This session is designed for students and parents who are exploring options to finance higher education. Whether you are just beginning the college planning process or are already enrolled, this workshop will help you understand how private student loans work and how they fit into your overall financial plan.

What You Will Learn:

• The difference between federal and private student loans
• Key loan components: interest rates, repayment terms, and fees
• How to evaluate and compare private lenders
• Understanding credit and its role in the loan process
• The role of cosigners and how families can work together
• Step-by-step walkthrough of the application process

Darwin Morency joined Sallie Mae in 2019 and has over twenty years’ experience in the education finance industry. Darwin has spent several years as a Relationship Manager for KeyBank, Chase Education Finance and First Marblehead, servicing Colleges and Universities throughout the Northeast, Mid-Atlantic and Southern regions. In his role at Sallie Mae, Darwin currently manages undergrad and graduate & professional school relationships in Pennsylvania, New Jersey and the Mid-Atlantic region, working hard to promote Sallie Mae programs and financial literacy initiatives on the graduate and undergraduate school level.