Earn more on your balances with High Yield Checking.
Limited-time mortgage offer.Subject to credit approval.
Use your computer, laptop, mobile device, or phone to stay connected to your APGFCU accounts 24 hours a day, 7 days a week!
We serve Harford County, Cecil County and certain areas of Middle River, Maryland. Once you're an APG Federal Credit Union member, you're always a member.
Open a new checking account and you could be eligible for a $200 bonus!2
Receive the $200 bonus when you:
Visit one of our convenient locations to apply.
Hurry, this offer is good from May 1 – May 31, 2019!
Annual Percentage Yield (APY) as of 02/11/19 for High Yield Checking and 04/22/19 for Member Protect Checking. APYs are accurate as of last dividend declaration date. Rates may change after account opening. No minimum balance requirements. No minimum to open accounts. Fees may reduce earnings on accounts. High Yield Checking and Member Protect Checking are limited to one account each per member (per membership). Custodial and other fiduciary accounts are not eligible for this offer. Checking account must remain open for a minimum of 90 days and all accounts associated with the membership must be in good standing to receive the bonus. If you meet all the terms of this offer, the bonus will be credited to your checking account on the 1st business day following the end of the 90-day Qualification Period. Limit one bonus per member. Fees may apply for early closure of checking account. Offer may be extended, modified or discontinued at any time without prior notice at the credit union’s discretion. Any applicable taxes are the responsibility of the recipient.Membership eligibility applies. Other restrictions may apply. No DOD endorsement implied.1Offer applies to Department of Defense employees, military contractors, active duty, reserve, National Guard, military veterans, or their immediate family.2Offer is for new checking accounts only. Checking accounts established May 1 - May 31, 2019 may qualify for a $200 cash bonus if the following qualifications are met: (1) open a new APGFCU checking account during the promotional period and, (2) within 90 days of opening the checking account (“Qualification Period”), receive into the checking account a qualifying recurring direct deposit totaling at least $200. Offer cannot be combined with any other offers and does not apply to second or multiple checking accounts. Other restrictions may apply.For High Yield Checking: If your account meets the criteria, you will earn 2.50% APY on balances up to $10,000 and 0.15% APY on balances of $10,000.01 and higher. Balances on accounts that fail to meet the account requirements for a given month will earn 0.05% APY. No monthly maintenance fees or penalties. To earn the higher rate, you must, (1) opt out of paper statements from APGFCU, and (2) have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account, and (3) complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa® Debit Card linked to the High Yield Checking Account.For Member Protect Checking: Accounts with average daily balances of $0 - $10,000 will earn an APY of 0.05%, accounts with average daily balances of $10,000.01 - $20,000 will earn an APY of 0.15%, and accounts with average daily balances of $20,000.01+ will earn an APY of 0.25%. The account has a $6.00 monthly fee. This fee is waived if you, (1) opt out of paper statements from APGFCU, and (2) have an ongoing qualifying direct deposit of at least $200 per month into your Member Protect Checking account, and (3) complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account.3A qualifying Direct Deposit is an electronic credit of your salary, pension, Social Security or other regular monthly income deposited to your account by your employer, a government agency, or a third party for whom you perform work on a regular basis. Transactions that do not qualify as a Direct Deposit include, but are not limited to, transfers from one account to another, deposits from an internet payment service and deposits made at an ATM.