About Us
APG Federal Credit Union (APGFCU®) is a member-owned cooperative with a simple purpose: helping you build a financial life that moves you toward the future you imagine. If you live, work, worship, volunteer, or attend school in Harford, Cecil, or Baltimore counties and Baltimore City, or qualify through family, you're eligible to join.
We’re different. And that makes a big difference for you.
We make you the owner.
As a cooperative, we’re owned by our members, not stockholders. When you’re a member, you can be assured your best interests guide every product we offer and every decision we make.
All our earnings work for you.
Since we’re not-for-profit, we reinvest all earnings for our members’ benefit. So we can offer products and services with better rates and lower fees than you’ll find elsewhere.
We help you be money smart.
We look out for your well-being by helping you be well informed about your financial situation. Free online resources, in-person workshops, financial counseling and more are always available to you.
We’re local, like you.
We started in Harford County in 1938. And we’re still here, with headquarters in Edgewood. Lending decisions, like all our decisions, are made locally.
We're for U.
U have plans to be made.
U have goals to be met.
U have dreams to be lived.
U want a partner you can trust.
U want an ally who puts people before profits.
U want personal connections, not just transactions.
U deserve guidance that helps you achieve.
U deserve tools that help you prosper.
U deserve every opportunity to grow.
U belong here.
Our Vision
Banking that feels like belonging.
Our Mission
Deeply enrich our community – financially and personally.
Our Statistics
- Assets: $2,737,227,794.03
- Shares: $2,433,548,859.14
- Loans: $2,201,469,122.51
- Members: 190,205
Newsletters & Annual Reports
Catch up on all that’s new at APGFCU and review our financial results to see how we successfully serve you, other members, and our communities.