Apply and start earning!

Membership eligibility applies. Terms and conditions apply. Not all applicants will qualify. Minimum credit scores may apply.

Visa Platinum Preferred Rewards Card Terms & Conditions

*Credit approval is required and you must spend at least $2,500 in purchases within the first 90 days from your account open date to receive the 30,000 bonus points. U Earn Rewards points are earned using your APGFCU Visa Rewards Card for qualified purchase transactions. Qualified purchase transactions include Signature and PIN (POS) purchases. Earned U Earn Rewards points are based on net purchases only and do not include cash advances, balance transfers, ATM transactions, or wire transfers. They also do not include any fees posted to your credit card account, including (but not limited to) late fees, over-limit fees, and finance charges. Points will be earned and redeemable only if your APGFCU Visa Rewards and U Earn Rewards Accounts are open and in good standing. Points cannot be redeemed until they are credited to your U Earn Rewards Account. Points may not be redeemed for cash. All points must be redeemed using the U Earn Rewards program website. Enroll and access your U Earn Rewards account through APGFCU’s online banking service. Once enrolled in the U Earn Rewards program, click the “Terms and Conditions” link within the U Earn Rewards website for additional program details. The U Earn Rewards program is not an affiliate of APGFCU. All names and logos are trademarks and registered trademarks of their respective owners. Copyright © 2026 APGFCU. All Rights Reserved. Other restrictions may apply.

The U Earn Rewards program is available to open and active accounts as designated by APGFCU on the following cards: Visa Platinum Plus Rewards, Visa Platinum Preferred Rewards, Visa Platinum Preferred Student or Starter, Visa Platinum Preferred Share Secured, and Visa Money Market Secured cards.

¹Certain restrictions apply and benefits, terms and conditions are subject to change. For benefit details, please visit https://www.apgfcu.com/visa-protection-package.