2027 Board of Directors Election Preview
Presenting Your Four Candidates
Click for Official Election Rules
As a member-owner of APGFCU, you play an important role in our governance process. Through the Board of Directors election, you help shape the future direction of the credit union. Four candidates have been nominated for the 2027 Board of Directors election. If additional candidates are nominated by petition, ballots will be mailed with your fourth quarter statement in January 2027. Members will vote for four (4) candidates. The three candidates receiving the highest number of votes will each serve a three-year term, and the candidate receiving the fourth highest number of votes will serve a one-year term. If no petitions for nomination are received, the election will be uncontested, and the four candidates will be appointed to the Board of Directors. Voting will begin January 4, 2027. You may cast your vote electronically through online or mobile banking, return your ballot by mail or drop it into a ballot box at any APGFCU branch. The results of the election will be announced at the Annual Meeting on Thursday, April 22, 2027. Watch for additional election and Annual Meeting information on your ballot, in upcoming member newsletters and at apgfcu.com.
Biographical information supplied by the candidates. APGFCU does not endorse any candidate. The order of the candidates was chosen by lots.

Wayne G. Taylor
I am an Army veteran, retired Department of Defense employee, and APGFCU volunteer since 2005. I am currently a member of the board and have served on/chaired many important committees. I am a NAFCU Certified Volunteer Expert and regularly attend training sessions to keep up to date. It would be a great honor to continue serving you as a member of the board. Thanks very much.

Kurt J. Wilhelm
I have served APGFCU for almost two years, first as an associate director and now as a member of the board. I previously served on the Supervisory Committee and currently serve on the Governance, Community Impact, and Credit Appeals Committees. Drawing on my career in Information Governance and Legal Operations, I look forward to continuing to use my experience in service to APGFCU and its members.

Paul D. Eikenberg
I have volunteered with APGFCU for 30 years, serving in positions that have included chairman of the board (2019-2023), vice chairman, treasurer, and assistant treasurer. I have chaired the Finance, Human Resources, Technology, and Community Impact Committees. My work experience includes VP Managed Network Services, VP Franchise Operations, Franchise Owner, and Director Tax Services. "I am dedicated to our credit union, its members, and the community we serve."

Cheryl D. Rice
I have volunteered for 30 years and am completing my second term on your board. During my service, I have held the roles of assistant treasurer, treasurer, and Governance Committee chair. I also serve on the Human Resources and Finance Committees. A retired federal employee, I worked as an accountant, auditor, and budget analyst. I believe in community involvement and making a positive difference. I would be honored to represent you and appreciate your vote.
2027 Board of Directors Election - Official Election Rules
The following are the official rules, according to the APGFCU Bylaws, for nomination of officials for the election to the Board of Directors. Any further nominations from the membership must be made according to the rules and deadline dates below.
- At least 120 days prior to the Election, the Chairman of the Board shall appoint a Governance Committee of not fewer than three members.
- The Governance Committee shall nominate at least one member for each vacancy, including an unexpired term vacancy for which elections are being held, plus at least one more candidate.
- The Governance Committee shall file its nominations with the Secretary of the Board at least 90 days prior to the Election. Prior to filing, the committee shall determine that the members nominated are agreeable to the nomination and will accept office if elected. Written notice must be sent to members at least 75 days prior to the Election. THIS IS YOUR NOTICE.
- Nominations for vacancies may also be made by petition signed by one percent of the membership (190,205 members as of August 31, 2026) or 500 members, whichever is less. Each candidate must present a separate petition. For guidelines on the petition process, contact the APGFCU Internal Audit Department at 410-272-4000, ext. 3559 or email [email protected].
- Such petitions must be filed with the Secretary of the Board at least 40 days prior (November 25, 2026) to the Election.
- To be effective, such nominations shall be accompanied by a certification from the nominee or nominees stating that they are agreeable to nomination and will serve if elected to office.
- Each nominee by petition shall submit a brief statement of qualifications and biographical data with the petition.
- To be valid, all signatures must be accompanied by a printed last name.
- Per the credit union’s bylaws, the election will be conducted by ballot and there will be no nominations from the floor when the number
of nominees equals the number of positions to be filled.
- The Secretary shall cause all nominations to be posted in a conspicuous place in each Credit Union office at least 35 days (November 30, 2026) prior to the Election.
- All elections shall be determined by a plurality vote and will be conducted by electronic device or mail ballot.
- Voting shall be by members only. Only a person who has completed an application and has been accepted for membership is eligible to vote or sign a petition for nomination, provided that the member is at least sixteen (16) years old.
- In defining membership, the Federal Credit Union Act states, “Shares may be issued in joint tenancy with right of survivorship to any persons designated by the credit union member, but no joint tenant shall be permitted to vote, obtain loans, or hold office, unless he is within the field of membership and is a qualified member.”
