- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
IMPOSTER SCAM ALERT
Please be aware of fraudsters contacting members unexpectedly via a phone call, text or email pretending to be APGFCU fraud detection employees.
If you receive a suspicious unsolicited call, email or text appearing to be from APGFCU and requesting information:
- DO NOT provide any information
- STOP all communication with the suspected imposter
- CONTACT US immediately at our published numbers (410) 272-4000 or (800) 225-2555 to help resolve any additional security risks
High Yield Checking
Here’s a great way to make your money work a lot harder. Put it in our High Yield Checking account.
You’ll earn a whopping 4.00% APY1 on balances up to $20,000! It’s easy to open, and there’s no monthly maintenance fee.
Open your account today, and start earning big!
Members are limited to one High Yield Checking account per membership.
Earn a 4.00% APY1 on your first $20,000 and 0.20% APY on any balances above $20,000, provided the following criteria are met:
- Opt out of paper statements by updating statement preferences in Online Banking
- Have direct deposit of at least $200 per month into your High Yield Checking account
- Have 15 or more debit card purchases per month
A 0.05% APY will be paid if the account does not meet required criteria.
Earn $250*when you open a new High Yield checking account.
Receive the $250 bonus, when you:
- Open a new checking account by December 31, 2023
- Set up qualifying, recurring monthly direct deposits** totaling at least $500 within 90 days of account opening
- Opt out of paper statements
1Annual Percentage Yield (APY) is accurate as of 11/01/2023. If your account meets the criteria, you will earn 4.00% Annual Percentage Yield (APY) on balances up to $20,000 and 0.20% APY on balances of $20,000.01 and higher. Balances on accounts that fail to meet the account requirements for a given month will earn 0.05% APY. APY is accurate as of last dividend declaration date. The rate may change after account opening. No minimum balance requirements. No minimum to open account. No monthly maintenance fees or penalties. Fees may reduce earnings on accounts. High Yield Checking is limited to one per member (per membership). To earn the higher rate, you must opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account. A qualifying Direct Deposit is an electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a Direct Deposit include, but are not limited to, transfers from one account to another, deposits from an internet payment service, and deposits made at an ATM. To qualify, debit card transactions must process, post, and clear within the calendar month. Minimum transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. Membership eligibility applies.
*Offer is for new and existing members age 13 and older without a checking account only. Account owner may not have closed a checking account with APGFCU at any time on or after November 1, 2022 to qualify for this promotion. New High Yield Checking account opened on or after November 1, 2023 and on or before December 31, 2023 may qualify for a $250 cash bonus if the account meets the following qualifications within 90 days of opening: (1) opt out of paper statements from APGFCU and (2) within 90 days of opening the checking account (“Qualification Period”), receive into the checking account qualifying reoccurring direct deposits** of at least $500. Offer cannot be combined with any other offers and does not apply to second or multiple checking accounts. New Standard Checking accounts do not qualify for this promotion. If you meet all the terms of this offer, the bonus will be credited to your checking account on the first business day following the end of the 90-day qualification period. Limit one bonus per member. Fees may apply for early closure of the checking account. Offer may be extended, modified, or discontinued at any time without prior notice at the credit union’s discretion. Any applicable taxes are the responsibility of the recipient. The checking account must remain open for a minimum of 90 days and all accounts associated with the membership must be in good standing (see “All About Your Accounts” agreement) to receive the bonus. Offer expires December 31, 2023.
**Qualifying Direct Deposit is an electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a Direct Deposit include, but are not limited to, transfers from one account to another, deposits from an internet payment service, and deposits made at an ATM.