- Learning Hub
- Free Financial Education
- Security
- College Planning and Education Loans
- Benefit Programs
- Financial Resources for Educators
- Insurance
- Financial Wellness in the Community
- Articles & Resource Library
- Financial Calculators
- IRA - Individual Retirement Accounts
- Overdraft Protection Services
- How to Bank Remotely
- Locations
- Aberdeen Branch
- APG Branch
- Bel Air — Amyclae Branch
- Bel Air — Home Loan Center, Main St. (No ATM)
- Bel Air — Laurel Bush Branch
- Bel Air — Main St. Branch
- Cecil College Branch
- Chesapeake City Branch
- Edgewood Branch
- Elkton Branch
- Fallston Branch
- Forest Hill Branch
- Havre de Grace Branch
- North East Branch
- Rising Sun Branch
- Riverside Branch
- Notary Services
- Dundalk Branch
- Perry Hall Branch
- Cockeysville Branch
Privacy Policy
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Memorial Day Closure
We will be closed on Monday, May 25, for the Memorial Day holiday observance.
Online/Mobile Banking, ABBY Telephone Teller and ATMs will be available during this time.
Regular hours will resume on Tuesday, May 26.
John Carroll School CampusCardsTM
APGFCU and The John Carroll School
Banking That Grows With Students and Families
APG Federal Credit Union is proud to partner with The John Carroll School to help students begin their financial journey with confidence, care, and real-world experience.From first savings goals to learning everyday money skills, we’re here to support students and families at every stage—on campus and beyond.
Learn more about our youth accounts.
John Carroll CampusCard Program
UPDATE: The third-party software vendor that supports the APGFCU CampusCard program with John Carroll will discontinue service in June 2026. As a result, the APGFCU lunch card will not be available for lunch payments beginning with the 2026–2027 school year.
This payment change applies only to the cafeteria and bookstore.
APGFCU remains a valued partner of John Carroll, and APGFCU accounts may continue to be used for other financial services as usual.
Start Their Financial Story With APGFCU
An APGFCU youth account helps students build healthy financial habits early, with tools designed to grow alongside them.
With an APGFCU Youth Account, students can:
- Open a dedicated youth membership savings account
- Learn smart money habits with guided, age-appropriate access
- Use a debit card with a joint owner to practice real-world money management
If you have questions regarding your account, please contact our Member Service Center at (410) 272-4000.
For a limited time, open a new youth membership savings account and receive a $50 account opening bonus.1
U Educate Member Rewards
Educators and school staff are essential to the strength of our community. That’s why APGFCU offers U Educate Member Rewards, a program created to give back to those who give so much.
Eligible educators can enjoy specialized products, preferred rates, discounts, and reduced fees designed with their needs in mind.
1Annual Percentage Yield (APY) for share savings account is 0.20% APY. The APY is accurate as of the last dividend declaration date. Rate may change after account opening. Fees may reduce earnings. $5 minimum to open and maintain a savings account. Bonus of $50, paid within five business days of account opening, will be deposited into the savings account. Bonus must stay in the account for 90 days. Offer applies to new memberships for ages 0 through 17 only. Maryland Uniform Transfers to Minors Act (MUTMA) and custodial accounts are not eligible for the bonus. New youth membership savings accounts must be opened via online secure form or in an APGFCU branch. We may report to the IRS the value of any cash received and any applicable taxes are the responsibility of the recipient. Membership eligibility applies. Other restrictions may apply. This offer is subject to change at any time at the credit union’s discretion and may not be combined with any other share savings offers.