Summer FUNding

Home Equity Lines of Credit

A Home Equity Line of Credit (or a HELOC) is secured by your home. With an APGFCU Home Equity Line of Credit, you can access the equity in your home when you need it. Complete the form to the right for more information.

Product Features:

Check MarkNo application fee

Check MarkFlexibility to borrow, pay back and re-borrow

Check MarkWe pay closing costs up to $1,200,
not including transfer/recordation taxes**

Check MarkInterest paid may be tax-deductible*

Check MarkUse funds from your line of credit over time

For personalized service:

  • Call 1-800-225-2555, press 4.
  • Come in to any branch.

Home Equity Lines of Credit Rates

Effective June 20, 2017 - ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
Rates expressed as Annual Percentage Rate (APR)

Introductory Rate: 1.99% for 12 months. Then, 4.00% Variable Rate

Home Equity Line of Credit rates as of June 20, 2017. The introductory rate of 1.99% APR applies for the first 12 months. Following the introductory period, the APR may vary quarterly, based on the then-current prime rate, as published in the Wall Street Journal (currently 4.00% APR), plus a margin of 0%. Maximum 18% APR. Introductory rate available for new accounts only. Rates advertised are based on a maximum loan-to-value (LTV) of 80%. Loans with an LTV between 80.01% and 89.99% are also available at different rates and terms. Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary single-family residences or owner-occupied condominiums located in MD, DE, PA, VA, FL and NJ. Subject to credit approval. Offer may be changed or withdrawn at any time.

Apply Now

* Consult a tax advisor for more information.
**APGFCU will pay the closing costs up to a maximum of $1,200, not including transfer/recordation taxes, on Home Equity Lines of Credit. If you pay off your Home Equity Line of Credit within three years, we will add any closing costs we paid on your behalf to the outstanding balance.