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At APGFCU®, we’re here to help you make more of what you already have. A fixed-rate Home Equity Loan lets you turn your home’s equity into a smarter next step—whether you’re consolidating debt, planning renovations, or taking on a major expense.
With an APGFCU Home Equity Loan, you can enjoy:
Low, fixed rate with steady budgeting.
Combine balances into one payment.
Low closing costs, more savings.
Start Your ApplicationClick "Apply Now."
Sign Into Your AccountSelect "Sign Up" and follow the prompts to continue your application.
After your application has been submitted, you’ll be contacted by a Mortgage Consultant who will review the loan process with you. Have questions about our home equity loan rates? Click here.
*APR = Annual Percentage Rate. The rates stated are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Rates reflect a 0.25% discount for Automated Payments. To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated payment from an APGFCU account to repay your loan. Not all applicants will qualify for the lowest rate. The minimum loan amount is $5,000. Terms and conditions apply.
Income verification is required and subject to credit approval and review of property information. Adequate property insurance is required, and if applicable, flood insurance will be required.
This offer is available only on primary and secondary single-family residences or owner-occupied condominiums located in D.C., DE, FL, MD, NC, NJ, PA, SC and VA. Offer may be changed or withdrawn at any time. This offer is available for second liens only. Subject to credit approval. Rates subject to change at anytime.