Debit and Credit Card Fraud
How to Protect Your Debit and Credit Cards
Contactless Chip Card Technology
APGFCU issues Visa credit and debit cards featuring EMV chip technology, which provides an added layer of security to your card at no cost to you. Find out more about chip card technology by clicking the below button.
Card Fraud Alerts
APGFCU has a free service to help monitor the activity on your cards and avoid any unauthorized transactions. APGFCU will send notification by text and email simultaneously if a transaction triggers a fraud alert. If you do not respond to the text or email, you will also receive a call from our fraud monitoring center. If you do not respond to any of communication efforts, out of concern the transaction could be fraudulent, your card may be blocked.
Please note that all APGFCU Visa cardholders who have a mobile number in our system will be automatically enrolled in fraud text alerts. You will have the option to opt out.
Visa Secure Badge
When you shop online and see the Visa Secure badge on participating merchant sites, this means your online purchases are secured with Visa. Visa has developed a program that helps confirm your identity when you make an online purchase at participating merchant sites. There's no need to download anything, install software or register. During an online purchase from your desktop, mobile or another digital device, you may be guided through an extra check to verify your identity. Click the button below to learn more.
Visa Protection Package
In addition to great spending power, your APGFCU Visa® Credit Card comes with a host of benefits available to you as a card member, including identity theft protection. Discover more about the Visa Protection Package, by clicking the below button.
ATM & Debit Card Safety
Protect your PIN and debit card number against thieves who use an ATM scam called "skimming". There are multiple ways a thief can capture both pieces of information to access your accounts. For a quick lesson on how to protect personal account information, click the below button.
Fraud and Security Resource Library
