- Learning Hub
- Free Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
- Dundalk Branch
- Perry Hall Branch
- Cockeysville Branch
Privacy Policy
We and our partners use cookies and other tracking technologies to improve your online experience, prevent fraud, deliver targeted advertising, and support our business operations. By accessing our site, you acknowledge and agree to our Privacy Policy.
APGFCU Closed on Monday, October 12
APGFCU will be closed on Monday, October 12.
Online/Mobile Banking, ABBY Telephone Teller and ATMs will be available during this time.
Regular hours will resume on Tuesday, October 13.
Holiday Loan
APGFCU Holiday Loan*
The holidays come with plenty to celebrate, along with a few extra expenses.
An APGFCU Holiday Loan offers:
- Competitive rate of 12% APR for 12 months1
- Loan amounts up to $2,000, deposited directly into your APGFCU account1
- No payments for 60 days2
- Convenient online or phone application process
We’re here to help make holiday spending more manageable, so you can focus on what matters most.
Apply before December 31, 2026, to get the cash you need to make this season merry and bright — and a little easier on your wallet.
Request an in-branch appointment to apply in person.
*Offer begins October 1, 2026, and ends December 31, 2026. Available only to APGFCU members in good standing with a savings account opened for at least one year. Verification of the source of income is required. Certain restrictions apply. All loans are subject to credit approval.
1Estimated monthly payment for a $2,000 loan at 12% APR for 12 months is $177.70. Loan proceeds will be reduced at the time of settlement by the amount of any remaining balance on an existing APGFCU Holiday Loan.
2First due date can be set up to 60 days from the loan closing date. The payment example does not reflect the optional 60 days to the first payment. Interest accrues from the date of loan disbursal and is repaid over the term of the loan.