APGFCU will never contact you unexpectedly by text, email, or phone to request personal or financial information. We also won’t send representatives to your home to collect debit or credit cards or cash.
If you get a message claiming to be from APGFCU that asks for this information, do not respond.
To report a suspicious text or email, click here.
Apply Online or call 410-272-4000 (800-225-2555)
1APR = Annual Percentage Rate. Rates are based on creditworthiness and loan term, and your rate may differ. Rates range from as low as 5.99% APR up to 17.74% maximum APR with automated payments. Loan is for a fixed amount and a fixed term. Advertised rate includes automated payments and rates will be 0.25% higher without automated payments. The maximum rate is 17.74% APR with automated payments. Subject to credit approval. Terms from 12-84 months are available.
2Excludes late fees and any delinquent account fees.
3Example only and payment may differ based on creditworthiness, loan type, loan amount, payment amount, and other unknown loan information. Payment Example: Borrow $15,000 at 10.09% APR for 72 months for $278.57 per month.
4National Average APR for a credit card as of September 22, 2025 is 25.34%. For informational purposes only (Source: forbes.com).
Membership eligibility applies.