So thin. Yet so powerful.

Visa Platinum Preferred Student

With the Visa® Platinum Preferred Student Credit Card, full-time college students can learn to manage credit responsibly, with no unnecessary fees or charges. Establishing a good credit history will help you to make larger purchases down the road, like a car or a house.

In addition, our low interest rate will prevent any surprises on the monthly bill. Create good financial habits and apply for the APGFCU Visa Platinum Preferred Student Credit Card now.

Visa Platinum Preferred Collection

Product Features:

  • 0% intro APR for 15 months on purchases and qualified balance transfers*
  • After 15 months, 15.99% - 17.99% variable APR**
  • Low annual percentage rate
  • No annual fee
  • Credit limits up to $1,000
  • Zero liability for fraudulent charges
  • EMV Security Chip enabled

Added Benefits:

  • Make purchases with the flexibility to pay over time
  • When you repay, you can re-use your available credit
  • Use your card as Overdraft Protection for your checking account
  • Access your account anytime through Online or Mobile Banking

Rewards Benefits:

  • 1,000 free Welcome points at sign up
  • 1,500 free Thank You points at first purchase
  • Earn one point for every dollar you spend on purchases
  • No limit to the number of points you can earn

You may also apply for an APGFCU Visa Credit Card within Online Banking. Just log into your account and click "Apply for a Loan" under "Services." The loan application page will open in a new window and your personal information is pre-filled. Select the loan amount and terms, review the information and submit.

For personalized service:

Membership eligibility applies. Subject to credit approval. Your APR is based on your creditworthiness and not all applicants will qualify for the lowest rate. The APR will be based on creditworthiness and will vary with the market based on the Prime Rate reported within the WSJ on the first business day of each month.

*3% of the amount of each balance transfer transaction will be assessed to your account upon posting for all balance transfer requests submitted within the first 90 calendar days of account opening at the 0% introductory APR. Offer subject to change.

**0% introductory APR applies to purchases made up to 15 months from account opening. 0% introductory APR for 15 months from the date of account opening for balance transfers submitted within the first 90 calendar days from account opening. Offer applies to Cash Back, Platinum Preferred, Platinum Preferred Rewards and Platinum Preferred Student/ Starter Visa cards.