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ITA: APGFCU Cash Back Visa Credit Card - Members
Spend Smart. Earn Big.
Start earning more with every dollar you spend! Apply for the APGFCU® Visa® Cash Back Credit Card and enjoy these exclusive benefits:
Bonus
when you spend $1,000 in the first 90 days.2
Unlimited Cash Back
on every purchase – no categories, no limits.1
months of our lowest intro APR
on qualified purchases and balance transfers.
Get 0% intro APR for 15 months3 on qualified purchases and balance transfers with a 3% balance transfer fee.4
After that, a variable 14.74% - 17.99% APR applies with no balance transfer fee.3
Additional Benefits Include:5
Travel and Emergency Assistance Services
Auto Rental Collision Damage Waiver
Extended Warranty Protection
And more
Earn more from every dollar. Apply today!
Call Our Member Service Center
Call our Member Service Center at 410-272-4000 or our toll-free number at 800-225-2555.
Schedule an Appointment
Schedule an appointment at one of our branches.
Visa Disclosures
Membership eligibility applies. Terms and conditions apply. All loans are subject to credit approval. Not all applicants will qualify. Minimum credit scores may apply. Other restrictions may apply.
11.5% Cash Back awards earned for each one dollar ($1.00) spent of all new retail purchases less credits, returns and adjustments charged in a statement period. Cash Back awards will be paid monthly for credit card accounts in good standing only.
2To be eligible for the $100 bonus offer, you must make $1,000 or more in eligible purchases within 90 days of account opening. Eligible purchases are purchases for goods and services, minus returns and other credits. Eligible purchases do not include fees, interest charges, balance transfers, gambling, convenience checks, cash advances, or other cash equivalents (e.g., money orders, gift cards, prepaid cards). Please allow up to 45 days after the 90-day period for the $100 to post to your account as a statement credit. This bonus offer does not change your obligation to make the minimum monthly payment. Account must be open and not in default at the time the credit is scheduled to post to your account. Limit of one promotional offer at account opening. Offer not available to previous cardmembers who received a bonus in the past 12 months. APGFCU reserves the right to change or end this offer at any time without notice. Offer valid for accounts applied for on or after 04/01/2026 – 06/30/2026.
3 Visa Cash Back Card Terms & Conditions
4There is a 3% balance transfer fee for all balance transfer requests submitted and posted within the first 90 calendar days of account opening at the 0% introductory APR.
5Certain restrictions apply and benefits, terms and conditions are subject to change. For benefit details, please visit https://www.apgfcu.com/visa-protection-package.