Conventional 97% & Conventional 95% Loans
The loans you know with down payments that will surprise you.
APGFCU’s Conventional 97% and 95% programs1 offer even more options to help you move into your first house without breaking the bank.
- 3% down payment (97%) or 5% down payment (95%)
- 30-, 20-, 15- & 10-year fixed rates2
Purchase your Conventional 97% or 95% Loan here
To learn more about our Conventional 97% or Conventional 95% loan, including eligibility requirements, call 888-LOAN-391 (888-562-6391) to receive a call from an APGFCU Mortgage Consultant.
Membership eligibility applies. Loans are available only on primary and secondary single-family residences or owner-occupied condominiums located in MD, D.C., DE, NJ, PA, NC, SC, FL, and VA. Subject to credit approval.
1Mortgage insurance (MI) and a minimum credit score of 620 are required.
2Loan payment examples: A Conventional 97% (97% LTV) loan of $180,000 for 30 years at a rate of 7.375% and 7.508% APR will have a principal and interest payment of $1,243.22.
A Conventional 95% (95% LTV) loan of $180,000 for 30 years 7.500% and 7.608% APR will have a principal and interest payment of $1,258.59.
Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.
