APGFCU will NEVER contact you to request your PIN (Personal Identification Number). If you receive such a request, please contact us directly at our published number.
All APGFCU branch lobbies are open for teller transactions. Member services by appointment. Click for details.
All APGFCU branch lobbies are open for teller transactions. Safety protocols will remain in effect. Masks are required if not fully vaccinated, however, we recommend all visitors wear a mask for the safety of our members and staff. Masks are required on the Cecil College campus. For the safety of our members and employees, masks are required if you are not fully vaccinated. Branch hours for teller transactions and drive-thrus are Monday –Thursday, 9 a.m. - 5 p.m., Friday, 9 a.m. – 6 p.m., and Saturday, 9 a.m. – 1 p.m. Our APG branch closes at 5 p.m. on Fridays and is closed on Saturdays. Our Cecil College branch closes at 4:30 p.m. and is closed Saturdays and Sundays.
Branch visits for member service needs require an appointment. We are accepting appointments Monday - Thursday, 9 a.m. – 4 p.m., Fridays 9 a.m. - 5 p.m. and Saturdays 9 a.m. – 12 p.m. Please read the Appointment Guidelines below.
Request AppointmentThe health and safety of our members and employees are of top priority, so please carefully read the Frequently Asked Questions regarding lobby access.
Yes, if you are not fully vaccinated. While the State of Maryland no longer requires masks to be worn by the fully vaccinated, it does not permit businesses to set their own requirements. In addition, the CDC recommends that the unvaccinated continue wearing masks indoors. At this time, we continue to require those who are not fully vaccinated to wear a mask inside our facilities in order to receive service. We do recommend all visitors wear a mask, regardless of vaccination status, for the safety of our members and staff.
Drive-thru services will continue to be available, as well as digital options such as ATMs and online banking. Branches will have a limited supply of masks for emergency use, however, we do ask that all members bring masks when visiting the branches.
If you are not fully vaccinated and require an accommodation under the Americans with Disabilities Act, you may wear a face covering or shield instead of a mask. You may also wish to use our drive-thru services, or our digital options, such as ATMs and online banking.
The CDC continues to recommend the unvaccinated adhere to six feet of social distancing. We ask visitors to continue to follow social distancing markers and protocols inside and outside our facilities.
We are not accepting appointments for teller transactions, please use lobbies and drive-thrus. Appointments are reserved for more complex transactions that require the assistance of a member service representative.
We have designated teller stations and offices that allow us to safely practice social distancing while members are interacting at the teller station and when entering and exiting the line or being assisted by a member service representative.
We are asking that members provide tellers with photo identification. If needed, the teller may request that you temporarily pull down your mask so that they may compare the picture to your physical presence. If you are uncomfortable removing your mask, the teller may ask additional questions to verify your identity.
Appointments have specific guidelines outlined below. In case of inclement weather, we encourage you to review APGFCU website alerts for potential closures or delays that may impact your scheduled appointment or plans to visit a branch.
When you arrive for your appointment, please remember to:
Click here for a full listing of locations that offer drive-thrus and other services.
As a reminder, there are many ways you can conduct transactions remotely without having to visit a branch at all. Please check out our list of 54 Ways to Transact without Visiting a Branch and our step-by-step guide for remote transaction instructions.
Since the pandemic began, APGFCU has worked to balance member needs with member and employee safety. We thank you for your patience and understanding while we scaled back operations in order to do so.
The IRS will begin the process of distributing the third round of federal stimulus funds, by either paper check or direct deposit, as part of the Economic Impact Payments/COVID-19 relief efforts.
Here are a few tips about these payments:
Please remember APGFCU will NEVER ask for your personal identification number (PIN). If you receive a call or text requesting personal information, hang up and call us directly at our published number.
New Scam Alert: Authorities warn taxpayers to be vigilant and on alert to this potential fraud.
Scammers may be targeting your second stimulus check. Exercise caution in handling any email with a COVID-19-related subject line, attachment, or hyperlink, and be wary of social media pleas, texts, or calls related to COVID-19. The Better Business Bureau has received reports of phone calls, text messages and emails from scammers impersonating IRS agents in an attempt to steal stimulus payments and personal information.
Click here for more information regarding this scam from the Federal Trade Commission. Here is what you need to know :
Please visit The Cybersecurity and Infrastructure Security Agency (CISA) website for more information.
For more information on protecting yourself from scams and identity theft, visit:
For the latest information about coronavirus, go to the CDC's resource center.
If you have questions about how we may be of help to your business during this challenging time please contact us at email@example.com and a Business Services Manager will reach out to discuss your specific needs.
New Scam Alert: Small businesses are targets for a new COVID scam.
A new phishing scam is targeting small businesses. It starts with an email that claims to come from the “Small Business Administration Office of Disaster Assistance” and claimes the business is eligible for a loan of up to $250,000 and asks for personal information.
Click here for more information regarding this scam from the Federal Trade Commission.