Education Loans

An education is one of the best investments you can make for yourself or for your children. APGFCU offers the financial resources, throughout an educational career, that you’ll need to turn your educational goals into a reality. We offer 2 types of loans; an Education Loan and a Higher Education Loan.

Education Loan

K-12 & Beyond

Our Education Loan can be used for private primary or secondary school or for college or vocational education beyond the 12th grade. In addition, the loan proceeds can be used to pay for tuition, fees, books, supplies, and room and board unlike other student loans.

Benefits Included:

  • Low, competitive rates
  • No early payoff penalty
  • Set loan term with fixed monthly payments
  • Add on to your loan each semester or each year
  • Payment goes directly to the school

You may also apply for an APGFCU loan within Online Banking. Just log into your account and click "Apply for a Loan" under "Services." The loan application page will open in a new window and your personal information is pre-filled. Select the loan amount and terms, review the information and submit.

For personalized service:

Higher Education Loan

Smart Option Student Loan® by Sallie Mae®

Our partnership with Sallie Mae expands our educational loan offering and gives you access to more repayment options at competitive interest rates. The Smart Option Loan by Sallie Mae is an ideal solution to help you pay for college expenses not covered by scholarships and Federal loans. To learn more or to apply, please get started here.

Benefits Included:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists