APGFCU will never contact you unexpectedly by text, email, or phone to request personal or financial information. We also won’t send representatives to your home to collect debit or credit cards or cash.
If you get a message claiming to be from APGFCU that asks for this information, do not respond.
To report a suspicious text or email, click here.
Refinancing your mortgage can be a smart financial move. Whether you're looking to lower your monthly payments, pay off your loan faster, or tap into your home’s equity, APGFCU® is here to help you make the most of your mortgage.
Ready to get started?
Or call 888-LOAN-391 (888-562-6391) to receive a call from an APGFCU Mortgage Consultant, to learn more about refinancing.
If interest rates have dropped since you took out your mortgage, refinancing could reduce your monthly payments and free up cash for other expenses.
Switching to a shorter loan term—like 15 years instead of 30—can help you pay off your mortgage sooner and save thousands in interest.
Use your home’s equity to fund major expenses like home improvements, education, or debt consolidation. A cash-out refinance lets you borrow more than you owe and take the difference in cash.
If you currently have an adjustable-rate mortgage (ARM), refinancing to a fixed-rate loan can provide stability and protect you from future rate increases.
Ready to get started?
Or call 888-LOAN-391 (888-562-6391) to receive a call from an APGFCU Mortgage Consultant, to learn more about refinancing.
Looking to dive deeper into mortgage refinancing? Check out these helpful resources:
Closing costs typically range from 2% to 6% of the loan amount and may include appraisal fees, title insurance, origination fees, and other charges. APGFCU offers options to pay these costs upfront, roll them into your loan, or choose a slightly higher interest rate to offset them.
A cash-out refinance replaces your current mortgage with a new, larger loan. The difference between your old balance and the new loan amount is given to you in cash, which you can use for home improvements, education costs, or paying down high-interest debt.
Refinancing can help you lower your interest rate, reduce monthly payments, pay off your mortgage faster, or access your home equity for major expenses like renovations or debt consolidation. It’s also a good option if you want to switch from an adjustable-rate mortgage to a fixed-rate loan for stability.