We are currently experiencing higher-than-normal call volume. Please consider Online/Mobile Banking for routine inquiries.
Branch appointments and drive-thrus are available. Stimulus check information. Click here for details.
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
APGFCU makes it easier to turn your dreams into reality. We have loans for everything from homes to cars to you name it! It’s easy to apply and we’ll work with you to find the best rate available.
Now accepting applications.
When you do business banking with us, you can be sure we’re banking on U.
Use your computer, laptop, mobile device, or phone to stay connected to your APGFCU accounts 24 hours a day, 7 days a week!
Learn how you can schedule payments, receive e-Bills, pay contacts through the Payment Center tab, and manage your spending and with easy-to-use tools through the Personal Finance Manger tab.
Enjoy the flexibility, ease of use, and security of APGFCU's mobile app on your iPhone, iPad, Android phone, or Android tablet. Go mobile with APGFCU!
Sign it. Snap it. Send it.
Mobile Deposit is a free, convenient and easy way to deposit a check via Android smartphone, iPhone or iPad by using the camera and our Mobile Banking app. Just log into your mobile app and select "Deposit Check" from the home screen to get started.
Initiate incoming and outgoing ACH transactions in Online and Mobile Banking to make payments to both internal and external accounts - with no fee*!
*There is no fee for standard, three-day delivery. Transfer limits apply. Click below to see the current APGFCU consumer price list for up-to-date fees and pricing.
Consumer Service Charges and Fees List
Have an account question? Send a message command to 57826 on your text-enabled mobile phone and we’ll respond with your account information.
To set up Text Banking:
See our FAQs below or call Member Service Center at (410) 272-4000.
The current version of internet browser(s) and operating system(s) is required, though some older versions of browsers and operating software may allow access with limited functionality. If you need assistance, call us at 410-272-4000, Monday - Friday, 8 a.m. – 8 p.m., or Saturday, 9 a.m. – 1 p.m. EST.
You will need your member number, SSN, last name, date of birth, email address, and home phone number to enroll online. If you need assistance, please stop in any branch or call us at 410-272-4000, Monday - Friday, 8 a.m. – 8 p.m., or Saturday, 9 a.m. – 1 p.m. EST.
Online Banking is free to members.
Bill Pay is free for Online Banking members. You must have a checking account to use Bill Pay. Some Bill Pay services do have fees. Please see the Consumer Service Charges & Fees List and the Business Service Charges & Fees List for more information.
Once you have set up a Bill Pay account, go to Bill Pay and add your biller information. You can set up one-time payments, recurring payments, and future payments.
Yes, you can access account information 24/7 through ABBY, your Telephone Teller. To access ABBY, you will need your member number and your e-services PIN. If you do not have an e-services PIN or have forgotten it, please stop in any branch or call us at 410-272-4000, Monday - Friday, 8 a.m. – 8 p.m., or Saturday, 9 a.m. – 1 p.m. EST.
Yes. You will be required to create a password with:
On your PC, place your mouse over “Accounts” and click on “Online Statements.” In the Mobile Banking App, click on “Accounts” in the top-right menu and then “Online Statements.”
You need to adjust the Compatibility View Settings before logging in.
Click on “Tools” or the gear icon in upper right of the browser screen.
Click on “Compatibility View Settings” and a pop up appears.
In the pop up, type apgfcu.com, click on “Add,” and close the pop-up.
Visit apgfcu.com and log in to Online Banking with your temporary password. Your temporary password is the first four digits of the member number followed by the last six digits of the primary member's Social Security number.
Yes, if you are authorized for cross-account access, which allows a member to send funds to or receive funds from another member. If you wish to add or change cross-account access, please call us or visit a branch.
If you lose your phone or get a new one, log in to your Online Banking account. Click on "Mobile" on top right and select the option "Stop using this device for mobile banking" for your lost or old phone. If you need help, please call us at 410-272-4000.
APGFCU's Mobile Banking is free, but standard data or messaging rates from your mobile provider may apply. Please check with your provider.
You can access all the same features available in Online Banking.
For assistance with Mobile Banking, call us at 410-272-4000, Monday -Friday, 8 a.m. – 8 p.m., or Saturday, 9 a.m. – 1 p.m. EST.
Mobile Banking app is currently available in Apple and Android.
Most APGFCU members enrolled in Online Banking with Mobile Banking are eligible.
See if you qualify:
Personal and Business Banking Accounts such as Savings, Money Market or Checking.
Yes. Your access is through the Mobile Banking app. It uses similar encryption to Online Banking, making your personal and financial information safe and secure.
No, Mobile Deposit is a free service.
Yes. We accept up to $5,000 in mobile deposits per day.
Safeguard your check for 90 days and then shred it.
After confirmation, up to $225 will be available. At most, your total funds will be available within three business days.
We will contact you via Online Banking Secure Message if there is a problem with the check.
Sign your name as it appears on the check. Follow it with "For mobile deposit only." This needs to written on the check, not preprinted or the box checked.
You don’t need to enroll. Once you meet the eligibility criteria listed in question two above, the Deposits icon will automatically appear on your tool bar.