Recover From Fraud

Protect Your Accounts From Fraud

If you have been a victim of fraud or identity theft, follow the steps below on how to report fraud.

• 1. File a Police Report With Your Local Law Enforcement Agency
  

  Be sure to request a copy of the report to show proof of the crime, if needed.

• 2. Place a Fraud Alert and/or Credit Freeze With the Four Credit Reporting Agencies
  

  You can also obtain/review a copy of your credit report(s).

  • Equifax            800-685-1111         equifax.com
  • Experian          888-397-3742       experian.com
  • Innovis             866-712-4546       innovis.com
  • TransUnion     800-680-7289      transunion.com
• 3. Contact ChexSystems to Place a Security Alert on Your Consumer File
  

  Call Consumer Relations at 800-887-7652 or visit www.chexsystems.com.

• 4. Notify the Social Security Administration (SSA)
  

  Call the SSA Fraud Hotline at 800-269-0271 if your Social Security number was compromised.

• 5. Notify Your Local Motor Vehicle Administration (MVA)
  

  Call the Maryland MVA at 800-950-1682 if your driver’s license has been lost or stolen.

• 6. Contact the Federal Trade Commission (FTC)
  

  Call the FTC ID Theft Hotline at 877-438-4338 or visit www.identitytheft.gov to file an identity theft complaint.

• 7. Get a Free Annual Credit Report From the Major Credit Reporting Agencies
  

  Visit www.AnnualCreditReport.com for continued monitoring of your credit reports.