New Cardmember Balance Transfer Offer

For accounts opened 01/01/2026 to 03/31/2026.

Move your higher-interest rate credit card balances to your new APGFCU^® Visa^® Credit Card. Receive a 0% introductory APR for 15 months on qualified balance transfers with a 3% balance transfer fee during the introductory period. After that, a variable 12.49% - 17.99% APR applies.*

Balance transfer requests must be received within the first 90 calendar days of your account opening date. After the first 90 calendar days, balance transfer requests will be assessed your standard cash advance rate with no balance transfer fee.*

Fill out the below form to accept your new cardmember balance transfer offer!

Please note: Your funds will be deposited into your share account. You are responsible for monitoring your account to confirm when the funds are posted. You are required to pay your creditors directly. APGFCU does not send funds to creditors on your behalf.

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Cardholder Information

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Full Name

Member Number

Email Address

Re-enter Your Email

 

Best Contact Number

Address

City

State

Zip Code

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1st Balance Transfer

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Creditor Name

Amount of Requested Transfer
The total of all balance transfers cannot exceed your available credit.

Additional balance transfer

Yes
No
 

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2nd Balance Transfer

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Creditor Name

Amount of Requested Transfer
The total of all balance transfers cannot exceed your available credit.

Additional balance transfer

Yes
No
 

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3rd Balance Transfer

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Creditor Name

Amount of Requested Transfer
The total of all balance transfers cannot exceed your available credit.

Additional balance transfer

Yes
No
 

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4th Balance Transfer

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Creditor Name

Amount of Requested Transfer
The total of all balance transfers cannot exceed your available credit.

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Terms and Conditions

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*Visa New Account Balance Transfer Terms and Conditions

Accept Terms & Conditions

Check this box to confirm you have read and accepted the Terms and Conditions* of this offer.

I accept
 

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Additional Information/Comments

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Comments

Security Please enter the code shown in the image.

 

Other ways to access your offer:

• Call 410-272-4000
• Request a branch appointment

Now, with the added convenience of online card control and mobile wallets.

*Click here for Balance Transfer Offer Terms & Conditions. 

Other Fee Disclosures:

• Annual Fee for a Visa Card: None
• Cash Advance Fee: $2
• Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars.