- Learning Hub
- Free Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
- Dundalk Branch
- Perry Hall Branch
- Cockeysville Branch
Privacy Policy
We and our partners use cookies and other tracking technologies to improve your online experience, prevent fraud, deliver targeted advertising, and support our business operations. By accessing our site, you acknowledge and agree to our Privacy Policy.
Direct Deposit
Get Your Paycheck Up to Two Days Early*
Why wait for your money? Now you can access your paycheck up to two days earlier than usual. No more waiting for your funds to clear—get early access when your employer sends your payroll.
How It Works
Link your employer's payroll directly to your checking account with us.
Once we receive your payroll, funds are available in your account up to two days earlier.*
Enjoy this convenient service at no extra cost, allowing you to take full advantage of its benefits without any additional fees.
Benefits
Flexibility
Manage your finances better with early paycheck access.
Peace of Mind
Rest easy knowing your money is available when you need it.
Easy Enrollment for Government Benefits
Manage your benefits, like Social Security, at godirect.gov.**
Easily Change Direct Deposits With Direct Deposit Switch
Did you know that you can change your direct deposits to a new account in just minutes! With this convenient service, you can be sure you’re getting paid how you want, when you want, and where you want just follow the below steps.
- Log in to Online and Mobile Banking.
- In the menu, select "Account Services" to start.
- Select "Direct Deposit Switch."
- Follow the guide and enter your direct deposit information.
- Select your APGFCU account where you would like the direct deposit to be posted.
- Review and submit your changes.
Direct Deposit Disclosure
*Access to direct deposit up to two days early is available to all members who establish direct deposit with their employer or payroll company to an APGFCU account. Early direct deposit eligibility may vary between pay periods and the timing of the paying agency’s funding, and APGFCU cannot guarantee that deposits will be posted prior to their anticipated settlement date.
**Manage your government deposits, such as Social Security by visiting godirect.gov, select "Get Direct Deposit" and follow the instructions. Your account information will be provided directly to the U.S. Treasury.