VA & FHA

VA Home Loans1



A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs that allows eligible buyers to purchase a home with $0 down. This funding is available to military veterans, active duty personnel, their spouses and surviving spouses (provided they do not remarry) who meet the VA’s eligibility requirements.

4 Fast Facts



  • Monthly mortgage insurance is not required.
  • Seller contributions are allowed and can limit out-of-pocket expenses.
  • Financing is available for your primary residence only.
  • VA loans can be used for both the purchase of a new home or the refinance of a mortgage from another lender.

For more information, complete the form to the right and a Mortgage Consultant will contact you.

You can also call 1-888-LOAN-391 (888-562-6391).




FHA Home Loans1



An FHA insured loan is a U.S. Federal Housing Administration insurance-backed mortgage loan. FHA loans remain a viable option for borrowers who want to buy a new home or refinance an existing loan.

5 Fast Facts



  • A minimum down-payment of 3.5% is required.
  • FHA loans can be used for both the purchase of a new home or the refinance of a mortgage loan from another lender.
  • FHA loans use more flexible underwriting standards than conventional loans.
  • A co-applicant can help you qualify even if that person doesn’t live in the home.
  • In most cases you pay an upfront and monthly FHA mortgage insurance premium.

For more information, complete the form to the right and a Mortgage Consultant will contact you.

You can also call 1-888-LOAN-391 (888-562-6391).