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Debt Consolidation

Personal Loans

  • Low, competitive rates as low as 3.99% APR1
  • No early payoff penalty
  • Ability to borrow up to $50,000 in one lump sum2

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1Rates are based on creditworthiness and loan term, and your rate may differ. Loan is for a fixed amount and a fixed term. Advertised rate includes automated payments and rates will be 0.25% higher without automated payments. The maximum rate is 17.74% APR with automated payments. Membership eligibility applies. Other restrictions may apply.
2Subject to credit approval.

Home Equity Loans

  • Fixed, low rates
  • Fixed monthly payments
  • Fixed term

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Home Equity Lines of Credit

  • Great, low rates
  • No annual fee, no application fee, and we pay closing costs*
  • Flexibility to borrow, pay back and re-borrow

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*Not including transfer/recordation taxes. If you close your Home Equity Line of Credit within three (3) years, we will add any closing costs we paid to your outstanding balance. Closing costs generally range from $100 to $6,500 (maximum line of credit of $485,000).

Visa® Balance Transfers

  • Transfer balances from higher-rate cards and loans to your APGFCU Visa Credit Card
  • Variety of card types with benefits

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