Debit and Credit Card Fraud
How to Protect Your Debit and Credit Cards
Chip Card Technology
APGFCU issues Visa credit and debit cards featuring chip technology, which provides an added layer of security to your card at no cost to you. Find out more about chip card technology by clicking the below button.
Card Fraud Text Alerts
APGFCU cards are continuously monitored for potential fraud. If the monitoring identifies activity that could be fraudulent, we will contact our members by phone or text. To receive card fraud text alerts, members must enroll. The following options are available for text enrollment.
- Contact us at 410-272-4000 or our toll-free number at 800-225-2555.
- Visit your local branch.
- Send a secure message through Online Banking or the mobile app.
We also offer the APGFCU Card Manager app, a companion app to Online Banking. With the APGFCU Cards app, a member can:
- Activate or freeze their card.
- Block certain transactions or merchants.
- Report their card as lost or stolen.
To learn more about the APGFCU Cards app, click here.
Visa Secure Badge
When you shop online and see the Visa Secure badge on participating merchant sites, this means your online purchases are secured with Visa. Visa has developed a program that helps confirm your identity when you make an online purchase at participating merchant sites. There's no need to download anything, install software or register. During an online purchase from your desktop, mobile or another digital device, you may be guided through an extra check to verify your identity. Click the button below to learn more.
Visa Protection Package
In addition to great spending power, your APGFCU Visa® Credit Card comes with a host of benefits available to you as a card member, including identity theft protection. Discover more about the Visa Protection Package, by clicking the below button.
ATM & Debit Card Safety
Protect your PIN and debit card number against thieves who use an ATM scam called "skimming". There are multiple ways a thief can capture both pieces of information to access your accounts. For a quick lesson on how to protect personal account information, click the below button.
Fraud and Security Resource Library
