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Lot Loans

APGFCU’s lot loan provides financing for the purchase of an improved, residential-zoned lot for the purpose of building a primary or secondary residence. Improved property must have certain utilities and services available to it, such as road access, electricity, water, and sewer.

Program features include:

  • $150,000 maximum loan amount.
  • Construction of primary or secondary residence to be completed within five years.
  • Financing available up to 75% of purchase price or appraised value, whichever is less.

Purchase your Lot Loan here

To learn more about the Lot Loan, call 888-LOAN-391 (888-562-6391) to receive a call from an APGFCU Mortgage Consultant.

Membership eligibility and other restrictions apply. Loans are available only on primary and secondary single-family residences or owner-occupied condominiums located in MD, DE, VA, PA, NJ, and FL. Subject to credit approval.

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