We're ready to assist with special programs designed to help those impacted by the temporary closure of the Port of Baltimore.
Please be aware of fraudsters contacting members unexpectedly via text regarding a new device accessing accounts. The text contains a fraudulent link, which may ask for credentials.
The text reads as follows: A new device signed into your account. If this wasn’t you click APGFCUBANK.weebly.com.
The link may also appear as: http://myapgfcu.weebly[.]com
If you receive this text appearing to be from APGFCU:
Click here for more information regarding safeguarding your accounts from text scams.
Effective May 1, 2023, APGFCU will introduce a Standard Courtesy Pay Program and an Extended Courtesy Pay Program:
Standard Courtesy Pay Program – Members who meet the eligibility requirements are automatically enrolled for Courtesy Pay to cover overdraft checks, Automated Clearing House (ACH) transactions, bill payments, recurring debit card payments and other payment transactions (other than one-time or nonrecurring debit card transactions) for which there is not a sufficient Available Balance in their checking account. Members may unenroll in the Standard Courtesy Pay at any time.
Extended Courtesy Pay Program – Members who meet the eligibility requirements are also able to opt-in to elect Extended Courtesy Pay, which will cover one-time or nonrecurring debit card transactions for which there is not a sufficient Available Balance in their checking account. Members may opt out of this program at any time. Members must be enrolled in the Standard Courtesy Pay Program in order to opt-in to the Extended Courtesy Pay Program.
You are not required to have Courtesy Pay on your account and you may opt out at any time. Without Courtesy Pay, you are still subject to Nonsufficient Funds (NSF) Fees on check and ACH transactions, and all NSF items will be returned as unpaid. We do not charge a Nonsufficient Funds Fee if a one-time debit card payment is declined.
To review the disclosure changes effective May 1, 2023, please review the Notice of Change to Overdraft Policy found on our Disclosures page.
Please complete and submit the form below to request changes to your Standard and/or Extended Courtesy Pay enrollment.
By agreeing to have my overdrafts paid by APGFCU, I understand that I have a right to revoke or change my election at any time.