 ARM) based on a fully indexed rate (one-year Treasury Rate, plus margin) by no more than two percentage points, never to exceed five percentage points above the initial rate.