APGFCU will NEVER contact you to request your PIN (Personal Identification Number). If you receive such a request, please contact us directly at our published number.
All APGFCU branch lobbies are open for teller transactions. Member services by appointment. Click for details.
Apply Online or call 410-272-4000 (800-225-2555)
Personal Loan Rates and Terms
1APR = Annual Percentage Rate. Rates are based on creditworthiness and loan term, and your rate may differ. Rates range from as low as 3.99% APR up to 17.74% maximum APR with automated payments. Loan is for a fixed amount and a fixed term. Advertised rate includes automated payments and rates will be 0.25% higher without automated payments. Subject to credit approval. Terms from 1 to 84 months are available. Payment Example: The payment on a $20,000 loan would be $301.76 per month by using the $15.09 per $1,000 at a non-variable interest rate of 6.99% APR with an 84-month term. This equates to $25,347.49 over the life of the loan.
2Examples only and savings may differ based on creditworthiness, loan type, loan amount, payment amount, and other unknown loan information. All loans are subject to credit approval. Payment example A: Borrow $15,000 @ 3.99% APR for 36 months for $442.79. Payment example B: Borrow $15,000 @16.15% APR for 36 months for $528.47.
3National Average APR for a credit card as of April 7, 2021, is 16.15% for informational purposes only (Source creditcards.com).
4Excludes late fees and any delinquent account fees.
Membership eligibility applies.